Dime Community Bancshares, Inc.
NYSE: DCOM · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-05
Dime Community Bancshares, Inc. (DCOM) Financial statements
SEC filings — annual and quarterly data.
Margin trends — annual
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $183.20M | $30.59M | 48.92% | 26.01% | 16.70% |
| 2007 | $192.58M | $22.44M | 42.16% | 18.53% | 11.65% |
| 2008 | $208.68M | $28.03M | 45.70% | 20.22% | 13.43% |
| 2009 | $206.55M | $26.19M | 46.34% | 19.50% | 12.68% |
| 2010 | $222.86M | $41.39M | 59.34% | 31.52% | 18.57% |
| 2011 | $217.15M | $47.31M | 64.74% | 36.33% | 21.79% |
| 2012 | $206.08M | $40.31M | 56.31% | 32.61% | 19.56% |
| 2013 | $182.94M | $43.55M | 74.12% | 39.84% | 23.80% |
| 2014 | $181.34M | $44.25M | 74.33% | 41.01% | 24.40% |
| 2015 | $183.41M | $44.77M | 75.52% | 41.45% | 24.41% |
| 2016 | $203.38M | $72.51M | 73.32% | 65.63% | 35.65% |
| 2017 | $223.20M | $51.88M | 73.17% | 39.76% | 23.24% |
| 2018 | $231.23M | $51.29M | 66.43% | 28.85% | 22.18% |
| 2019 | $250.44M | $36.19M | 56.80% | 18.71% | 14.45% |
| 2020 | $255.28M | $42.32M | 67.70% | 21.54% | 16.58% |
| 2021 | $426.69M | $104.00M | 92.21% | 34.72% | 24.37% |
| 2022 | $477.38M | $152.56M | 86.44% | 44.39% | 31.96% |
| 2023 | $609.36M | $96.09M | 100.00% | 22.46% | 15.77% |
| 2024 | $646.19M | $29.08M | 43.02% | 7.96% | 4.50% |
| 2025 | $730.38M | $110.68M | 56.12% | 21.47% | 15.15% |
Frequently asked questions
What is Dime Community Bancshares, Inc.'s revenue?
Dime Community Bancshares, Inc.'s trailing twelve-month revenue is $426.96M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is DCOM?
In its most recent fiscal year, DCOM ran a gross margin of 56.12%, an operating margin of 21.47%, and a net margin of 15.15%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does DCOM generate?
DCOM produced $182.44M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is DCOM's balance sheet healthy?
DCOM holds $2.35B in cash and equivalents against $780.50M in long-term debt, on $1.48B of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.