CFFN
Capitol Federal Financial Inc
NASDAQ: CFFN · FINANCIAL SERVICES · BANKS - REGIONAL
$7.68
+1.79% today
Updated 2026-04-30
Market cap
$978.57M
P/E ratio
13.73
P/S ratio
4.67x
EPS (TTM)
$0.56
Dividend yield
4.39%
52W range
$5 – $8
Volume
1.0M
Capitol Federal Financial Inc (CFFN) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $436.19M | $435.52M | $440.83M | $441.38M | $403.16M | $366.70M | $346.90M | $314.33M | $305.46M | $308.51M | $314.97M | $330.10M | $338.31M | $349.43M | $321.69M | $278.75M | $299.57M | $185.64M | $379.37M | $417.40M |
| Revenue growth (YoY) | — | -0.2% | +1.2% | +0.1% | -8.7% | -9.0% | -5.4% | -9.4% | -2.8% | +1.0% | +2.1% | +4.8% | +2.5% | +3.3% | -7.9% | -13.3% | +7.5% | -38.0% | +104.4% | +10.0% |
| Cost of revenue | $284.15M | $304.88M | $278.69M | $242.53M | $213.37M | $182.19M | $145.21M | $119.33M | $107.51M | $108.36M | $108.18M | $117.80M | $123.12M | $124.31M | $137.94M | $74.67M | $82.32M | $213.35M | $216.04M | $219.95M |
| Gross profit | $152.04M | $130.63M | $162.14M | $198.84M | $189.79M | $184.51M | $201.69M | $195.01M | $197.94M | $200.15M | $206.79M | $212.29M | $215.19M | $225.12M | $183.74M | $204.08M | $217.26M | $-27.71M | $163.33M | $197.45M |
| Gross margin | 34.9% | 30.0% | 36.8% | 45.1% | 47.1% | 50.3% | 58.1% | 62.0% | 64.8% | 64.9% | 65.7% | 64.3% | 63.6% | 64.4% | 57.1% | 73.2% | 72.5% | -14.9% | 43.1% | 47.3% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $40.03M | $41.27M | $43.50M | $68.74M | $50.12M | $57.34M | $56.26M | $62.47M | $57.72M | $59.16M | $57.99M | $58.26M | $63.84M | $71.93M | $70.88M | $58.55M | $59.62M | $55.95M | $58.32M | $64.70M |
| Operating income | $78.70M | $52.91M | $80.16M | $105.22M | $105.36M | $57.35M | $116.00M | $105.57M | $115.15M | $115.77M | $121.94M | $127.92M | $123.91M | $120.65M | $80.63M | $96.03M | $107.20M | $-138.96M | $54.10M | $83.02M |
| Operating margin | 18.0% | 12.1% | 18.2% | 23.8% | 26.1% | 15.6% | 33.4% | 33.6% | 37.7% | 37.5% | 38.7% | 38.8% | 36.6% | 34.5% | 25.1% | 34.4% | 35.8% | -74.9% | 14.3% | 19.9% |
| EBITDA | $88.67M | $57.30M | $86.30M | $110.36M | $109.95M | $61.75M | $120.95M | $111.02M | $121.47M | $122.61M | $129.08M | $135.72M | $132.60M | $132.11M | $91.73M | $106.98M | $117.94M | $-128.85M | $62.81M | $90.74M |
| EBITDA margin | 20.3% | 13.2% | 19.6% | 25.0% | 27.3% | 16.8% | 34.9% | 35.3% | 39.8% | 39.7% | 41.0% | 41.1% | 39.2% | 37.8% | 28.5% | 38.4% | 39.4% | -69.4% | 16.6% | 21.7% |
| EBIT | $78.70M | $52.91M | $80.16M | $105.22M | $105.36M | $57.35M | $116.00M | $105.57M | $115.15M | $115.77M | $121.94M | $127.92M | $123.91M | $120.65M | $80.63M | $96.03M | $107.20M | $-138.96M | $54.10M | $83.02M |
| Interest expense | $283.90M | $305.11M | $276.64M | $236.14M | $204.49M | $178.13M | $143.17M | $120.39M | $106.10M | $107.59M | $108.93M | $117.80M | $123.12M | $123.56M | $115.64M | $83.18M | $86.95M | $206.52M | $214.78M | $219.21M |
| Income tax | $30.59M | $20.61M | $29.20M | $38.93M | $37.52M | $18.95M | $41.49M | $36.23M | $37.46M | $37.67M | $38.45M | $43.78M | $24.98M | $26.41M | $16.09M | $19.95M | $22.75M | $-37.30M | $16.09M | $15.00M |
| Effective tax rate | 38.9% | 39.0% | 36.4% | 37.0% | 35.6% | 33.0% | 35.8% | 34.3% | 32.5% | 32.5% | 31.5% | 34.2% | 20.2% | 21.9% | 20.0% | 20.8% | 21.2% | 26.8% | 29.7% | 18.1% |
| Net income | $48.12M | $32.30M | $50.95M | $66.30M | $67.84M | $38.40M | $74.51M | $69.34M | $77.69M | $78.09M | $83.49M | $84.14M | $98.93M | $94.24M | $64.54M | $76.08M | $84.45M | $-101.66M | $38.01M | $68.03M |
| Net income growth (YoY) | — | -32.9% | +57.8% | +30.1% | +2.3% | -43.4% | +94.0% | -6.9% | +12.0% | +0.5% | +6.9% | +0.8% | +17.6% | -4.7% | -31.5% | +17.9% | +11.0% | -220.4% | +137.4% | +79.0% |
| Profit margin | 11.0% | 7.4% | 11.6% | 15.0% | 16.8% | 10.5% | 21.5% | 22.1% | 25.4% | 25.3% | 26.5% | 25.5% | 29.2% | 27.0% | 20.1% | 27.3% | 28.2% | -54.8% | 10.0% | 16.3% |