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FFNW

First Financial Northwest Inc

NASDAQ: FFNW · FINANCIAL SERVICES · BANKS - REGIONAL

$22.56
+0.00% today

Updated 2026-06-02

Market cap
$208.18M
P/E ratio
188.00
P/S ratio
5.54x
EPS (TTM)
$0.12
Dividend yield
2.30%
52W range
$0 – $0
Volume
1.5M

First Financial Northwest Inc (FFNW) Financial statements

SEC filings — annual and quarterly data.

Profit margin
2.85%
Operating margin
4.20%
ROE
0.66%
ROA
0.07%
Debt/equity
0.70x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2005$491000.00$9.07M100.00%7,283.71%1,848.07%
2006$228000.00$7.09M100.00%20,378.95%3,108.77%
2007$24.31M$-3.98M100.00%144.75%-16.39%
2008$32.82M$4.66M100.00%136.10%14.20%
2009$33.30M$-40.71M100.00%-57.96%-122.23%
2010$34.03M$-54.14M100.00%-66.36%-159.10%
2011$35.10M$4.24M100.00%64.75%12.09%
2012$30.66M$2.71M100.00%45.53%8.85%
2013$32.88M$24.46M100.00%56.11%74.42%
2014$32.86M$10.69M100.00%69.34%32.52%
2015$32.25M$9.16M100.00%64.49%28.40%
2016$36.77M$8.89M100.00%54.70%24.19%
2017$39.83M$8.48M100.00%58.86%21.29%
2018$44.05M$14.90M100.00%75.66%33.82%
2019$43.05M$10.37M100.00%30.04%24.09%
2020$44.91M$8.56M100.00%23.38%19.05%
2021$48.84M$12.25M100.00%31.07%25.08%
2022$51.60M$13.24M100.00%52.90%25.66%
2023$78.16M$6.30M100.00%10.05%8.07%
2024$37.56M$1.07M100.00%4.20%2.85%

Frequently asked questions

What is First Financial Northwest Inc's revenue?

First Financial Northwest Inc's trailing twelve-month revenue is $37.61M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is FFNW?

In its most recent fiscal year, FFNW ran a gross margin of 100.00%, an operating margin of 4.20%, and a net margin of 2.85%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does FFNW generate?

FFNW produced $711000.00 in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is FFNW's balance sheet healthy?

FFNW holds $9.54M in cash and equivalents against $110.00M in long-term debt, on $161.56M of shareholder equity. That debt is best read against the cash flow the business throws off each year.