FSFG
First Savings Financial Group Inc
NASDAQ: FSFG · FINANCIAL SERVICES · BANKS - REGIONAL
$33.98
+0.00% today
Updated 2026-02-02
Market cap
$238.37M
P/E ratio
10.23
P/S ratio
2.83x
EPS (TTM)
$3.32
Dividend yield
1.85%
52W range
$21 – $34
Volume
0.0M
First Savings Financial Group Inc (FSFG) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.11M | $13.95M | $13.58M | $14.27M | $29.24M | $28.99M | $29.42M | $31.43M | $32.54M | $33.96M | $32.66M | $42.50M | $55.43M | $94.93M | $191.06M | $185.62M | $122.42M | $86.92M | $134.40M | $146.33M |
| Revenue growth (YoY) | — | +6.4% | -2.7% | +5.1% | +104.9% | -0.8% | +1.5% | +6.9% | +3.5% | +4.4% | -3.8% | +30.1% | +30.4% | +71.3% | +101.3% | -2.8% | -34.0% | -29.0% | +54.6% | +8.9% |
| Cost of revenue | $6.06M | $6.94M | $7.51M | $5.26M | $7.72M | $6.99M | $6.21M | $5.79M | $4.80M | $4.64M | $4.80M | $5.76M | $7.69M | $12.37M | $18.50M | $6.32M | $12.45M | $44.27M | $67.02M | $62.55M |
| Gross profit | $7.05M | $7.01M | $6.07M | $9.01M | $21.52M | $22.00M | $23.21M | $25.64M | $27.74M | $29.33M | $27.86M | $36.75M | $47.74M | $82.56M | $172.56M | $179.30M | $109.97M | $86.92M | $67.38M | $83.78M |
| Gross margin | 53.8% | 50.2% | 44.7% | 63.1% | 73.6% | 75.9% | 78.9% | 81.6% | 85.2% | 86.3% | 85.3% | 86.5% | 86.1% | 87.0% | 90.3% | 96.6% | 89.8% | 100.0% | 50.1% | 57.3% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $4.34M | $170000.00 | $3.73M | $4.71M | $11.37M | $10.28M | $9.45M | $10.98M | $11.61M | $12.27M | $13.36M | $15.58M | $20.31M | $43.21M | $93.31M | $103.40M | $62.06M | $47.63M | $34.14M | $36.77M |
| Operating income | $596000.00 | $1.24M | $-490000.00 | $-219000.00 | $3.44M | $5.69M | $5.75M | $6.51M | $7.47M | $8.33M | $5.59M | $11.83M | $14.76M | $20.09M | $46.74M | $39.97M | $17.31M | $8.18M | $14.61M | $26.86M |
| Operating margin | 4.5% | 8.9% | -3.6% | -1.5% | 11.8% | 19.6% | 19.5% | 20.7% | 22.9% | 24.5% | 17.1% | 27.8% | 26.6% | 21.2% | 24.5% | 21.5% | 14.1% | 9.4% | 10.9% | 18.4% |
| EBITDA | $859000.00 | $1.52M | $-195000.00 | $82000.00 | $4.61M | $6.60M | $6.74M | $7.75M | $8.91M | $9.78M | $7.05M | $13.00M | $16.13M | $21.77M | $48.60M | $42.27M | $19.76M | $8.18M | $16.98M | $29.11M |
| EBITDA margin | 6.6% | 10.9% | -1.4% | 0.6% | 15.8% | 22.8% | 22.9% | 24.6% | 27.4% | 28.8% | 21.6% | 30.6% | 29.1% | 22.9% | 25.4% | 22.8% | 16.1% | 9.4% | 12.6% | 19.9% |
| EBIT | $596000.00 | $1.24M | $-490000.00 | $-219000.00 | $3.44M | $5.69M | $5.75M | $6.51M | $7.47M | $8.33M | $5.59M | $11.83M | $14.76M | $20.09M | $46.74M | $39.97M | $17.31M | $8.18M | $14.61M | $26.86M |
| Interest expense | $5.25M | $6.18M | $5.97M | $4.44M | $6.12M | $5.38M | $4.67M | $3.94M | $3.56M | $3.78M | $4.17M | $4.46M | $6.34M | $10.91M | $10.54M | $8.09M | $10.54M | $41.66M | $63.93M | $62.22M |
| Income tax | $241000.00 | $427000.00 | $-300000.00 | $-252000.00 | $808000.00 | $1.68M | $1.46M | $1.81M | $2.08M | $1.58M | $-2.32M | $2.52M | $2.42M | $3.10M | $12.66M | $10.00M | $1.92M | $10000.00 | $1.02M | $3.70M |
| Effective tax rate | 40.4% | 34.4% | 61.2% | 115.1% | 23.5% | 29.5% | 25.4% | 27.8% | 27.8% | 18.9% | -41.5% | 21.3% | 18.2% | 16.1% | 27.5% | 25.3% | 11.1% | 0.1% | 7.0% | 13.8% |
| Net income | $355000.00 | $814000.00 | $-190000.00 | $33000.00 | $2.63M | $4.01M | $4.29M | $4.70M | $5.39M | $6.75M | $7.91M | $9.31M | $10.90M | $16.18M | $33.35M | $29.57M | $15.39M | $8.17M | $13.59M | $23.16M |
| Net income growth (YoY) | — | +129.3% | -123.3% | +117.4% | +7866.7% | +52.7% | +6.8% | +9.5% | +14.8% | +25.3% | +17.2% | +17.7% | +17.1% | +48.4% | +106.2% | -11.4% | -48.0% | -46.9% | +66.3% | +70.4% |
| Profit margin | 2.7% | 5.8% | -1.4% | 0.2% | 9.0% | 13.8% | 14.6% | 14.9% | 16.6% | 19.9% | 24.2% | 21.9% | 19.7% | 17.0% | 17.5% | 15.9% | 12.6% | 9.4% | 10.1% | 15.8% |