FMNB
Farmers National Banc Corp
NASDAQ: FMNB · FINANCIAL SERVICES · BANKS - REGIONAL
$13.92
-3.13% today
Updated 2026-04-29
Market cap
$832.56M
P/E ratio
9.70
P/S ratio
4.29x
EPS (TTM)
$1.45
Dividend yield
4.88%
52W range
$12 – $15
Volume
0.4M
Farmers National Banc Corp (FMNB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $49.23M | $50.82M | $51.74M | $59.24M | $61.58M | $56.97M | $55.69M | $54.87M | $56.22M | $72.13M | $95.74M | $104.58M | $117.27M | $130.03M | $148.49M | $154.65M | $177.91M | $213.34M | $269.45M | $271.83M |
| Revenue growth (YoY) | — | +3.2% | +1.8% | +14.5% | +3.9% | -7.5% | -2.3% | -1.5% | +2.5% | +28.3% | +32.7% | +9.2% | +12.1% | +10.9% | +14.2% | +4.2% | +15.0% | +19.9% | +26.3% | +0.9% |
| Cost of revenue | $20.40M | $22.46M | $21.37M | $22.60M | $19.08M | $11.49M | $6.94M | $6.35M | $6.46M | $7.60M | $8.25M | $10.23M | $16.27M | $22.06M | $25.24M | $13.36M | $19.04M | $41.86M | $107.33M | $98.42M |
| Gross profit | $28.83M | $28.36M | $30.38M | $36.64M | $42.50M | $45.49M | $48.75M | $48.52M | $49.76M | $64.53M | $87.49M | $94.35M | $101.00M | $107.97M | $123.25M | $141.29M | $158.87M | $213.34M | $162.12M | $173.41M |
| Gross margin | 58.6% | 55.8% | 58.7% | 61.9% | 69.0% | 79.8% | 87.5% | 88.4% | 88.5% | 89.5% | 91.4% | 90.2% | 86.1% | 83.0% | 83.0% | 91.4% | 89.3% | 100.0% | 60.2% | 63.8% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $11.59M | $11.73M | $11.81M | $16.69M | $17.71M | $18.34M | $20.46M | $22.77M | $21.61M | $28.25M | $33.89M | $36.60M | $37.94M | $37.50M | $39.83M | $39.39M | $45.01M | $59.17M | $4.32M | $79.36M |
| Operating income | $9.21M | $7.10M | $6.65M | $6.91M | $11.54M | $11.76M | $12.99M | $9.46M | $11.60M | $10.55M | $28.04M | $33.16M | $38.28M | $43.08M | $50.27M | $62.11M | $72.83M | $58.70M | $55.43M | $65.05M |
| Operating margin | 18.7% | 14.0% | 12.9% | 11.7% | 18.7% | 20.6% | 23.3% | 17.2% | 20.6% | 14.6% | 29.3% | 31.7% | 32.6% | 33.1% | 33.9% | 40.2% | 40.9% | 27.5% | 20.6% | 23.9% |
| EBITDA | $11.11M | $8.50M | $7.73M | $8.44M | $13.25M | $13.40M | $14.72M | $11.41M | $13.58M | $13.30M | $31.71M | $36.30M | $41.27M | $45.91M | $53.39M | $65.65M | $77.73M | $58.70M | $61.83M | $65.05M |
| EBITDA margin | 22.6% | 16.7% | 14.9% | 14.2% | 21.5% | 23.5% | 26.4% | 20.8% | 24.2% | 18.4% | 33.1% | 34.7% | 35.2% | 35.3% | 36.0% | 42.5% | 43.7% | 27.5% | 22.9% | 23.9% |
| EBIT | $9.21M | $7.10M | $6.65M | $6.91M | $11.54M | $11.76M | $12.99M | $9.46M | $11.60M | $10.55M | $28.04M | $33.16M | $38.28M | $43.08M | $50.27M | $62.11M | $72.83M | $58.70M | $55.43M | — |
| Interest expense | $20.20M | $21.89M | $19.95M | $16.55M | $11.00M | $7.84M | $6.21M | $5.06M | $4.58M | $4.09M | $4.38M | $6.88M | $13.27M | $19.61M | $16.14M | $8.47M | $17.92M | $75.55M | $99.36M | $91.35M |
| Income tax | $2.00M | $1.18M | $987000.00 | $1.07M | $2.54M | $2.54M | $3.06M | $1.68M | $2.63M | $2.50M | $7.49M | $10.45M | $5.71M | $7.32M | $8.40M | $10.27M | $12.24M | $8.77M | $9.48M | $10.46M |
| Effective tax rate | 21.7% | 16.6% | 14.8% | 15.5% | 22.1% | 21.6% | 23.5% | 17.8% | 22.7% | 23.7% | 26.7% | 31.5% | 14.9% | 17.0% | 16.7% | 16.5% | 16.8% | 14.9% | 17.1% | 16.1% |
| Net income | $7.21M | $5.92M | $5.67M | $5.84M | $8.99M | $9.22M | $9.93M | $7.78M | $8.96M | $8.05M | $20.56M | $22.71M | $32.57M | $35.76M | $41.88M | $51.84M | $60.60M | $49.93M | $45.95M | $54.59M |
| Net income growth (YoY) | — | -17.9% | -4.4% | +3.1% | +53.9% | +2.5% | +7.7% | -21.7% | +15.2% | -10.2% | +155.2% | +10.5% | +43.4% | +9.8% | +17.1% | +23.8% | +16.9% | -17.6% | -8.0% | +18.8% |
| Profit margin | 14.7% | 11.7% | 10.9% | 9.9% | 14.6% | 16.2% | 17.8% | 14.2% | 15.9% | 11.2% | 21.5% | 21.7% | 27.8% | 27.5% | 28.2% | 33.5% | 34.1% | 23.4% | 17.1% | 20.1% |