WallStSmart
CRD-

Crawford & Company

NYSE: CRD-B · FINANCIAL SERVICES · INSURANCE BROKERS

$10.03
-3.09% today

Updated 2026-04-30

Market cap
$486.97M
P/E ratio
25.49
P/S ratio
0.39x
EPS (TTM)
$0.39
Dividend yield
2.93%
52W range
$9 – $12
Volume
0.0M

Crawford & Company (CRD-B) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for CRD-B.

WallStSmart Verdict
Fairly
Valued

Valuation reasonably reflects current fundamentals. Limited margin of safety at these levels.

Smart Value Score: 55 / 100
P/E (TTM)
25.5x
vs 5Y median of 20.9x
PEG
0.90
Under 1.0 = undervalued
Margin of Safety
DCF limited for this profile
EV / EBITDA
7.8x

CRD-B historical valuation range

Where current P/E sits in CRD-B's own 5Y range.

NOW
9.3x
5Y Low
17.1x
25th
20.9x
Median
25.8x
75th
28.9x
5Y High
CRD-B is trading more expensive than 70% of the last 5Y.
70th percentile · Above median

CRD-B intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for CRD-B

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

CRD-B valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

PEG ratio under 1.0
PEG of 0.90 indicates growth is outpacing the multiple. Traditionally a buy signal for quality compounders.
!
P/E in mid-range
P/E sits at the 70th percentile of the 5Y range. Neither cheap nor rich historically.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.
Weak financial quality
Piotroski F-Score of 2/9 suggests deteriorating fundamentals. Valuation requires closer scrutiny.

P/E Ratio — History

Current: 25.49x

P/S Ratio — History

Current: 0.39x

Is CRD-B overvalued in 2026?

Crawford & Company (CRD-B) currently trades at $10.03 per share with a market capitalization of $486,967,000.00. Based on our multi-factor framework, the stock trades at a fair valuation with a Smart Value Score of 55/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 25.5x, above its 5-year median of 20.9x. The PEG ratio of 0.90 suggests earnings growth is outpacing the multiple, a classic sign of undervaluation.

Looking at its own history, CRD-B is currently trading more expensive than 70% of the last 5Y on P/E. This places it in the 70th percentile of its historical range, a reasonable but unremarkable position.

A standard DCF model does not produce reliable output for CRD-B under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

Financial quality is a concern. The Piotroski F-Score of 2/9 flags weakening fundamentals that deserve closer scrutiny before the valuation case can be fully trusted.

Bottom line: CRD-B trades at a fair valuation on our framework, with a Smart Value Score of 55/100. The valuation is defensible but offers no obvious bargain. Patience or a better entry price may reward disciplined buyers.

Frequently asked questions

Is CRD-B overvalued in 2026?

Based on a Smart Value Score of 55/100, CRD-B is fairly valued. Price reasonably reflects current fundamentals with limited cushion in either direction.

What is CRD-B's fair value?

Standard DCF is unreliable for CRD-B due to its current profitability profile. Revenue-based approaches such as EV/Sales or historical P/S percentile are more informative for this stock.

What P/E ratio does CRD-B trade at?

CRD-B trades at a P/E of 25.5x on trailing twelve-month earnings, compared to its 5-year median of 20.9x.

Is CRD-B a buy based on valuation?

WallStSmart does not issue buy or sell recommendations. Our Smart Value Score of 55/100 reflects the combined read on growth, quality, and price. The profile is balanced. Best suited for investors with an existing thesis.

How does CRD-B's valuation compare to its history?

On P/E, CRD-B currently sits in the 70th percentile of its own 5Y range. That is above its long-run median relative to where it has traded over the period.

What is CRD-B's Smart Value Score?

CRD-B's Smart Value Score is 55/100. The Smart Value Score is a proprietary WallStSmart metric blending growth quality, financial health, and valuation attractiveness into a single 0-100 read. Scores above 75 are rare and indicate strong multi-factor alignment.