EZPW
EZCORP Inc
NASDAQ: EZPW · FINANCIAL SERVICES · CREDIT SERVICES
$32.78
+1.55% today
Updated 2026-04-30
Market cap
$1.99B
P/E ratio
20.56
P/S ratio
1.49x
EPS (TTM)
$1.57
Dividend yield
—
52W range
$13 – $33
Volume
0.8M
EZCORP Inc (EZPW) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $315.85M | $372.21M | $457.40M | $597.46M | $733.04M | $852.80M | $960.72M | $809.52M | $745.77M | $720.00M | $730.50M | $747.95M | $812.16M | $847.23M | $822.78M | $729.55M | $886.23M | $1.05B | $1.16B | $1.27B |
| Revenue growth (YoY) | — | +17.8% | +22.9% | +30.6% | +22.7% | +16.3% | +12.7% | -15.7% | -7.9% | -3.5% | +1.5% | +2.4% | +8.6% | +4.3% | -2.9% | -11.3% | +21.5% | +18.4% | +10.7% | +9.7% |
| Cost of revenue | $106.87M | $118.01M | $139.40M | $237.52M | $286.76M | $326.50M | $364.79M | $329.09M | $323.91M | $316.98M | $302.27M | $312.44M | $330.61M | $352.78M | $373.58M | $280.07M | $358.08M | $439.20M | $479.33M | $528.22M |
| Gross profit | $208.98M | $254.21M | $318.00M | $359.93M | $446.28M | $526.30M | $595.92M | $480.43M | $421.86M | $403.02M | $428.23M | $435.51M | $481.55M | $494.45M | $449.20M | $449.49M | $528.15M | $609.84M | $682.27M | $746.07M |
| Gross margin | 66.2% | 68.3% | 69.5% | 60.2% | 60.9% | 61.7% | 62.0% | 59.3% | 56.6% | 56.0% | 58.6% | 58.2% | 59.3% | 58.4% | 54.6% | 61.6% | 59.6% | 58.1% | 58.7% | 58.5% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $157.38M | $188.86M | $231.03M | $246.73M | $52.74M | $50.58M | $47.87M | $70.49M | $79.94M | $72.99M | $68.10M | $53.49M | $53.64M | $63.66M | $54.13M | $56.49M | $64.34M | $67.53M | $75.56M | $83.50M |
| Operating income | $42.98M | $55.61M | $73.68M | $101.48M | $141.89M | $175.44M | $195.64M | $78.86M | $18.09M | $-15.60M | $29.17M | $53.04M | $67.12M | $47.01M | $-48.38M | $31.17M | $74.92M | $92.15M | $112.53M | $149.17M |
| Operating margin | 13.6% | 14.9% | 16.1% | 17.0% | 19.4% | 20.6% | 20.4% | 9.7% | 2.4% | -2.2% | 4.0% | 7.1% | 8.3% | 5.5% | -5.9% | 4.3% | 8.5% | 8.8% | 9.7% | 11.7% |
| EBITDA | $51.59M | $65.42M | $90.84M | $119.48M | $156.88M | $194.08M | $220.66M | $82.73M | $54.43M | $-12.79M | $45.49M | $94.14M | $108.86M | $65.61M | $28.85M | $117.39M | $109.83M | $100.22M | $162.26M | $202.34M |
| EBITDA margin | 16.3% | 17.6% | 19.9% | 20.0% | 21.4% | 22.8% | 23.0% | 10.2% | 7.3% | -1.8% | 6.2% | 12.6% | 13.4% | 7.7% | 3.5% | 16.1% | 12.4% | 9.6% | 14.0% | 15.9% |
| EBIT | $42.98M | $55.61M | $78.49M | $106.74M | $142.22M | $175.73M | $195.40M | $47.81M | $15.80M | $-49.82M | $16.84M | $70.48M | $83.37M | $36.81M | $-47.62M | $38.24M | $77.69M | $68.09M | $129.19M | $169.80M |
| Interest expense | $0.00 | $281000.00 | $420000.00 | $1.43M | $1.39M | $1.69M | $2.48M | $16.19M | $7.91M | $16.39M | $16.48M | $27.80M | $27.83M | $32.64M | $22.47M | $22.18M | $9.97M | $16.46M | $13.59M | $23.03M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $29.26M | $37.87M | $52.43M | $68.47M | $97.29M | $122.16M | $136.84M | $22.31M | $-67.72M | $-89.19M | $-80.74M | $31.41M | $37.28M | $2.54M | $-68.46M | $8.61M | $50.16M | $38.46M | $83.09M | $109.61M |
| Net income growth (YoY) | — | +29.4% | +38.4% | +30.6% | +42.1% | +25.6% | +12.0% | -83.7% | -403.6% | -31.7% | +9.5% | +138.9% | +18.7% | -93.2% | -2794.3% | +112.6% | +482.4% | -23.3% | +116.0% | +31.9% |
| Profit margin | 9.3% | 10.2% | 11.5% | 11.5% | 13.3% | 14.3% | 14.2% | 2.8% | -9.1% | -12.4% | -11.1% | 4.2% | 4.6% | 0.3% | -8.3% | 1.2% | 5.7% | 3.7% | 7.2% | 8.6% |