CHCO
City Holding Company
NASDAQ: CHCO · FINANCIAL SERVICES · BANKS - REGIONAL
$121.40
-3.59% today
Updated 2026-04-29
Market cap
$1.71B
P/E ratio
13.38
P/S ratio
5.36x
EPS (TTM)
$9.07
Dividend yield
2.70%
52W range
$112 – $131
Volume
0.1M
City Holding Company (CHCO) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $210.33M | $213.45M | $207.88M | $189.36M | $168.90M | $165.49M | $164.81M | $193.52M | $184.54M | $179.08M | $186.52M | $202.61M | $219.96M | $260.63M | $255.05M | $228.65M | $255.73M | $334.45M | $371.25M | $392.11M |
| Revenue growth (YoY) | — | +1.5% | -2.6% | -8.9% | -10.8% | -2.0% | -0.4% | +17.4% | -4.6% | -3.0% | +4.2% | +8.6% | +8.6% | +18.5% | -2.1% | -10.3% | +11.8% | +30.8% | +11.0% | +5.6% |
| Cost of revenue | $57.52M | $65.63M | $56.34M | $43.60M | $34.72M | $25.36M | $20.82M | $20.15M | $16.01M | $18.82M | $17.60M | $19.81M | $23.38M | $35.09M | $34.34M | $6.73M | $10.13M | $55.27M | $88.01M | $82.31M |
| Gross profit | $152.80M | $147.82M | $151.54M | $145.76M | $134.18M | $140.13M | $143.98M | $173.37M | $168.52M | $160.26M | $168.92M | $182.80M | $196.58M | $225.55M | $220.71M | $221.92M | $245.60M | $279.18M | $283.24M | $309.80M |
| Gross margin | 72.6% | 69.3% | 72.9% | 77.0% | 79.4% | 84.7% | 87.4% | 89.6% | 91.3% | 89.5% | 90.6% | 90.2% | 89.4% | 86.5% | 86.5% | 97.1% | 96.0% | 83.5% | 76.3% | 79.0% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $34.48M | $36.03M | $47.83M | $49.97M | $41.97M | $43.29M | $45.10M | $53.28M | $53.40M | $49.64M | $52.51M | $52.41M | $55.64M | $62.78M | $62.96M | $63.43M | $68.21M | $76.08M | $79.25M | $81.46M |
| Operating income | $81.52M | $76.81M | $37.60M | $63.18M | $57.41M | $61.25M | $59.24M | $73.49M | $77.23M | $82.51M | $77.21M | $90.75M | $88.02M | $113.49M | $111.31M | $111.19M | $127.33M | $143.11M | $144.52M | $162.56M |
| Operating margin | 38.8% | 36.0% | 18.1% | 33.4% | 34.0% | 37.0% | 35.9% | 38.0% | 41.9% | 46.1% | 41.4% | 44.8% | 40.0% | 43.5% | 43.6% | 48.6% | 49.8% | 42.8% | 38.9% | 41.5% |
| EBITDA | $83.14M | $78.97M | $40.92M | $68.09M | $63.09M | $67.65M | $64.58M | $67.95M | $78.67M | $84.01M | $84.28M | $97.63M | $94.39M | $119.19M | $121.98M | $125.81M | $143.11M | $153.83M | $157.72M | $171.23M |
| EBITDA margin | 39.5% | 37.0% | 19.7% | 36.0% | 37.4% | 40.9% | 39.2% | 35.1% | 42.6% | 46.9% | 45.2% | 48.2% | 42.9% | 45.7% | 47.8% | 55.0% | 56.0% | 46.0% | 42.5% | 43.7% |
| EBIT | $81.52M | $76.81M | $37.60M | $63.18M | $57.41M | $61.25M | $59.24M | $73.49M | $77.23M | $82.51M | $77.21M | $90.75M | $88.02M | $113.49M | $111.31M | $111.19M | $127.33M | $143.11M | $144.52M | $162.56M |
| Interest expense | $53.72M | $60.28M | $45.92M | $36.60M | $27.63M | $20.76M | $14.45M | $13.30M | $11.96M | $11.83M | $13.21M | $16.80M | $25.69M | $36.34M | $23.61M | $9.89M | $9.65M | $52.02M | $86.19M | $84.81M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $53.19M | $51.03M | $28.11M | $42.65M | $38.96M | $40.68M | $38.95M | $48.22M | $52.96M | $54.10M | $52.13M | $54.31M | $70.00M | $89.35M | $89.59M | $88.08M | $102.07M | $114.36M | $117.10M | $130.49M |
| Net income growth (YoY) | — | -4.1% | -44.9% | +51.7% | -8.6% | +4.4% | -4.3% | +23.8% | +9.8% | +2.1% | -3.6% | +4.2% | +28.9% | +27.6% | +0.3% | -1.7% | +15.9% | +12.0% | +2.4% | +11.4% |
| Profit margin | 25.3% | 23.9% | 13.5% | 22.5% | 23.1% | 24.6% | 23.6% | 24.9% | 28.7% | 30.2% | 27.9% | 26.8% | 31.8% | 34.3% | 35.1% | 38.5% | 39.9% | 34.2% | 31.5% | 33.3% |