WallStSmart
FNWB

First Northwest Bancorp

NASDAQ: FNWB · FINANCIAL SERVICES · BANKS - REGIONAL

$10.00
+0.30% today

Updated 2026-04-30

Market cap
$95.75M
P/E ratio
P/S ratio
1.58x
EPS (TTM)
$-0.48
Dividend yield
1.39%
52W range
$6 – $11
Volume
0.0M

First Northwest Bancorp (FNWB) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20092010201120122013201420152016201720182019202020212022202320242025
Revenue$41.22M$34.04M$32.34M$31.36M$31.55M$27.60M$32.19M$38.35M$46.61M$51.66M$56.26M$67.53M$79.31M$90.70M$104.92M$117.03M$107.19M
Revenue growth (YoY)-17.4%-5.0%-3.0%+0.6%-12.5%+16.6%+19.1%+21.5%+10.8%+8.9%+20.0%+17.4%+14.4%+15.7%+11.5%-8.4%
Cost of revenue$16.05M$9.18M$15.11M$7.38M$6.04M$4.59M$4.59M$5.00M$6.42M$10.19M$12.12M$12.77M$6.72M$12.05M$40.79M$72.52M$56.53M
Gross profit$25.17M$24.86M$17.23M$23.99M$25.51M$27.60M$27.60M$33.35M$46.61M$41.47M$44.14M$54.76M$72.59M$78.66M$64.13M$44.52M$50.67M
Gross margin61.1%73.0%53.3%76.5%80.9%100.0%85.7%87.0%100.0%80.3%78.5%81.1%91.5%86.7%61.1%38.0%47.3%
R&D$0.00$0.00$0.00$0.00
SG&A$16.03M$12.79M$12.54M$14.00M$15.06M$16.77M$16.43M$18.32M$4.92M$22.79M$22.59M$30.46M$35.46M$38.20M$34.00M$35.81M$18.64M
Operating income$-601000.00$5.09M$-3.76M$2.74M$3.41M$-5.44M$-5.44M$5.45M$7.29M$8.68M$11.09M$13.29M$18.17M$16.34M$2.67M$-7.56M$-5.87M
Operating margin-1.5%15.0%-11.6%8.7%10.8%-19.7%-16.9%14.2%15.6%16.8%19.7%19.7%22.9%18.0%2.5%-6.5%-5.5%
EBITDA$1.49M$7.22M$-1.51M$4.68M$4.86M$-4.20M$6.83M$8.56M$10.19M$12.68M$14.95M$19.72M$18.40M$4.29M$-6.14M$-5.17M
EBITDA margin3.6%21.2%-4.7%14.9%15.4%0.0%-13.0%17.8%18.4%19.7%22.5%22.1%24.9%20.3%4.1%-5.2%-4.8%
EBIT$-601000.00$5.09M$-3.76M$2.74M$3.41M$-5.44M$-5.44M$5.45M$7.40M$8.61M$11.09M$13.29M$18.17M$16.34M$2.67M$-7.56M$-5.87M
Interest expense$11.68M$8.26M$7.14M$6.00M$4.73M$0.00$4.59M$4.77M$5.16M$9.01M$11.45M$7.72M$5.37M$10.52M$39.47M$56.02M$49.70M
Income tax$-602000.00$1.20M$-1.80M$422000.00$740000.00$-354000.00$-354000.00$1.46M$4.08M$1.57M$2.08M$2.95M$3.19M$2.85M$549000.00$-944000.00$-1.68M
Effective tax rate100.2%23.5%47.9%15.4%21.7%6.5%6.5%26.7%55.2%18.1%18.7%22.2%17.2%15.4%19.4%12.5%28.6%
Net income$1000.00$3.90M$-1.96M$2.32M$2.67M$-5.09M$-5.09M$3.99M$3.32M$7.11M$9.01M$10.34M$15.42M$15.64M$2.29M$-6.61M$-4.19M
Net income growth (YoY)+389400.0%-150.3%+218.3%+15.1%-290.8%+0.0%+178.4%-16.9%+114.1%+26.9%+14.7%+49.1%+1.5%-85.4%-389.3%+36.6%
Profit margin0.0%11.4%-6.1%7.4%8.5%-18.4%-15.8%10.4%7.1%13.8%16.0%15.3%19.4%17.2%2.2%-5.7%-3.9%