CLBK
Columbia Financial Inc
NASDAQ: CLBK · FINANCIAL SERVICES · BANKS - REGIONAL
$19.04
-0.26% today
Updated 2026-04-29
Market cap
$1.98B
P/E ratio
34.62
P/S ratio
7.65x
EPS (TTM)
$0.55
Dividend yield
—
52W range
$14 – $19
Volume
0.3M
Columbia Financial Inc (CLBK) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $187.70M | $201.09M | $246.80M | $292.13M | $326.21M | $308.98M | $340.07M | $422.36M | $453.32M | $507.44M |
| Revenue growth (YoY) | — | — | +7.1% | +22.7% | +18.4% | +11.7% | -5.3% | +10.1% | +24.2% | +7.3% | +11.9% |
| Cost of revenue | — | $44.17M | $50.56M | $67.76M | $92.34M | $92.17M | $27.06M | $48.38M | $193.89M | $287.89M | $252.44M |
| Gross profit | — | $143.53M | $150.53M | $179.04M | $199.78M | $234.40M | $281.92M | $291.69M | $228.47M | $165.43M | $255.00M |
| Gross margin | — | 76.5% | 74.9% | 72.5% | 68.4% | 71.9% | 91.2% | 85.8% | 54.1% | 36.5% | 50.3% |
| R&D | — | — | — | $0.00 | — | — | — | — | — | — | — |
| SG&A | — | $62.64M | $66.89M | $81.72M | $85.15M | $102.59M | $101.91M | $119.52M | $129.49M | $117.07M | $70.20M |
| Operating income | — | $49.76M | $47.08M | $33.66M | $71.08M | $76.26M | $126.18M | $116.88M | $46.05M | $-15.91M | $60.16M |
| Operating margin | — | 26.5% | 23.4% | 13.6% | 24.3% | 23.4% | 40.8% | 34.4% | 10.9% | -3.5% | 11.9% |
| EBITDA | — | $53.04M | $50.55M | $37.41M | $76.08M | $86.62M | $137.82M | $130.23M | $60.32M | $-1.35M | $68.86M |
| EBITDA margin | — | 28.3% | 25.1% | 15.2% | 26.0% | 26.6% | 44.6% | 38.3% | 14.3% | -0.3% | 13.6% |
| EBIT | — | $49.76M | $47.08M | $33.66M | $71.08M | $76.26M | $126.18M | $116.88M | $46.05M | $-15.91M | $60.16M |
| Interest expense | $0.00 | $43.76M | $44.14M | $61.08M | $88.12M | $73.72M | $37.02M | $42.89M | $189.10M | $273.44M | $235.40M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $29.87M | $32.95M | $31.07M | $22.74M | $54.72M | $57.60M | $92.05M | $86.17M | $36.09M | $-11.65M | $51.77M |
| Net income growth (YoY) | — | +10.3% | -5.7% | -26.8% | +140.7% | +5.3% | +59.8% | -6.4% | -58.1% | -132.3% | +544.2% |
| Profit margin | — | 17.6% | 15.5% | 9.2% | 18.7% | 17.7% | 29.8% | 25.3% | 8.5% | -2.6% | 10.2% |