WallStSmart
CRD-

Crawford & Company

NYSE: CRD-B · FINANCIAL SERVICES · INSURANCE BROKERS

$9.50
-0.96% today

Updated 2026-06-05

Market cap
$503.98M
P/E ratio
28.72
P/S ratio
0.39x
EPS (TTM)
$0.36
Dividend yield
2.88%
52W range
$9 – $12
Volume
0.0M

Crawford & Company (CRD-B) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for CRD-B.

WallStSmart Verdict
Overvalued

Current price exceeds what fundamentals support. Risk/reward skewed unfavorably.

Smart Value Score: 45 / 100
P/E (TTM)
28.7x
vs 5Y median of 24.9x
PEG
0.90
Under 1.0 = undervalued
Margin of Safety
DCF limited for this profile
EV / EBITDA
8.2x

CRD-B historical valuation range

Where current P/E sits in CRD-B's own 5Y range.

NOW
9.3x
5Y Low
17.9x
25th
24.9x
Median
25.9x
75th
28.9x
5Y High
CRD-B is trading more expensive than 96% of the last 5Y.
96th percentile · Historically expensive

CRD-B intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for CRD-B

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

CRD-B valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

PEG ratio under 1.0
PEG of 0.90 indicates growth is outpacing the multiple. Traditionally a buy signal for quality compounders.
P/E near 5Y high
Current P/E sits in the 96th percentile of its 5Y range. Historically expensive relative to its own history.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.
Weak financial quality
Piotroski F-Score of 3/9 suggests deteriorating fundamentals. Valuation requires closer scrutiny.

P/E Ratio — History

Current: 28.72x

P/S Ratio — History

Current: 0.39x

Is CRD-B overvalued in 2026?

Crawford & Company (CRD-B) currently trades at $9.50 per share with a market capitalization of $503,981,000.00. Based on our multi-factor framework, the stock appears richly valued with a Smart Value Score of 45/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 28.7x, above its 5-year median of 24.9x. The PEG ratio of 0.90 suggests earnings growth is outpacing the multiple, a classic sign of undervaluation.

Looking at its own history, CRD-B is currently trading more expensive than 96% of the last 5Y on P/E. This places it in the 96th percentile of its historical range, a zone where forward returns have typically been muted.

A standard DCF model does not produce reliable output for CRD-B under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

Financial quality is a concern. The Piotroski F-Score of 3/9 flags weakening fundamentals that deserve closer scrutiny before the valuation case can be fully trusted.

Bottom line: CRD-B appears richly valued on our framework, with a Smart Value Score of 45/100. At current levels the risk/reward is skewed against the buyer. A materially lower price or significant operational improvement would be needed to change the picture.

Frequently asked questions

Is CRD-B overvalued?

CRD-B scores 45/100 on our Smart Value Score (Grade C), a weak overall profile. A standard DCF is unreliable here given the profitability profile, so valuation leans on revenue-based measures like EV/Sales and the P/S percentile below.

What is CRD-B's fair value?

A standard DCF is unreliable for CRD-B given its current profitability profile. Revenue-based approaches like EV/Sales or the historical P/S percentile are more informative for this stock.

What P/E ratio does CRD-B trade at?

CRD-B trades at a P/E of 28.7x on trailing twelve-month earnings, against a 5-year median of 24.9x. P/E is what you pay per dollar of profit, and sitting above its own median means the stock is pricier than usual relative to its earnings.

Is CRD-B a buy based on valuation?

Our Smart Value rating for CRD-B is Sell, from a Smart Value Score of 45/100 that blends growth, quality, and valuation. The profile skews cautious, and a better price or clearer operating improvement would strengthen the case. This is research to inform your decision, not personalized financial advice.

How does CRD-B's valuation compare to its history?

On P/E, CRD-B sits in the 96th percentile of its own 5Y range, historically expensive relative to where it has traded. A high percentile means today's multiple is near the top of its historical band.

What is CRD-B's Smart Value Score?

CRD-B's Smart Value Score is 45/100. It is a proprietary WallStSmart metric blending growth quality, financial health, and valuation into a single 0-100 read, and scores above 75 are rare, signaling strong multi-factor alignment.