CVBF
CVB Financial Corporation
NASDAQ: CVBF · FINANCIAL SERVICES · BANKS - REGIONAL
$20.24
-1.22% today
Updated 2026-04-29
Market cap
$3.57B
P/E ratio
13.23
P/S ratio
6.87x
EPS (TTM)
$1.53
Dividend yield
3.90%
52W range
$17 – $21
Volume
1.8M
CVB Financial Corporation (CVBF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $349.92M | $372.60M | $366.98M | $371.03M | $366.91M | $297.21M | $275.98M | $257.20M | $289.31M | $295.00M | $300.60M | $325.91M | $405.34M | $506.43M | $478.53M | $467.83M | $561.94M | $665.66M | $658.69M | $643.36M |
| Revenue growth (YoY) | — | +6.5% | -1.5% | +1.1% | -1.1% | -19.0% | -7.1% | -6.8% | +12.5% | +2.0% | +1.9% | +8.4% | +24.4% | +24.9% | -5.5% | -2.2% | +20.1% | +18.5% | -1.0% | -2.3% |
| Cost of revenue | $150.46M | $184.13M | $165.44M | $169.00M | $119.17M | $41.19M | $24.27M | $257000.00 | $-961000.00 | $2.47M | $1.13M | $-604000.00 | $14.06M | $27.08M | $37.78M | $-20.42M | $19.75M | $119.84M | $178.51M | $129.51M |
| Gross profit | $199.45M | $188.47M | $201.54M | $202.04M | $247.74M | $256.02M | $251.71M | $256.95M | $290.28M | $292.52M | $299.48M | $326.51M | $391.28M | $479.35M | $440.74M | $488.25M | $542.18M | $545.82M | $480.17M | $513.85M |
| Gross margin | 57.0% | 50.6% | 54.9% | 54.5% | 67.5% | 86.1% | 91.2% | 99.9% | 100.3% | 99.2% | 99.6% | 100.2% | 96.5% | 94.7% | 92.1% | 104.4% | 96.5% | 82.0% | 72.9% | 79.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $50.51M | $55.30M | $68.18M | $65.31M | $69.42M | $69.99M | $68.50M | $71.02M | $76.64M | $78.88M | $82.63M | $87.06M | $109.94M | $129.30M | $119.76M | $117.87M | $131.60M | $139.19M | $144.47M | $168.28M |
| Operating income | $103.63M | $83.06M | $85.75M | $89.25M | $86.74M | $120.80M | $114.69M | $144.28M | $162.80M | $151.37M | $162.29M | $188.79M | $211.12M | $291.07M | $249.52M | $297.65M | $328.35M | $315.43M | $271.24M | $281.69M |
| Operating margin | 29.6% | 22.3% | 23.4% | 24.1% | 23.6% | 40.6% | 41.6% | 56.1% | 56.3% | 51.3% | 54.0% | 57.9% | 52.1% | 57.5% | 52.1% | 63.6% | 58.4% | 47.4% | 41.2% | 43.8% |
| EBITDA | $118.73M | $96.30M | $96.56M | $99.13M | $97.28M | $130.45M | $122.22M | $146.72M | $163.63M | $149.89M | $167.61M | $191.45M | $219.46M | $313.11M | $248.36M | $291.22M | $342.01M | $333.60M | $286.61M | $281.69M |
| EBITDA margin | 33.9% | 25.8% | 26.3% | 26.7% | 26.5% | 43.9% | 44.3% | 57.0% | 56.6% | 50.8% | 55.8% | 58.7% | 54.1% | 61.8% | 51.9% | 62.3% | 60.9% | 50.1% | 43.5% | 43.8% |
| EBIT | $103.63M | $83.06M | $85.75M | $89.25M | $86.74M | $120.80M | $114.69M | $144.28M | $162.80M | $151.37M | $162.29M | $188.79M | $211.12M | $291.07M | $249.52M | $297.65M | $328.35M | $315.43M | $271.24M | $283.25M |
| Interest expense | $147.46M | $180.13M | $138.84M | $88.50M | $57.97M | $35.04M | $25.27M | $16.51M | $16.39M | $8.57M | $7.98M | $8.30M | $12.81M | $22.08M | $14.28M | $6.08M | $9.15M | $118.34M | $182.76M | $133.01M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $71.91M | $60.58M | $63.07M | $65.42M | $62.94M | $81.73M | $77.28M | $95.61M | $104.02M | $99.14M | $101.43M | $104.41M | $152.00M | $207.83M | $177.16M | $212.52M | $235.43M | $221.44M | $200.72M | $209.30M |
| Net income growth (YoY) | — | -15.7% | +4.1% | +3.7% | -3.8% | +29.9% | -5.4% | +23.7% | +8.8% | -4.7% | +2.3% | +2.9% | +45.6% | +36.7% | -14.8% | +20.0% | +10.8% | -5.9% | -9.4% | +4.3% |
| Profit margin | 20.5% | 16.3% | 17.2% | 17.6% | 17.2% | 27.5% | 28.0% | 37.2% | 36.0% | 33.6% | 33.7% | 32.0% | 37.5% | 41.0% | 37.0% | 45.4% | 41.9% | 33.3% | 30.5% | 32.5% |