CFBK
CF Bankshares Inc
NASDAQ: CFBK · FINANCIAL SERVICES · BANKS - REGIONAL
$29.30
-0.07% today
Updated 2026-04-30
Market cap
$191.15M
P/E ratio
10.93
P/S ratio
3.63x
EPS (TTM)
$2.69
Dividend yield
1.02%
52W range
$22 – $34
Volume
0.0M
CF Bankshares Inc (CFBK) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.53M | $18.25M | $17.59M | $15.62M | $14.33M | $10.70M | $8.14M | $8.19M | $12.02M | $13.55M | $15.45M | $17.78M | $27.49M | $46.59M | $102.08M | $63.64M | $70.28M | $111.69M | $122.16M | $125.90M |
| Revenue growth (YoY) | — | +113.9% | -3.6% | -11.2% | -8.2% | -25.3% | -23.9% | +0.7% | +46.8% | +12.7% | +14.0% | +15.1% | +54.6% | +69.5% | +119.1% | -37.7% | +10.4% | +58.9% | +9.4% | +3.1% |
| Cost of revenue | $7.71M | $10.33M | $8.85M | $15.88M | $12.65M | $6.85M | $3.76M | $2.61M | $2.17M | $2.86M | $3.33M | $3.53M | $7.00M | $13.40M | $25.49M | $8.71M | $19.76M | $62.96M | $78.48M | $73.22M |
| Gross profit | $823000.00 | $7.92M | $8.73M | $-260000.00 | $1.68M | $3.85M | $4.37M | $5.58M | $9.85M | $10.69M | $12.12M | $14.25M | $20.49M | $33.19M | $76.58M | $54.93M | $50.52M | $48.73M | $43.68M | $52.69M |
| Gross margin | 9.6% | 43.4% | 49.7% | -1.7% | 11.7% | 35.9% | 53.8% | 68.1% | 82.0% | 78.9% | 78.5% | 80.1% | 74.5% | 71.2% | 75.0% | 86.3% | 71.9% | 43.6% | 35.8% | 41.8% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | — | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $3.79M | $4.60M | $5.22M | $5.70M | $4.99M | $5.05M | $4.74M | $4.32M | $5.08M | $5.45M | $5.52M | $6.76M | $9.18M | $12.35M | $23.33M | $18.97M | $17.06M | $17.59M | $17.02M | $3.16M |
| Operating income | $-81000.00 | $-80000.00 | $984000.00 | $-8.31M | $-6.67M | $-5.42M | $-3.77M | $-918000.00 | $479000.00 | $1.28M | $2.44M | $3.46M | $5.33M | $12.04M | $36.28M | $22.82M | $22.59M | $20.98M | $16.14M | $21.53M |
| Operating margin | -0.9% | -0.4% | 5.6% | -53.2% | -46.6% | -50.7% | -46.3% | -11.2% | 4.0% | 9.5% | 15.8% | 19.5% | 19.4% | 25.8% | 35.5% | 35.9% | 32.1% | 18.8% | 13.2% | 17.1% |
| EBITDA | $323000.00 | $418000.00 | $1.61M | $-7.87M | $-6.16M | $-5.04M | $-3.53M | $-713000.00 | $711000.00 | $1.50M | $2.65M | $3.67M | $5.58M | $12.36M | $36.66M | $23.25M | $23.09M | $21.55M | $16.63M | $21.53M |
| EBITDA margin | 3.8% | 2.3% | 9.2% | -50.4% | -43.0% | -47.1% | -43.4% | -8.7% | 5.9% | 11.0% | 17.1% | 20.6% | 20.3% | 26.5% | 35.9% | 36.5% | 32.9% | 19.3% | 13.6% | 17.1% |
| EBIT | $-81000.00 | $-80000.00 | $984000.00 | $-8.31M | $-6.67M | $-5.42M | $-3.77M | $-918000.00 | $479000.00 | $1.28M | $2.44M | $3.46M | $5.33M | $12.04M | $36.28M | $22.82M | $22.59M | $20.98M | $16.14M | — |
| Interest expense | $6.89M | $9.79M | $7.93M | $5.95M | $4.18M | $3.48M | $2.63M | $2.11M | $1.89M | $2.61M | $3.10M | $3.53M | $7.00M | $13.40M | $14.58M | $10.31M | $18.97M | $60.64M | $71.75M | $64.97M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-37000.00 | $-17000.00 | $723000.00 | $-9.89M | $-6.87M | $-5.42M | $-3.77M | $-918000.00 | $479000.00 | $4.48M | $1.63M | $1.35M | $4.27M | $9.60M | $29.61M | $18.45M | $18.16M | $16.94M | $13.39M | $17.00M |
| Net income growth (YoY) | — | +54.1% | +4352.9% | -1468.0% | +30.5% | +21.0% | +30.6% | +75.6% | +152.2% | +834.7% | -63.7% | -17.3% | +217.5% | +124.7% | +208.4% | -37.7% | -1.6% | -6.8% | -21.0% | +27.0% |
| Profit margin | -0.4% | -0.1% | 4.1% | -63.3% | -47.9% | -50.7% | -46.3% | -11.2% | 4.0% | 33.1% | 10.5% | 7.6% | 15.5% | 20.6% | 29.0% | 29.0% | 25.8% | 15.2% | 11.0% | 13.5% |