CNOB
ConnectOne Bancorp Inc
NASDAQ: CNOB · FINANCIAL SERVICES · BANKS - REGIONAL
$29.04
-2.42% today
Updated 2026-04-29
Market cap
$1.46B
P/E ratio
15.61
P/S ratio
3.86x
EPS (TTM)
$1.86
Dividend yield
1.81%
52W range
$21 – $30
Volume
0.4M
ConnectOne Bancorp Inc (CNOB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $53.96M | $56.50M | $52.54M | $55.02M | $51.19M | $59.41M | $61.58M | $64.12M | $101.70M | $149.92M | $171.16M | $189.53M | $221.61M | $279.52M | $322.60M | $316.75M | $386.99M | $504.07M | $534.62M | $606.47M |
| Revenue growth (YoY) | — | +4.7% | -7.0% | +4.7% | -7.0% | +16.1% | +3.7% | +4.1% | +58.6% | +47.4% | +14.2% | +10.7% | +16.9% | +26.1% | +15.4% | -1.8% | +22.2% | +30.3% | +6.1% | +13.4% |
| Cost of revenue | $29.03M | $30.98M | $25.66M | $27.24M | $19.86M | $14.63M | $12.10M | $11.43M | $19.49M | $36.42M | $69.80M | $42.26M | $80.02M | $93.27M | $111.21M | $33.36M | $89.38M | $243.16M | $284.35M | $338.62M |
| Gross profit | $24.98M | $25.52M | $26.88M | $27.77M | $31.32M | $44.78M | $49.48M | $52.69M | $82.21M | $113.50M | $101.36M | $147.27M | $141.59M | $186.25M | $211.39M | $283.39M | $297.61M | $260.91M | $250.26M | $267.86M |
| Gross margin | 46.3% | 45.2% | 51.2% | 50.5% | 61.2% | 75.4% | 80.4% | 82.2% | 80.8% | 75.7% | 59.2% | 77.7% | 63.9% | 66.6% | 65.5% | 89.5% | 76.9% | 51.8% | 46.8% | 44.2% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $12.29M | $11.44M | $10.66M | $14.08M | $14.57M | $14.92M | $15.14M | $15.98M | $23.02M | $33.50M | $37.81M | $43.16M | $47.12M | $55.65M | $68.77M | $67.01M | $83.60M | $96.69M | $97.25M | $127.97M |
| Operating income | $569000.00 | $923000.00 | $7.41M | $4.72M | $7.23M | $21.34M | $25.18M | $27.41M | $27.41M | $61.24M | $42.86M | $68.51M | $71.13M | $94.03M | $90.39M | $175.06M | $171.22M | $116.96M | $98.47M | $112.74M |
| Operating margin | 1.1% | 1.6% | 14.1% | 8.6% | 14.1% | 35.9% | 40.9% | 42.7% | 27.0% | 40.8% | 25.0% | 36.1% | 32.1% | 33.6% | 28.0% | 55.3% | 44.2% | 23.2% | 18.4% | 18.6% |
| EBITDA | $2.63M | $2.79M | $9.24M | $6.17M | $8.39M | $22.32M | $26.10M | $28.30M | $29.45M | $64.46M | $46.38M | $72.39M | $74.82M | $98.49M | $97.19M | $180.79M | $176.77M | $122.90M | $104.12M | $112.74M |
| EBITDA margin | 4.9% | 4.9% | 17.6% | 11.2% | 16.4% | 37.6% | 42.4% | 44.1% | 29.0% | 43.0% | 27.1% | 38.2% | 33.8% | 35.2% | 30.1% | 57.1% | 45.7% | 24.4% | 19.5% | 18.6% |
| EBIT | $569000.00 | $923000.00 | $7.41M | $4.72M | $7.23M | $21.34M | $25.18M | $27.41M | $27.41M | $61.24M | $42.86M | $68.51M | $71.13M | $94.03M | $90.39M | $175.06M | $171.22M | $116.96M | $98.47M | — |
| Interest expense | $28.97M | $30.63M | $24.09M | $22.64M | $14.79M | $12.18M | $11.78M | $11.08M | $14.81M | $23.81M | $31.10M | $36.26M | $58.92M | $85.17M | $70.21M | $38.86M | $71.63M | $234.96M | $270.55M | $291.62M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $3.90M | $3.86M | $5.84M | $3.77M | $7.00M | $13.93M | $17.51M | $19.93M | $18.57M | $41.31M | $31.08M | $43.22M | $60.35M | $73.39M | $71.29M | $130.35M | $125.21M | $87.00M | $73.79M | $80.44M |
| Net income growth (YoY) | — | -1.1% | +51.5% | -35.5% | +85.7% | +98.8% | +25.7% | +13.8% | -6.8% | +122.5% | -24.8% | +39.1% | +39.6% | +21.6% | -2.9% | +82.9% | -3.9% | -30.5% | -15.2% | +9.0% |
| Profit margin | 7.2% | 6.8% | 11.1% | 6.9% | 13.7% | 23.4% | 28.4% | 31.1% | 18.3% | 27.6% | 18.2% | 22.8% | 27.2% | 26.3% | 22.1% | 41.2% | 32.4% | 17.3% | 13.8% | 13.3% |