CAC
Camden National Corporation
NASDAQ: CAC · FINANCIAL SERVICES · BANKS - REGIONAL
$48.17
+0.42% today
Updated 2026-04-30
Market cap
$843.38M
P/E ratio
12.94
P/S ratio
3.61x
EPS (TTM)
$3.84
Dividend yield
3.37%
52W range
$34 – $52
Volume
0.1M
Camden National Corporation (CAC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $118.87M | $120.39M | $143.78M | $132.78M | $124.06M | $119.71M | $112.57M | $111.16M | $111.03M | $124.69M | $165.46M | $171.95M | $186.37M | $207.02M | $203.94M | $193.91M | $208.89M | $226.25M | $289.72M | $367.34M |
| Revenue growth (YoY) | — | +1.3% | +19.4% | -7.6% | -6.6% | -3.5% | -6.0% | -1.3% | -0.1% | +12.3% | +32.7% | +3.9% | +8.4% | +11.1% | -1.5% | -4.9% | +7.7% | +8.3% | +28.1% | +26.8% |
| Cost of revenue | $55.26M | $57.97M | $61.30M | $48.53M | $36.52M | $27.89M | $21.02M | $14.77M | $14.35M | $14.63M | $21.81M | $23.84M | $31.83M | $43.75M | $33.31M | $7.86M | $29.59M | $94.25M | $117.61M | $136.72M |
| Gross profit | $63.61M | $62.42M | $82.48M | $84.25M | $87.54M | $91.82M | $91.55M | $96.39M | $96.68M | $110.06M | $143.65M | $148.11M | $154.54M | $163.27M | $170.63M | $186.05M | $179.29M | $226.25M | $172.11M | $230.62M |
| Gross margin | 53.5% | 51.9% | 57.4% | 63.4% | 70.6% | 76.7% | 81.3% | 86.7% | 87.1% | 88.3% | 86.8% | 86.1% | 82.9% | 78.9% | 83.7% | 95.9% | 85.8% | 100.0% | 59.4% | 62.8% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $17.98M | $18.49M | $28.30M | $31.08M | $29.71M | $30.38M | $31.87M | $34.82M | $33.96M | $38.66M | $47.25M | $49.11M | $51.51M | $54.49M | $57.94M | $61.01M | $62.02M | $4.52M | $64.07M | $59.72M |
| Operating income | $29.39M | $28.74M | $20.72M | $33.22M | $35.88M | $37.96M | $34.31M | $34.91M | $36.01M | $30.86M | $57.54M | $62.35M | $65.78M | $71.58M | $74.40M | $86.64M | $77.05M | $53.84M | $65.46M | $81.62M |
| Operating margin | 24.7% | 23.9% | 14.4% | 25.0% | 28.9% | 31.7% | 30.5% | 31.4% | 32.4% | 24.7% | 34.8% | 36.3% | 35.3% | 34.6% | 36.5% | 44.7% | 36.9% | 23.8% | 22.6% | 22.2% |
| EBITDA | $31.02M | $30.98M | $23.92M | $36.48M | $39.65M | $41.14M | $37.47M | $39.07M | $40.21M | $35.78M | $63.87M | $67.92M | $70.27M | $76.17M | $78.91M | $91.00M | $81.16M | $53.84M | $69.33M | $91.54M |
| EBITDA margin | 26.1% | 25.7% | 16.6% | 27.5% | 32.0% | 34.4% | 33.3% | 35.1% | 36.2% | 28.7% | 38.6% | 39.5% | 37.7% | 36.8% | 38.7% | 46.9% | 38.9% | 23.8% | 23.9% | 24.9% |
| EBIT | $29.39M | $28.74M | $20.72M | $33.22M | $35.88M | $37.96M | $34.31M | $34.91M | $36.01M | $30.86M | $57.54M | $62.35M | $65.78M | $71.58M | $74.40M | $86.64M | $77.05M | $53.84M | $65.46M | $81.62M |
| Interest expense | $53.05M | $57.87M | $56.90M | $40.32M | $30.22M | $23.15M | $17.20M | $12.74M | $12.13M | $12.69M | $16.55M | $20.80M | $30.98M | $40.89M | $20.89M | $11.05M | $25.09M | $93.98M | $117.10M | $117.40M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $20.28M | $20.28M | $15.34M | $22.77M | $24.77M | $26.18M | $23.43M | $22.78M | $24.57M | $20.95M | $40.07M | $28.48M | $53.07M | $57.20M | $59.49M | $69.01M | $61.44M | $43.38M | $53.00M | $65.16M |
| Net income growth (YoY) | — | +0.0% | -24.4% | +48.5% | +8.8% | +5.7% | -10.5% | -2.8% | +7.8% | -14.7% | +91.2% | -28.9% | +86.4% | +7.8% | +4.0% | +16.0% | -11.0% | -29.4% | +22.2% | +22.9% |
| Profit margin | 17.1% | 16.8% | 10.7% | 17.2% | 20.0% | 21.9% | 20.8% | 20.5% | 22.1% | 16.8% | 24.2% | 16.6% | 28.5% | 27.6% | 29.2% | 35.6% | 29.4% | 19.2% | 18.3% | 17.7% |