FCAP
First Capital Inc
NASDAQ: FCAP · FINANCIAL SERVICES · BANKS - REGIONAL
$54.56
+0.89% today
Updated 2026-05-01
Market cap
$180.93M
P/E ratio
10.36
P/S ratio
3.51x
EPS (TTM)
$5.22
Dividend yield
2.28%
52W range
$33 – $71
Volume
0.0M
First Capital Inc (FCAP) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $29.68M | $30.61M | $29.26M | $26.34M | $25.74M | $24.32M | $23.34M | $23.05M | $23.34M | $23.68M | $31.12M | $32.80M | $34.58M | $38.68M | $38.23M | $39.01M | $41.87M | $51.24M | $58.13M | $65.31M |
| Revenue growth (YoY) | — | +3.1% | -4.4% | -10.0% | -2.3% | -5.5% | -4.1% | -1.2% | +1.2% | +1.5% | +31.4% | +5.4% | +5.4% | +11.9% | -1.2% | +2.0% | +7.3% | +22.4% | +13.4% | +12.4% |
| Cost of revenue | $13.55M | $14.26M | $12.31M | $12.68M | $7.54M | $5.58M | $3.99M | $2.38M | $1.33M | $1.05M | $2.41M | $2.31M | $2.78M | $3.38M | $3.36M | $803000.00 | $2.54M | $10.16M | $16.13M | $15.84M |
| Gross profit | $16.13M | $16.35M | $16.94M | $13.66M | $18.20M | $18.74M | $19.35M | $20.67M | $22.00M | $22.62M | $28.71M | $30.50M | $31.80M | $35.30M | $34.87M | $38.21M | $39.32M | $41.08M | $42.00M | $49.47M |
| Gross margin | 54.3% | 53.4% | 57.9% | 51.9% | 70.7% | 77.0% | 82.9% | 89.7% | 94.3% | 95.5% | 92.3% | 93.0% | 92.0% | 91.2% | 91.2% | 97.9% | 93.9% | 80.2% | 72.3% | 75.7% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $5.99M | $6.39M | $7.61M | $8.81M | $7.83M | $7.45M | $7.91M | $7.14M | $7.66M | $7.92M | $10.50M | $11.21M | $11.75M | $13.12M | $13.81M | $14.54M | $14.70M | $15.00M | $15.54M | $17.29M |
| Operating income | $5.58M | $5.00M | $5.10M | $192000.00 | $5.44M | $5.53M | $5.49M | $7.34M | $7.92M | $7.17M | $9.40M | $10.55M | $10.66M | $12.32M | $11.84M | $13.68M | $14.23M | $15.05M | $14.17M | $19.91M |
| Operating margin | 18.8% | 16.3% | 17.4% | 0.7% | 21.1% | 22.7% | 23.5% | 31.9% | 33.9% | 30.3% | 30.2% | 32.2% | 30.8% | 31.9% | 31.0% | 35.1% | 34.0% | 29.4% | 24.4% | 30.5% |
| EBITDA | $6.36M | $5.77M | $5.98M | $1.17M | $6.34M | $6.44M | $6.25M | $8.05M | $8.62M | $7.93M | $10.59M | $11.78M | $11.88M | $13.39M | $13.04M | $14.82M | $15.30M | $16.08M | $15.27M | $19.91M |
| EBITDA margin | 21.4% | 18.9% | 20.4% | 4.4% | 24.6% | 26.5% | 26.8% | 34.9% | 36.9% | 33.5% | 34.0% | 35.9% | 34.3% | 34.6% | 34.1% | 38.0% | 36.6% | 31.4% | 26.3% | 30.5% |
| EBIT | $5.58M | $5.00M | $5.10M | $192000.00 | $5.44M | $5.53M | $5.49M | $7.34M | $7.92M | $7.17M | $9.40M | $10.55M | $10.66M | $12.32M | $11.84M | $13.68M | $14.23M | $15.05M | $14.17M | — |
| Interest expense | $12.74M | $13.70M | $10.74M | $8.39M | $5.50M | $3.76M | $2.46M | $1.65M | $1.14M | $1.00M | $1.76M | $1.39M | $1.61M | $1.96M | $1.56M | $1.13M | $1.59M | $9.02M | $14.68M | $14.70M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $3.71M | $3.41M | $3.57M | $766000.00 | $3.87M | $3.97M | $3.92M | $5.07M | $5.59M | $5.20M | $6.86M | $7.44M | $9.25M | $10.32M | $10.13M | $11.42M | $11.90M | $12.79M | $11.94M | $16.37M |
| Net income growth (YoY) | — | -8.0% | +4.6% | -78.5% | +404.6% | +2.8% | -1.3% | +29.4% | +10.2% | -7.1% | +32.1% | +8.4% | +24.4% | +11.6% | -1.9% | +12.8% | +4.2% | +7.5% | -6.6% | +37.1% |
| Profit margin | 12.5% | 11.1% | 12.2% | 2.9% | 15.0% | 16.3% | 16.8% | 22.0% | 24.0% | 22.0% | 22.1% | 22.7% | 26.8% | 26.7% | 26.5% | 29.3% | 28.4% | 25.0% | 20.5% | 25.1% |