FFIC
Flushing Financial Corporation
NASDAQ: FFIC · FINANCIAL SERVICES · BANKS - REGIONAL
$16.12
+0.75% today
Updated 2026-04-30
Market cap
$544.17M
P/E ratio
29.74
P/S ratio
2.41x
EPS (TTM)
$0.54
Dividend yield
5.46%
52W range
$11 – $17
Volume
0.2M
Flushing Financial Corporation (FFIC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $168.18M | $203.81M | $251.24M | $246.91M | $237.93M | $234.78M | $222.78M | $210.08M | $207.37M | $213.33M | $228.51M | $245.00M | $267.36M | $288.43M | $275.33M | $292.25M | $326.63M | $424.06M | $408.09M | $453.22M |
| Revenue growth (YoY) | — | +21.2% | +23.3% | -1.7% | -3.6% | -1.3% | -5.1% | -5.7% | -1.3% | +2.9% | +7.1% | +7.2% | +9.1% | +7.9% | -4.5% | +6.1% | +11.8% | +29.8% | -3.8% | +11.1% |
| Cost of revenue | $90.68M | $122.62M | $134.57M | $134.78M | $112.77M | $98.22M | $84.28M | $68.80M | $43.53M | $48.77M | $53.91M | $71.34M | $90.17M | $119.83M | $92.26M | $35.65M | $78.09M | $232.84M | $292.92M | $263.49M |
| Gross profit | $77.50M | $81.19M | $116.67M | $112.14M | $125.16M | $136.56M | $138.50M | $141.28M | $163.84M | $164.56M | $174.60M | $173.66M | $177.19M | $168.60M | $183.08M | $256.60M | $248.54M | $191.22M | $115.17M | $189.73M |
| Gross margin | 46.1% | 39.8% | 46.4% | 45.4% | 52.6% | 58.2% | 62.2% | 67.3% | 79.0% | 77.1% | 76.4% | 70.9% | 66.3% | 58.5% | 66.5% | 87.8% | 76.1% | 45.1% | 28.2% | 41.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $20.36M | $23.56M | $31.65M | $40.46M | $43.67M | $47.10M | $50.79M | $51.84M | $55.90M | $60.80M | $68.18M | $69.14M | $72.34M | $74.51M | $76.90M | $91.26M | $86.63M | $89.95M | $97.69M | $112.97M |
| Operating income | $34.76M | $31.11M | $34.32M | $41.33M | $54.78M | $58.82M | $56.18M | $60.71M | $72.81M | $73.38M | $106.02M | $66.13M | $65.48M | $53.33M | $45.18M | $109.28M | $104.85M | $39.83M | $-48.27M | $34.52M |
| Operating margin | 20.7% | 15.3% | 13.7% | 16.7% | 23.0% | 25.1% | 25.2% | 28.9% | 35.1% | 34.4% | 46.4% | 27.0% | 24.5% | 18.5% | 16.4% | 37.4% | 32.1% | 9.4% | -11.8% | 7.6% |
| EBITDA | $38.15M | $35.40M | $37.19M | $44.46M | $58.04M | $62.47M | $59.85M | $64.13M | $75.63M | $76.95M | $110.47M | $70.97M | $71.28M | $59.26M | $51.39M | $116.31M | $110.78M | $46.28M | $-42.12M | $39.86M |
| EBITDA margin | 22.7% | 17.4% | 14.8% | 18.0% | 24.4% | 26.6% | 26.9% | 30.5% | 36.5% | 36.1% | 48.3% | 29.0% | 26.7% | 20.5% | 18.7% | 39.8% | 33.9% | 10.9% | -10.3% | 8.8% |
| EBIT | $34.76M | $31.11M | $34.32M | $41.33M | $54.78M | $58.82M | $56.18M | $60.71M | $72.81M | $73.38M | $106.02M | $66.13M | $65.48M | $53.33M | $45.07M | $109.28M | $104.31M | $39.83M | $-48.27M | $34.52M |
| Interest expense | $90.68M | $122.62M | $128.97M | $115.28M | $91.77M | $76.72M | $63.27M | $54.86M | $49.55M | $49.73M | $53.91M | $61.48M | $89.59M | $117.02M | $69.13M | $40.59M | $73.01M | $222.32M | $283.35M | $250.70M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $21.64M | $20.18M | $22.26M | $25.56M | $38.84M | $35.35M | $34.33M | $37.75M | $44.24M | $46.21M | $64.92M | $41.12M | $55.09M | $41.28M | $34.67M | $81.79M | $76.94M | $28.66M | $-31.33M | $18.88M |
| Net income growth (YoY) | — | -6.7% | +10.3% | +14.8% | +51.9% | -9.0% | -2.9% | +10.0% | +17.2% | +4.5% | +40.5% | -36.7% | +34.0% | -25.1% | -16.0% | +135.9% | -5.9% | -62.7% | -209.3% | +160.3% |
| Profit margin | 12.9% | 9.9% | 8.9% | 10.4% | 16.3% | 15.1% | 15.4% | 18.0% | 21.3% | 21.7% | 28.4% | 16.8% | 20.6% | 14.3% | 12.6% | 28.0% | 23.6% | 6.8% | -7.7% | 4.2% |