Fiserv, Inc. Common Stock
NASDAQ: FISV · TECHNOLOGY · SOFTWARE
Updated 2026-06-05
Fiserv, Inc. Common Stock (FISV) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.57B | $3.90B | $4.59B | $4.08B | $4.13B | $4.29B | $4.44B | $4.81B | $5.07B | $5.25B | $5.50B | $5.70B | $5.82B | $10.19B | $14.85B | $16.23B | $17.74B | $19.09B | $20.46B | $21.19B |
| Revenue growth (YoY) | — | +9.3% | +17.7% | -11.1% | +1.4% | +3.8% | +3.4% | +8.5% | +5.2% | +3.7% | +4.8% | +3.5% | +2.2% | +74.9% | +45.8% | +9.3% | +9.3% | +7.6% | +7.1% | +3.6% |
| Cost of revenue | $2.42B | $2.62B | $2.87B | $2.38B | $2.39B | $2.50B | $2.56B | $2.78B | $2.88B | $2.91B | $2.96B | $3.02B | $3.07B | $5.31B | $7.81B | $8.13B | $7.99B | $7.67B | $8.01B | $8.61B |
| Gross profit | $1.15B | $1.28B | $1.72B | $1.70B | $1.75B | $1.78B | $1.87B | $2.04B | $2.19B | $2.35B | $2.55B | $2.67B | $2.75B | $4.88B | $7.04B | $8.10B | $9.74B | $11.42B | $12.44B | $12.58B |
| Gross margin | 32.2% | 32.8% | 37.5% | 41.6% | 42.3% | 41.6% | 42.2% | 42.3% | 43.1% | 44.6% | 46.2% | 46.9% | 47.3% | 47.9% | 47.4% | 49.9% | 54.9% | 59.8% | 60.8% | 59.4% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $5.81B | $6.06B | $6.58B | $6.56B | $6.88B |
| Operating income | $665.00M | $739.00M | $908.00M | $946.00M | $1.01B | $990.00M | $1.05B | $1.06B | $1.21B | $1.31B | $1.45B | $1.53B | $1.75B | $1.61B | $1.85B | $2.29B | $3.74B | $5.01B | $5.88B | $5.70B |
| Operating margin | 18.6% | 19.0% | 19.8% | 23.2% | 24.4% | 23.1% | 23.6% | 22.0% | 23.9% | 25.0% | 26.2% | 26.9% | 30.1% | 15.8% | 12.5% | 14.1% | 21.1% | 26.3% | 28.7% | 26.9% |
| EBITDA | $864.00M | $932.00M | $1.25B | $1.29B | $1.33B | $1.26B | $1.41B | $1.46B | $1.61B | $1.64B | $1.86B | $1.96B | $2.29B | $3.24B | $5.10B | $5.56B | $6.83B | $8.02B | $8.84B | $8.96B |
| EBITDA margin | 24.2% | 23.9% | 27.3% | 31.6% | 32.2% | 29.3% | 31.7% | 30.4% | 31.9% | 31.3% | 33.8% | 34.4% | 39.3% | 31.8% | 34.3% | 34.3% | 38.5% | 42.0% | 43.2% | 42.3% |
| EBIT | $665.00M | $746.00M | $900.00M | $954.00M | $991.00M | $911.00M | $1.05B | $1.06B | $1.21B | $1.23B | $1.44B | $1.53B | $1.74B | $1.59B | $1.89B | $2.36B | $3.66B | $4.90B | $5.74B | $5.79B |
| Interest expense | — | $76.00M | $260.00M | $220.00M | $198.00M | $188.00M | $174.00M | $163.00M | $164.00M | $170.00M | $163.00M | $175.00M | $189.00M | $507.00M | $716.00M | $696.00M | $746.00M | $1.00B | $1.24B | $1.49B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $449.91M | $439.00M | $569.00M | $476.00M | $496.00M | $472.00M | $611.00M | $648.00M | $754.00M | $712.00M | $930.00M | $1.25B | $1.19B | $893.00M | $958.00M | $1.33B | $2.53B | $3.07B | $3.13B | $3.48B |
| Net income growth (YoY) | — | -2.4% | +29.6% | -16.3% | +4.2% | -4.8% | +29.4% | +6.1% | +16.4% | -5.6% | +30.6% | +34.0% | -4.7% | -24.8% | +7.3% | +39.2% | +89.7% | +21.3% | +2.1% | +11.1% |
| Profit margin | 12.6% | 11.3% | 12.4% | 11.7% | 12.0% | 11.0% | 13.8% | 13.5% | 14.9% | 13.6% | 16.9% | 21.9% | 20.4% | 8.8% | 6.5% | 8.2% | 14.3% | 16.1% | 15.3% | 16.4% |
Frequently asked questions
How profitable is FISV?
In its most recent fiscal year, FISV ran a gross margin of 59.36%, an operating margin of 26.89%, and a net margin of 16.42%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does FISV generate?
FISV produced $4.34B in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is FISV's balance sheet healthy?
FISV holds $798.00M in cash and equivalents against $26.12B in long-term debt, on $25.79B of shareholder equity. That debt is best read against the cash flow the business throws off each year.