BY
Byline Bancorp Inc
NYSE: BY · FINANCIAL SERVICES · BANKS - REGIONAL
$32.15
-0.77% today
Updated 2026-04-30
Market cap
$1.47B
P/E ratio
10.52
P/S ratio
3.48x
EPS (TTM)
$3.08
Dividend yield
1.27%
52W range
$24 – $34
Volume
0.2M
Byline Bancorp Inc (BY) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $96.33M | $120.55M | $182.44M | $250.18M | $311.68M | $293.52M | $316.14M | $356.46M | $479.48M | $621.42M | $629.49M |
| Revenue growth (YoY) | — | +25.1% | +51.3% | +37.1% | +24.6% | -5.8% | +7.7% | +12.8% | +34.5% | +29.6% | +1.3% |
| Cost of revenue | $13.60M | $18.10M | $26.54M | $47.14M | $69.24M | $80.93M | $13.51M | $60.11M | $54.86M | $244.92M | $213.27M |
| Gross profit | $82.73M | $102.45M | $155.90M | $203.04M | $242.44M | $212.59M | $302.63M | $296.35M | $479.48M | $376.50M | $416.22M |
| Gross margin | 85.9% | 85.0% | 85.5% | 81.2% | 77.8% | 72.4% | 95.7% | 83.1% | 100.0% | 60.6% | 66.1% |
| R&D | — | — | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $45.96M | $50.59M | $67.27M | $80.38M | $95.31M | $89.76M | $101.22M | $118.05M | $129.64M | $140.12M | $132.99M |
| Operating income | $-14.67M | $5.48M | $40.79M | $55.44M | $77.30M | $51.67M | $124.21M | $114.68M | $145.68M | $161.08M | $182.96M |
| Operating margin | -15.2% | 4.5% | 22.4% | 22.2% | 24.8% | 17.6% | 39.3% | 32.2% | 30.4% | 25.9% | 29.1% |
| EBITDA | $-5.89M | $13.55M | $49.06M | $61.02M | $83.68M | $58.15M | $130.20M | $118.97M | $145.68M | $166.11M | $187.86M |
| EBITDA margin | -6.1% | 11.2% | 26.9% | 24.4% | 26.8% | 19.8% | 41.2% | 33.4% | 30.4% | 26.7% | 29.8% |
| EBIT | $-14.67M | $5.48M | $40.79M | $55.44M | $77.30M | $51.67M | $124.21M | $114.68M | $145.68M | $161.08M | $182.96M |
| Interest expense | $6.63M | $7.75M | $13.89M | $28.35M | $48.53M | $24.25M | $12.54M | $36.23M | $148.86M | $217.88M | $186.87M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-14.97M | $66.73M | $21.70M | $41.19M | $57.00M | $37.47M | $92.78M | $87.95M | $107.88M | $120.76M | $130.05M |
| Net income growth (YoY) | — | +545.6% | -67.5% | +89.9% | +38.4% | -34.3% | +147.6% | -5.2% | +22.7% | +11.9% | +7.7% |
| Profit margin | -15.5% | 55.4% | 11.9% | 16.5% | 18.3% | 12.8% | 29.3% | 24.7% | 22.5% | 19.4% | 20.7% |