WallStSmart
FCBC

First Community Bancshares Inc

NASDAQ: FCBC · FINANCIAL SERVICES · BANKS - REGIONAL

$42.62
+0.02% today

Updated 2026-04-30

Market cap
$810.88M
P/E ratio
16.04
P/S ratio
4.84x
EPS (TTM)
$2.65
Dividend yield
2.88%
52W range
$30 – $45
Volume
0.1M

First Community Bancshares Inc (FCBC) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$141.35M$152.42M$143.06M$128.63M$144.09M$126.30M$142.63M$136.09M$126.49M$120.53M$112.94M$116.53M$120.88M$117.20M$138.20M$133.29M$142.24M$165.71M$175.89M$185.42M
Revenue growth (YoY)+7.8%-6.1%-10.1%+12.0%-12.3%+12.9%-4.6%-7.1%-4.7%-6.3%+3.2%+3.7%-3.0%+17.9%-3.6%+6.7%+16.5%+6.1%+5.4%
Cost of revenue$51.09M$59.99M$52.35M$54.48M$44.48M$31.19M$25.28M$26.04M$15.44M$13.54M$11.10M$10.86M$9.84M$9.09M$18.13M$-5.63M$8.23M$17.47M$23.27M$17.99M
Gross profit$90.26M$92.43M$90.71M$74.14M$99.61M$95.10M$117.35M$110.05M$111.06M$106.99M$101.84M$105.67M$111.03M$108.12M$120.07M$138.92M$134.01M$148.24M$152.62M$167.43M
Gross margin63.9%60.6%63.4%57.6%69.1%75.3%82.3%80.9%87.8%88.8%90.2%90.7%91.9%92.2%86.9%104.2%94.2%89.5%86.8%90.3%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$26.87M$25.85M$31.73M$35.73M$37.38M$40.46M$45.00M$47.74M$47.72M$46.37M$43.59M$39.41M$39.97M$39.52M$44.43M$45.07M$48.31M$51.40M$53.16M$68.26M
Operating income$40.42M$41.97M$271000.00$-66.85M$29.66M$29.60M$42.70M$34.22M$37.81M$35.92M$37.95M$42.11M$45.12M$49.80M$46.11M$66.53M$60.16M$61.97M$65.69M$63.13M
Operating margin28.6%27.5%0.2%-52.0%20.6%23.4%29.9%25.1%29.9%29.8%33.6%36.1%37.3%42.5%33.4%49.9%42.3%37.4%37.3%34.0%
EBITDA$44.90M$46.24M$4.84M$-61.79M$34.79M$34.60M$47.54M$39.62M$43.01M$41.17M$42.64M$46.73M$49.07M$54.24M$52.02M$72.44M$65.76M$67.66M$72.17M$63.13M
EBITDA margin31.8%30.3%3.4%-48.0%24.1%27.4%33.3%29.1%34.0%34.2%37.8%40.1%40.6%46.3%37.6%54.4%46.2%40.8%41.0%34.0%
EBIT$40.42M$41.97M$271000.00$-66.85M$29.66M$29.60M$42.70M$34.22M$37.81M$35.92M$37.95M$42.11M$45.12M$49.80M$46.11M$66.53M$60.16M$61.97M$65.69M
Interest expense$48.38M$59.28M$44.93M$38.68M$29.73M$22.15M$19.60M$17.83M$15.29M$11.35M$9.84M$8.09M$7.45M$5.51M$5.46M$2.84M$1.66M$9.48M$19.67M$17.92M
Income tax$11.48M$12.33M$-2.81M$-28.15M$7.82M$9.57M$14.13M$10.91M$12.32M$11.38M$12.82M$20.63M$8.78M$10.99M$10.19M$15.36M$13.49M$13.95M$14.09M$14.33M
Effective tax rate28.4%29.4%-1036.9%42.1%26.4%32.3%33.1%31.9%32.6%31.7%33.8%49.0%19.5%22.1%22.1%23.1%22.4%22.5%21.4%22.7%
Net income$28.95M$29.63M$3.08M$-38.70M$21.85M$20.03M$28.58M$23.31M$25.49M$24.54M$25.13M$21.48M$36.34M$38.80M$35.93M$51.17M$46.66M$48.02M$51.60M$48.79M
Net income growth (YoY)+2.4%-89.6%-1356.0%+156.5%-8.3%+42.7%-18.4%+9.3%-3.7%+2.4%-14.5%+69.1%+6.8%-7.4%+42.4%-8.8%+2.9%+7.5%-5.4%
Profit margin20.5%19.4%2.2%-30.1%15.2%15.9%20.0%17.1%20.2%20.4%22.2%18.4%30.1%33.1%26.0%38.4%32.8%29.0%29.3%26.3%