FNB
F.N.B. Corp
NYSE: FNB · FINANCIAL SERVICES · BANKS - REGIONAL
$17.85
+1.83% today
Updated 2026-04-30
Market cap
$6.23B
P/E ratio
10.82
P/S ratio
3.63x
EPS (TTM)
$1.62
Dividend yield
2.71%
52W range
$13 – $19
Volume
8.1M
F.N.B. Corp (FNB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $421.70M | $450.62M | $513.09M | $501.59M | $485.03M | $505.50M | $559.79M | $572.22M | $662.32M | $709.21M | $880.00M | $1.23B | $1.45B | $1.54B | $1.44B | $1.33B | $1.61B | $2.23B | $2.57B | $2.69B |
| Revenue growth (YoY) | — | +6.9% | +13.9% | -2.2% | -3.3% | +4.2% | +10.7% | +2.2% | +15.7% | +7.1% | +24.1% | +40.0% | +17.4% | +6.6% | -6.5% | -7.4% | +20.4% | +38.5% | +15.3% | +4.9% |
| Cost of revenue | $164.00M | $186.75M | $230.36M | $187.98M | $136.05M | $108.26M | $90.36M | $75.43M | $81.33M | $89.01M | $123.00M | $195.00M | $299.00M | $374.00M | $331.00M | $99.00M | $229.00M | $728.00M | $1.05B | $1.02B |
| Gross profit | $257.70M | $263.87M | $282.73M | $313.61M | $348.98M | $397.24M | $469.44M | $496.79M | $580.99M | $620.19M | $757.00M | $1.04B | $1.15B | $1.17B | $1.11B | $1.24B | $1.38B | $1.50B | $1.52B | $1.68B |
| Gross margin | 61.1% | 58.6% | 55.1% | 62.5% | 71.9% | 78.6% | 83.9% | 86.8% | 87.7% | 87.4% | 86.0% | 84.2% | 79.3% | 75.7% | 77.0% | 92.6% | 85.8% | 67.3% | 59.0% | 62.3% |
| R&D | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $86.21M | $89.53M | $153.29M | $152.81M | $145.63M | $167.74M | $188.43M | $202.11M | $221.09M | $229.25M | $294.57M | $395.72M | $403.00M | $398.00M | $426.00M | $436.00M | $446.00M | $523.00M | $545.00M | $715.78M |
| Operating income | $97.19M | $98.14M | $42.83M | $50.38M | $102.54M | $119.05M | $154.18M | $162.56M | $206.67M | $229.64M | $246.00M | $356.00M | $452.00M | $471.00M | $343.00M | $503.00M | $553.00M | $584.00M | $555.00M | $669.36M |
| Operating margin | 23.0% | 21.8% | 8.3% | 10.0% | 21.1% | 23.6% | 27.5% | 28.4% | 31.2% | 32.4% | 28.0% | 28.9% | 31.3% | 30.6% | 23.8% | 37.7% | 34.4% | 26.2% | 21.6% | 24.8% |
| EBITDA | $111.65M | $111.57M | $63.80M | $76.24M | $129.79M | $141.48M | $186.01M | $193.33M | $246.79M | $273.59M | $307.00M | $445.00M | $561.00M | $516.00M | $340.00M | $513.00M | $626.00M | $662.00M | $622.00M | $669.36M |
| EBITDA margin | 26.5% | 24.8% | 12.4% | 15.2% | 26.8% | 28.0% | 33.2% | 33.8% | 37.3% | 38.6% | 34.9% | 36.1% | 38.8% | 33.5% | 23.6% | 38.4% | 38.9% | 29.7% | 24.2% | 24.8% |
| EBIT | $97.19M | $98.14M | $42.83M | $50.38M | $102.54M | $119.05M | $154.18M | $162.56M | $206.67M | $229.64M | $246.00M | $356.00M | $452.00M | $471.00M | $343.00M | $503.00M | $553.00M | $584.00M | $555.00M | — |
| Interest expense | $153.59M | $174.05M | $157.99M | $121.18M | $88.73M | $74.62M | $59.05M | $44.34M | $42.69M | $48.57M | $67.00M | $134.00M | $238.00M | $330.00M | $208.00M | $98.00M | $165.00M | $656.00M | $971.71M | $929.78M |
| Income tax | $29.54M | $28.46M | $7.24M | $9.27M | $27.88M | $32.00M | $43.77M | $44.76M | $62.62M | $69.99M | $75.00M | $157.00M | $79.00M | $84.00M | $57.00M | $98.00M | $114.00M | $99.00M | $90.00M | $103.97M |
| Effective tax rate | 30.4% | 29.0% | 16.9% | 18.4% | 27.2% | 26.9% | 28.4% | 27.5% | 30.3% | 30.5% | 30.5% | 44.1% | 17.5% | 17.8% | 16.6% | 19.5% | 20.6% | 17.0% | 16.2% | 15.5% |
| Net income | $67.65M | $69.68M | $35.59M | $41.11M | $74.65M | $87.05M | $110.41M | $117.80M | $144.05M | $159.65M | $171.00M | $199.00M | $373.00M | $387.00M | $286.00M | $405.00M | $439.00M | $485.00M | $465.00M | $565.39M |
| Net income growth (YoY) | — | +3.0% | -48.9% | +15.5% | +81.6% | +16.6% | +26.8% | +6.7% | +22.3% | +10.8% | +7.1% | +16.4% | +87.4% | +3.8% | -26.1% | +41.6% | +8.4% | +10.5% | -4.1% | +21.6% |
| Profit margin | 16.0% | 15.5% | 6.9% | 8.2% | 15.4% | 17.2% | 19.7% | 20.6% | 21.7% | 22.5% | 19.4% | 16.2% | 25.8% | 25.1% | 19.8% | 30.3% | 27.3% | 21.8% | 18.1% | 21.0% |