CNO
CNO Financial Group Inc
NYSE: CNO · FINANCIAL SERVICES · INSURANCE - LIFE
$44.66
+0.20% today
Updated 2026-04-29
Market cap
$4.19B
P/E ratio
19.42
P/S ratio
0.93x
EPS (TTM)
$2.30
Dividend yield
1.50%
52W range
$35 – $45
Volume
0.6M
CNO Financial Group Inc (CNO) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.47B | $4.13B | $4.19B | $4.34B | $4.08B | $4.12B | $4.34B | $4.48B | $4.14B | $3.80B | $3.99B | $4.30B | $4.31B | $4.02B | $3.82B | $4.12B | $3.58B | $4.15B | $4.45B | $4.49B |
| Revenue growth (YoY) | — | -7.5% | +1.4% | +3.6% | -5.9% | +1.0% | +5.3% | +3.1% | -7.4% | -8.3% | +5.0% | +7.7% | +0.3% | -6.9% | -4.8% | +7.9% | -13.2% | +15.9% | +7.2% | +0.9% |
| Cost of revenue | $6.22B | $2.92B | $3.73B | $3.60B | $3.23B | $3.13B | $3.17B | $3.24B | $2.93B | $2.68B | $2.83B | $2.96B | $3.73B | $2.78B | $2.54B | $2.42B | $1.79B | $1.05B | $2.74B | $2.48B |
| Gross profit | $-1.75B | $1.22B | $456.90M | $746.40M | $857.30M | $996.50M | $1.17B | $1.24B | $1.21B | $1.12B | $1.16B | $1.34B | $580.20M | $1.23B | $1.28B | $1.70B | $1.79B | $3.10B | $1.70B | $2.01B |
| Gross margin | -39.2% | 29.4% | 10.9% | 17.2% | 21.0% | 24.2% | 27.0% | 27.6% | 29.2% | 29.5% | 29.1% | 31.2% | 13.5% | 30.7% | 33.6% | 41.2% | 50.1% | 74.7% | 38.3% | 44.8% |
| R&D | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $184.00M | $64.40M | — | — | $0.00 | $212.20M | $226.60M | $234.00M | $242.40M | $205.20M | $231.00M | $237.30M | $233.20M | $238.20M | $252.60M | $267.90M | $287.90M | $290.90M | $304.50M | $305.00M |
| Operating income | $167.20M | $-10.00M | $3.70M | $173.60M | $293.50M | $306.20M | $155.70M | $304.80M | $175.10M | $367.70M | $353.20M | $480.50M | $-264.80M | $274.20M | $344.30M | $733.10M | $816.50M | $356.80M | $518.30M | $293.40M |
| Operating margin | 3.7% | -0.2% | 0.1% | 4.0% | 7.2% | 7.4% | 3.6% | 6.8% | 4.2% | 9.7% | 8.8% | 11.2% | -6.1% | 6.8% | 9.0% | 17.8% | 22.8% | 8.6% | 11.7% | 6.5% |
| EBITDA | $682.30M | $590.50M | $530.90M | $752.40M | $753.20M | $743.90M | $585.30M | $734.70M | $542.10M | $746.00M | $744.60M | $869.60M | $177.20M | $694.40M | $757.00M | $1.07B | $1.20B | $356.80M | $1.07B | $524.30M |
| EBITDA margin | 15.3% | 14.3% | 12.7% | 17.3% | 18.4% | 18.0% | 13.5% | 16.4% | 13.1% | 19.6% | 18.7% | 20.2% | 4.1% | 17.3% | 19.8% | 25.8% | 33.6% | 8.6% | 24.0% | 11.7% |
| EBIT | $240.70M | $107.30M | $110.20M | $291.50M | $406.70M | $420.30M | $270.30M | $410.10M | $267.90M | $462.60M | $469.60M | $604.20M | $-115.00M | $426.50M | $453.10M | $828.50M | $953.50M | $356.80M | $772.70M | — |
| Interest expense | $73.50M | $117.30M | $106.50M | $117.90M | $113.20M | $114.10M | $114.60M | $105.30M | $92.80M | $94.90M | $116.40M | $123.70M | $149.80M | $152.30M | $108.80M | $95.40M | $137.00M | $238.60M | $254.40M | $230.90M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $106.00M | $-179.90M | $-1.13B | $85.70M | $284.60M | $335.70M | $221.00M | $478.00M | $51.40M | $270.70M | $358.20M | $175.60M | $-315.00M | $409.40M | $301.80M | $570.30M | $630.60M | $276.50M | $404.00M | $229.30M |
| Net income growth (YoY) | — | -269.7% | -529.4% | +107.6% | +232.1% | +18.0% | -34.2% | +116.3% | -89.2% | +426.7% | +32.3% | -51.0% | -279.4% | +230.0% | -26.3% | +89.0% | +10.6% | -56.2% | +46.1% | -43.2% |
| Profit margin | 2.4% | -4.4% | -27.0% | 2.0% | 7.0% | 8.1% | 5.1% | 10.7% | 1.2% | 7.1% | 9.0% | 4.1% | -7.3% | 10.2% | 7.9% | 13.8% | 17.6% | 6.7% | 9.1% | 5.1% |