CZFS
Citizens Financial Services Inc. Common Stock
NASDAQ: CZFS · FINANCIAL SERVICES · BANKS - REGIONAL
$63.16
-2.76% today
Updated 2026-04-30
Market cap
$317.08M
P/E ratio
8.66
P/S ratio
2.88x
EPS (TTM)
$7.62
Dividend yield
3.04%
52W range
$49 – $70
Volume
0.0M
Citizens Financial Services Inc. Common Stock (CZFS) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $7.01M | $8.07M | $10.41M | $9.93M | $12.82M | $15.56M | $14.81M | $17.82M | $16.18M | $12.81M | $16.19M | $15.74M | $21.49M | $21.77M | $11.82M | $38.69M | $33.24M | $26.54M | $33.18M | $36.53M |
| Capital expenditures | $930000.00 | $462000.00 | $1.13M | $1.57M | $1.29M | $682000.00 | $438000.00 | $328000.00 | $1.31M | $776000.00 | $587000.00 | $208000.00 | $500000.00 | $483000.00 | $942000.00 | $1.10M | $1.63M | $2.62M | $1.31M | $1.30M |
| Depreciation | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Stock-based comp | $-65000.00 | $-105000.00 | $49000.00 | $115000.00 | $205000.00 | $209000.00 | $201000.00 | $218000.00 | $200000.00 | $179000.00 | $284000.00 | $278000.00 | $308000.00 | $369000.00 | $473000.00 | $614000.00 | $336000.00 | $309000.00 | $412000.00 | $625000.00 |
| Free cash flow | $6.08M | $7.61M | $9.27M | $8.36M | $11.52M | $14.88M | $14.37M | $17.49M | $14.87M | $12.04M | $15.61M | $15.53M | $20.99M | $21.28M | $10.88M | $37.59M | $31.61M | $23.92M | $31.87M | $35.24M |
| Investing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Financing cash flow | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends paid | $2.44M | $2.55M | $2.81M | $2.95M | $3.16M | $3.15M | $4.60M | $3.56M | $6.12M | $5.15M | $5.08M | $5.18M | $6.12M | $6.32M | $6.54M | $7.38M | $7.59M | $8.50M | $9.30M | $9.55M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | — | — | $-16.25M | $1.34M | $12.96M | $-6.63M | $763000.00 | $-1.72M | $1.72M | $50.19M | $104.13M | $-146.62M | — | — | — |