EFSC
Enterprise Financial Services
NASDAQ: EFSC · FINANCIAL SERVICES · BANKS - REGIONAL
$57.55
-3.08% today
Updated 2026-04-29
Market cap
$2.17B
P/E ratio
11.20
P/S ratio
3.13x
EPS (TTM)
$5.30
Dividend yield
2.11%
52W range
$50 – $62
Volume
0.3M
Enterprise Financial Services (EFSC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $111.33M | $142.19M | $143.96M | $130.97M | $134.75M | $161.35M | $174.55M | $162.14M | $148.38M | $153.45M | $178.28M | $234.35M | $273.33M | $345.39M | $347.26M | $421.60M | $533.66M | $68.72M | $814.41M | $912.39M |
| Revenue growth (YoY) | — | +27.7% | +1.2% | -9.0% | +2.9% | +19.7% | +8.2% | -7.1% | -8.5% | +3.4% | +16.2% | +31.4% | +16.6% | +26.4% | +0.5% | +21.4% | +26.6% | -87.1% | +1085.0% | +12.0% |
| Cost of revenue | $45.27M | $66.08M | $86.85M | $89.26M | $66.15M | $46.26M | $45.96M | $22.47M | $19.88M | $12.83M | $17.33M | $35.37M | $52.54M | $72.79M | $100.18M | $36.42M | $40.57M | $238.93M | $304.46M | $288.01M |
| Gross profit | $66.07M | $76.11M | $57.11M | $41.72M | $68.61M | $115.09M | $128.59M | $139.68M | $128.51M | $140.63M | $160.95M | $198.99M | $220.79M | $272.60M | $247.08M | $385.18M | $493.09M | $68.72M | $509.94M | $624.38M |
| Gross margin | 59.3% | 53.5% | 39.7% | 31.9% | 50.9% | 71.3% | 73.7% | 86.1% | 86.6% | 91.6% | 90.3% | 84.9% | 80.8% | 78.9% | 71.2% | 91.4% | 92.4% | 100.0% | 62.6% | 68.4% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $25.25M | $29.55M | $29.80M | $32.32M | $34.95M | $44.12M | $50.44M | $55.61M | $55.80M | $56.42M | $57.59M | $67.66M | $72.36M | $95.59M | $96.19M | $130.69M | $154.13M | $172.75M | $195.87M | $156.74M |
| Operating income | $23.80M | $26.59M | $11.74M | $-49.32M | $6.40M | $38.23M | $42.83M | $50.08M | $41.04M | $58.40M | $74.84M | $86.52M | $104.58M | $116.04M | $91.95M | $168.63M | $259.46M | $246.53M | $231.24M | $283.72M |
| Operating margin | 21.4% | 18.7% | 8.2% | -37.7% | 4.7% | 23.7% | 24.5% | 30.9% | 27.7% | 38.1% | 42.0% | 36.9% | 38.3% | 33.6% | 26.5% | 40.0% | 48.6% | 358.7% | 28.4% | 31.1% |
| EBITDA | $26.86M | $30.47M | $15.87M | $-44.65M | $9.75M | $41.96M | $47.24M | $54.77M | $44.54M | $61.51M | $78.19M | $92.41M | $110.61M | $127.30M | $103.81M | $182.78M | $273.47M | $246.53M | $241.32M | $291.48M |
| EBITDA margin | 24.1% | 21.4% | 11.0% | -34.1% | 7.2% | 26.0% | 27.1% | 33.8% | 30.0% | 40.1% | 43.9% | 39.4% | 40.5% | 36.9% | 29.9% | 43.4% | 51.2% | 358.7% | 29.6% | 31.9% |
| EBIT | $23.80M | $26.59M | $11.74M | $-49.32M | $6.40M | $38.23M | $42.83M | $50.08M | $41.04M | $58.40M | $74.84M | $86.52M | $104.58M | $116.04M | $91.98M | $168.63M | $259.46M | $246.53M | $231.24M | $283.72M |
| Interest expense | $43.14M | $61.47M | $60.34M | $48.84M | $32.41M | $30.16M | $23.17M | $18.14M | $14.39M | $12.37M | $13.73M | $25.23M | $45.90M | $66.42M | $34.78M | $23.04M | $41.18M | $202.33M | $282.95M | $261.67M |
| Income tax | $8.32M | $9.02M | $3.67M | $-2.65M | $823000.00 | $12.80M | $14.53M | $16.98M | $13.87M | $19.95M | $26.00M | $38.33M | $15.36M | $23.30M | $17.56M | $35.58M | $56.42M | $52.47M | $45.98M | $82.34M |
| Effective tax rate | 35.0% | 33.9% | 66.5% | 5.2% | 12.9% | 33.5% | 33.9% | 33.9% | 33.8% | 34.2% | 34.7% | 44.3% | 14.7% | 20.1% | 19.1% | 21.1% | 21.7% | 21.3% | 19.9% | 29.0% |
| Net income | $15.47M | $17.58M | $1.85M | $-47.95M | $5.57M | $25.42M | $28.30M | $33.10M | $27.17M | $38.45M | $48.84M | $48.19M | $89.22M | $92.74M | $74.38M | $133.06M | $203.04M | $194.06M | $185.27M | $201.37M |
| Net income growth (YoY) | — | +13.6% | -89.5% | -2695.0% | +111.6% | +356.2% | +11.3% | +17.0% | -17.9% | +41.5% | +27.0% | -1.3% | +85.1% | +3.9% | -19.8% | +78.9% | +52.6% | -4.4% | -4.5% | +8.7% |
| Profit margin | 13.9% | 12.4% | 1.3% | -36.6% | 4.1% | 15.8% | 16.2% | 20.4% | 18.3% | 25.1% | 27.4% | 20.6% | 32.6% | 26.9% | 21.4% | 31.6% | 38.0% | 282.4% | 22.7% | 22.1% |