CUBI
Customers Bancorp Inc
NYSE: CUBI · FINANCIAL SERVICES · BANKS - REGIONAL
$75.82
-1.71% today
Updated 2026-04-29
Market cap
$2.55B
P/E ratio
9.55
P/S ratio
3.16x
EPS (TTM)
$7.94
Dividend yield
—
52W range
$50 – $83
Volume
0.4M
Customers Bancorp Inc (CUBI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.09M | $14.57M | $35.64M | $71.28M | $120.53M | $148.61M | $213.85M | $276.44M | $376.85M | $449.39M | $474.77M | $496.09M | $600.55M | $844.61M | $895.10M | $1.37B | $1.36B | $1.41B |
| Revenue growth (YoY) | — | -9.4% | +144.5% | +100.0% | +69.1% | +23.3% | +43.9% | +29.3% | +36.3% | +19.3% | +5.6% | +4.5% | +21.1% | +40.6% | +6.0% | +52.8% | -0.5% | +3.9% |
| Cost of revenue | $16.09M | $14.57M | $21.94M | $29.96M | $36.03M | $26.54M | $53.25M | $74.13M | $76.08M | $112.28M | $165.72M | $210.66M | $202.39M | $123.24M | $321.72M | $70.56M | $746.88M | $684.72M |
| Gross profit | — | — | $13.70M | $41.33M | $84.50M | $122.08M | $160.60M | $202.31M | $300.76M | $337.12M | $309.05M | $285.44M | $398.16M | $721.38M | $573.38M | $1.37B | $614.05M | $729.84M |
| Gross margin | 0.0% | 0.0% | 38.4% | 58.0% | 70.1% | 82.1% | 75.1% | 73.2% | 79.8% | 75.0% | 65.1% | 57.5% | 66.3% | 85.4% | 64.1% | 100.0% | 45.1% | 51.6% |
| R&D | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | — | — | $18.07M | $20.77M | $29.69M | $47.67M | $65.67M | $80.10M | $120.58M | $149.31M | $157.94M | $130.99M | $105.73M | $118.26M | $121.23M | $134.17M | $217.52M | $221.15M |
| Operating income | $-211000.00 | $-13.22M | $28.47M | $5.87M | $36.09M | $50.30M | $65.51M | $88.50M | $124.59M | $123.88M | $91.05M | $107.78M | $189.76M | $441.21M | $291.30M | $330.74M | $224.37M | $310.77M |
| Operating margin | -1.3% | -90.7% | 79.9% | 8.2% | 29.9% | 33.8% | 30.6% | 32.0% | 33.1% | 27.6% | 19.2% | 21.7% | 31.6% | 52.2% | 32.5% | 24.2% | 16.5% | 22.0% |
| EBITDA | $-1.25M | $-12.51M | $29.31M | $7.24M | $38.11M | $53.43M | $69.10M | $92.49M | $130.49M | $134.68M | $105.21M | $121.39M | $208.27M | $462.88M | $318.45M | $362.10M | $257.93M | $351.62M |
| EBITDA margin | -7.8% | -85.8% | 82.2% | 10.2% | 31.6% | 36.0% | 32.3% | 33.5% | 34.6% | 30.0% | 22.2% | 24.5% | 34.7% | 54.8% | 35.6% | 26.5% | 19.0% | 24.9% |
| EBIT | $-211000.00 | $-13.23M | $28.47M | $5.87M | $36.09M | $50.30M | $65.51M | $88.50M | $124.59M | $123.88M | $91.05M | $107.78M | $189.76M | $441.21M | $291.30M | $330.74M | $224.37M | $310.77M |
| Interest expense | $1.31M | $607000.00 | $11.55M | $22.46M | $21.76M | $24.30M | $38.50M | $53.56M | $73.04M | $105.51M | $160.07M | $186.43M | $139.62M | $95.81M | $261.65M | $679.91M | $673.43M | $609.10M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-825000.00 | $-13.23M | $23.73M | $4.03M | $23.82M | $32.69M | $43.21M | $58.58M | $78.70M | $78.84M | $71.69M | $79.33M | $132.58M | $314.65M | $228.03M | $250.14M | $181.47M | $224.09M |
| Net income growth (YoY) | — | -1504.2% | +279.3% | -83.0% | +490.4% | +37.3% | +32.2% | +35.6% | +34.3% | +0.2% | -9.1% | +10.6% | +67.1% | +137.3% | -27.5% | +9.7% | -27.5% | +23.5% |
| Profit margin | -5.1% | -90.8% | 66.6% | 5.7% | 19.8% | 22.0% | 20.2% | 21.2% | 20.9% | 17.5% | 15.1% | 16.0% | 22.1% | 37.3% | 25.5% | 18.3% | 13.3% | 15.8% |