FSBC
Five Star Bancorp
NASDAQ: FSBC · FINANCIAL SERVICES · BANKS - REGIONAL
$40.45
-0.02% today
Updated 2026-04-30
Market cap
$865.73M
P/E ratio
13.97
P/S ratio
5.82x
EPS (TTM)
$2.90
Dividend yield
2.09%
52W range
$25 – $42
Volume
0.1M
Five Star Bancorp (FSBC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.92M | $7.16M | $30000.00 | $69.63M | $82.96M | $87.82M | $123.79M | $7.51M | $212.20M | $255.47M |
| Revenue growth (YoY) | — | +3.4% | -99.6% | +232006.7% | +19.1% | +5.9% | +41.0% | -93.9% | +2725.1% | +20.4% |
| Cost of revenue | — | — | — | $17.14M | $18.18M | $5.67M | $21.55M | $6.72M | $94.19M | $106.73M |
| Gross profit | $6.92M | $7.16M | $30000.00 | $52.50M | $64.78M | $82.15M | $102.24M | $793000.00 | $118.01M | $148.74M |
| Gross margin | 100.0% | 100.0% | 100.0% | 75.4% | 78.1% | 93.5% | 82.6% | 10.6% | 55.6% | 58.2% |
| R&D | — | — | — | — | — | — | — | — | — | — |
| SG&A | $5.37M | $6.09M | $6.61M | $13.09M | $17.22M | $20.52M | $23.42M | $29.30M | $33.34M | $40.67M |
| Operating income | $649000.00 | $1.14M | $618000.00 | $30.36M | $37.26M | $47.15M | $62.86M | $-1.61M | $64.72M | $83.73M |
| Operating margin | 9.4% | 15.9% | 2060.0% | 43.6% | 44.9% | 53.7% | 50.8% | -21.4% | 30.5% | 32.8% |
| EBITDA | $2.56M | $3.16M | $3.73M | $30.79M | $37.72M | $47.76M | $64.49M | $-1.61M | $66.60M | $86.78M |
| EBITDA margin | 36.9% | 44.2% | 12446.7% | 44.2% | 45.5% | 54.4% | 52.1% | -21.4% | 31.4% | 34.0% |
| EBIT | $2.64M | $3.29M | $3.40M | $30.36M | $37.26M | $47.15M | $62.86M | $-1.61M | $64.72M | $83.73M |
| Interest expense | $2.00M | $2.16M | $2.78M | $11.63M | $9.18M | $3.97M | $14.85M | $63.50M | $87.24M | $97.03M |
| Income tax | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $513000.00 | $854000.00 | $211000.00 | $29.30M | $35.93M | $42.44M | $44.80M | $47.73M | $45.67M | $61.61M |
| Net income growth (YoY) | — | +66.5% | -75.3% | +13786.3% | +22.6% | +18.1% | +5.6% | +6.5% | -4.3% | +34.9% |
| Profit margin | 7.4% | 11.9% | 703.3% | 42.1% | 43.3% | 48.3% | 36.2% | 635.5% | 21.5% | 24.1% |