WallStSmart
DGIC

Donegal Group B Inc

NASDAQ: DGICB · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$19.17
+0.00% today

Updated 2026-06-05

Market cap
$709.50M
P/E ratio
10.76
P/S ratio
0.73x
EPS (TTM)
$1.78
Dividend yield
3.81%
52W range
$13 – $20
Volume
0.0M

Donegal Group B Inc (DGICB) Financial statements

SEC filings — annual and quarterly data.

Profit margin
8.11%
Operating margin
9.98%
ROE
10.11%
ROA
2.13%
Debt/equity
0.05x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$329.97M$40.21M19.09%17.16%12.19%
2007$340.62M$38.28M32.77%15.52%11.24%
2008$372.31M$25.54M24.11%8.62%6.86%
2009$386.26M$18.83M19.45%5.35%4.87%
2010$408.82M$11.47M16.67%2.41%2.80%
2011$472.99M$452953.0013.51%-1.42%0.10%
2012$510.45M$23.09M20.23%5.46%4.52%
2013$544.20M$26.32M21.93%6.01%4.84%
2014$585.30M$14.54M18.24%2.78%2.48%
2015$635.11M$20.99M21.61%4.34%3.30%
2016$687.34M$30.80M22.72%6.01%4.48%
2017$737.40M$7.12M18.32%1.64%0.97%
2018$769.13M$-32.76M9.32%-6.27%-4.26%
2019$812.16M$47.15M22.57%7.03%5.81%
2020$777.82M$52.82M25.58%8.13%6.79%
2021$816.47M$25.25M20.46%3.72%3.09%
2022$848.22M$-1.96M16.71%-0.43%-0.23%
2023$927.34M$4.43M100.00%6.69%0.48%
2024$989.61M$50.86M100.00%6.30%5.14%
2025$978.01M$79.34M26.68%9.98%8.11%

Frequently asked questions

What is Donegal Group B Inc's revenue?

Donegal Group B Inc's trailing twelve-month revenue is $968.84M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is DGICB?

In its most recent fiscal year, DGICB ran a gross margin of 26.68%, an operating margin of 9.98%, and a net margin of 8.11%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does DGICB generate?

DGICB produced $70.20M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is DGICB's balance sheet healthy?

DGICB holds $26.79M in cash and equivalents against — in long-term debt, on $640.42M of shareholder equity. That debt is best read against the cash flow the business throws off each year.