ESQ
Esquire Financial Holdings Inc
NASDAQ: ESQ · FINANCIAL SERVICES · BANKS - REGIONAL
$105.12
-0.28% today
Updated 2026-04-30
Market cap
$906.95M
P/E ratio
17.68
P/S ratio
6.37x
EPS (TTM)
$5.94
Dividend yield
0.63%
52W range
$80 – $135
Volume
0.1M
Esquire Financial Holdings Inc (ESQ) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $11.71M | $15.39M | $20.29M | $25.91M | $36.81M | $48.47M | $53.28M | $65.56M | $85.92M | $109.00M | $138.27M | $164.50M |
| Revenue growth (YoY) | — | +31.4% | +31.8% | +27.7% | +42.1% | +31.7% | +9.9% | +23.0% | +31.1% | +26.9% | +26.9% | +19.0% |
| Cost of revenue | $0.00 | $1.39M | $1.11M | $1.44M | $2.59M | $4.40M | $7.44M | $7.78M | $5.14M | $3.06M | $18.14M | $24.71M |
| Gross profit | $11.71M | $14.01M | $19.19M | $24.47M | $34.22M | $44.07M | $45.84M | $57.77M | $80.78M | $29.75M | $120.12M | $139.79M |
| Gross margin | 100.0% | 91.0% | 94.5% | 94.4% | 93.0% | 90.9% | 86.0% | 88.1% | 94.0% | 27.3% | 86.9% | 85.0% |
| R&D | — | — | — | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $2.17M | $6.60M | $8.46M | $10.33M | $13.36M | $14.92M | $17.25M | $22.19M | $26.33M | $32.85M | $38.79M | $43.16M |
| Operating income | $757370.00 | $1.84M | $4.59M | $7.03M | $11.92M | $19.14M | $17.17M | $22.71M | $38.80M | $55.88M | $59.28M | $68.52M |
| Operating margin | 6.5% | 11.9% | 22.6% | 27.1% | 32.4% | 39.5% | 32.2% | 34.6% | 45.2% | 51.3% | 42.9% | 41.7% |
| EBITDA | $-306000.00 | $2.07M | $4.75M | $7.45M | $12.72M | $20.43M | $18.79M | $24.94M | $41.35M | $-55.88M | $62.57M | $71.28M |
| EBITDA margin | -2.6% | 13.5% | 23.4% | 28.7% | 34.6% | 42.1% | 35.3% | 38.0% | 48.1% | -51.3% | 45.3% | 43.3% |
| EBIT | $451370.00 | $1.84M | $4.59M | $7.03M | $11.92M | $19.14M | $17.17M | $22.71M | $38.80M | $55.88M | $59.28M | $68.52M |
| Interest expense | $0.00 | $457000.00 | $511000.00 | $538000.00 | $1.21M | $2.55M | $1.19M | $828000.00 | $1.65M | $8.12M | $13.44M | $17.94M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $40805.00 | $1.17M | $2.82M | $3.64M | $8.73M | $14.14M | $12.62M | $17.93M | $28.52M | $41.01M | $43.66M | $50.85M |
| Net income growth (YoY) | — | +2772.2% | +140.8% | +29.1% | +139.7% | +61.9% | -10.8% | +42.1% | +59.1% | +43.8% | +6.5% | +16.5% |
| Profit margin | 0.3% | 7.6% | 13.9% | 14.1% | 23.7% | 29.2% | 23.7% | 27.3% | 33.2% | 37.6% | 31.6% | 30.9% |