FGBI
First Guaranty Bancshares Inc
NASDAQ: FGBI · FINANCIAL SERVICES · BANKS - REGIONAL
$9.48
+3.21% today
Updated 2026-04-30
Market cap
$144.04M
P/E ratio
—
P/S ratio
10.52x
EPS (TTM)
$-4.17
Dividend yield
0.42%
52W range
$4 – $10
Volume
0.0M
First Guaranty Bancshares Inc (FGBI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $55.30M | $60.18M | $53.35M | $55.16M | $59.99M | $64.22M | $66.44M | $58.36M | $58.35M | $64.01M | $66.94M | $74.72M | $82.46M | $98.72M | $123.13M | $120.92M | $145.84M | $191.78M | $244.78M | $195.96M |
| Revenue growth (YoY) | — | +8.8% | -11.3% | +3.4% | +8.8% | +7.0% | +3.5% | -12.2% | -0.0% | +9.7% | +4.6% | +11.6% | +10.3% | +19.7% | +24.7% | -1.8% | +20.6% | +31.5% | +27.6% | -19.9% |
| Cost of revenue | $55.30M | $23.32M | $17.52M | $19.00M | $18.88M | $25.30M | $17.25M | $13.65M | $11.16M | $12.47M | $13.85M | $18.21M | $22.72M | $34.83M | $40.89M | $24.35M | $40.19M | $102.02M | $153.30M | $208.07M |
| Gross profit | — | $36.86M | $35.83M | $36.16M | $41.12M | $38.91M | $49.19M | $44.71M | $47.19M | $51.54M | $53.10M | $56.51M | $59.74M | $63.90M | $82.24M | $96.56M | $105.64M | $89.76M | $91.47M | $-12.11M |
| Gross margin | 0.0% | 61.3% | 67.2% | 65.6% | 68.5% | 60.6% | 74.0% | 76.6% | 80.9% | 80.5% | 79.3% | 75.6% | 72.4% | 64.7% | 66.8% | 79.9% | 72.4% | 46.8% | 37.4% | -6.2% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | — | $14.46M | $16.62M | $18.11M | $15.61M | $16.68M | $17.69M | $18.68M | $19.89M | $19.81M | $21.03M | $24.94M | $28.49M | $30.76M | $38.04M | $32.18M | $36.70M | $40.42M | $38.30M | $40.75M |
| Operating income | $13.31M | $15.73M | $7.98M | $11.32M | $15.25M | $11.76M | $17.92M | $13.72M | $16.72M | $21.47M | $21.26M | $19.15M | $17.68M | $17.90M | $25.54M | $34.45M | $36.39M | $11.90M | $16.01M | $-68.56M |
| Operating margin | 24.1% | 26.1% | 15.0% | 20.5% | 25.4% | 18.3% | 27.0% | 23.5% | 28.6% | 33.5% | 31.8% | 25.6% | 21.4% | 18.1% | 20.7% | 28.5% | 25.0% | 6.2% | 6.5% | -35.0% |
| EBITDA | $14.74M | $16.97M | $9.43M | $12.73M | $16.67M | $13.47M | $20.02M | $15.83M | $18.86M | $23.46M | $23.45M | $21.59M | $20.96M | $20.95M | $29.32M | $39.23M | $40.50M | $15.92M | $20.44M | $-68.56M |
| EBITDA margin | 26.7% | 28.2% | 17.7% | 23.1% | 27.8% | 21.0% | 30.1% | 27.1% | 32.3% | 36.7% | 35.0% | 28.9% | 25.4% | 21.2% | 23.8% | 32.4% | 27.8% | 8.3% | 8.3% | -35.0% |
| EBIT | $13.31M | $15.73M | $7.98M | $11.32M | $15.20M | $11.76M | $17.92M | $13.72M | $16.72M | $21.47M | $21.26M | $19.15M | $17.68M | $17.90M | $25.54M | $34.45M | $36.39M | $11.90M | $16.01M | — |
| Interest expense | $2.15M | $21.40M | $15.73M | $14.84M | $13.22M | $15.12M | $13.12M | $11.13M | $9.20M | $8.61M | $10.14M | $14.39M | $21.37M | $29.97M | $26.02M | $22.30M | $36.53M | $98.30M | $133.27M | $126.34M |
| Income tax | $4.50M | $5.47M | $2.47M | $3.73M | $5.23M | $3.72M | $5.86M | $4.58M | $5.49M | $6.96M | $7.16M | $7.40M | $3.46M | $3.66M | $5.22M | $7.16M | $7.51M | $2.68M | $3.56M | $-12.54M |
| Effective tax rate | 33.8% | 34.8% | 30.9% | 32.9% | 34.3% | 31.7% | 32.7% | 33.4% | 32.9% | 32.4% | 33.7% | 38.6% | 19.6% | 20.4% | 20.4% | 20.8% | 20.6% | 22.5% | 22.2% | 18.3% |
| Net income | $8.80M | $10.26M | $5.51M | $7.59M | $10.03M | $8.03M | $12.06M | $9.15M | $11.22M | $14.51M | $14.09M | $11.75M | $14.21M | $14.24M | $20.32M | $27.30M | $28.88M | $9.22M | $12.45M | $-56.02M |
| Net income growth (YoY) | — | +16.6% | -46.3% | +37.8% | +32.0% | -19.9% | +50.1% | -24.2% | +22.7% | +29.2% | -2.8% | -16.6% | +21.0% | +0.2% | +42.7% | +34.3% | +5.8% | -68.1% | +35.0% | -550.0% |
| Profit margin | 15.9% | 17.1% | 10.3% | 13.8% | 16.7% | 12.5% | 18.1% | 15.7% | 19.2% | 22.7% | 21.1% | 15.7% | 17.2% | 14.4% | 16.5% | 22.6% | 19.8% | 4.8% | 5.1% | -28.6% |