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BUSE

First Busey Corp

NASDAQ: BUSE · FINANCIAL SERVICES · BANKS - REGIONAL

$26.26
+0.51% today

Updated 2026-06-05

Market cap
$2.43B
P/E ratio
11.85
P/S ratio
3.12x
EPS (TTM)
$2.43
Dividend yield
3.55%
52W range
$21 – $29
Volume
0.6M

First Busey Corp (BUSE) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$174.83M$243.59M$276.90M$250.52M$218.94M$191.83M$183.77M$171.28M$167.02M$182.81M$240.06M$308.78M$376.03M$472.65M$444.86M$431.60M$486.60M$50.82M$662.51M$1.04B
Revenue growth (YoY)+39.3%+13.7%-9.5%-12.6%-12.4%-4.2%-6.8%-2.5%+9.5%+31.3%+28.6%+21.8%+25.7%-5.9%-3.0%+12.7%-89.6%+1203.6%+57.6%
Cost of revenue$71.15M$114.88M$195.40M$321.61M$81.03M$42.43M$31.27M$16.13M$8.50M$7.81M$15.78M$26.24M$49.06M$79.42M$82.46M$13.00M$41.17M$44.16M$209.66M$376.99M
Gross profit$103.68M$128.72M$81.51M$-71.08M$137.90M$149.41M$152.50M$155.15M$158.52M$175.01M$224.28M$282.54M$326.97M$393.23M$362.40M$418.60M$445.43M$6.66M$452.86M$666.84M
Gross margin59.3%52.8%29.4%-28.4%63.0%77.9%83.0%90.6%94.9%95.7%93.4%91.5%87.0%83.2%81.5%97.0%91.5%13.1%68.4%63.9%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$34.61M$45.67M$66.05M$70.11M$57.89M$57.35M$67.33M$66.10M$63.42M$65.87M$78.40M$95.63M$107.84M$140.47M$126.72M$148.40M$163.07M$7.15M$181.22M$327.05M
Operating income$43.59M$44.41M$-53.52M$-398.78M$32.69M$44.84M$32.85M$42.84M$50.31M$59.70M$76.42M$108.11M$133.93M$134.44M$128.21M$156.82M$161.74M$-485000.00$153.30M$186.64M
Operating margin24.9%18.2%-19.3%-159.2%14.9%23.4%17.9%25.0%30.1%32.7%31.8%35.0%35.6%28.4%28.8%36.3%33.2%-1.0%23.1%17.9%
EBITDA$49.05M$52.46M$-41.60M$-386.53M$42.97M$53.91M$41.61M$51.44M$58.76M$68.59M$88.15M$123.48M$150.87M$158.57M$156.15M$185.00M$187.39M$-485000.00$173.86M$204.71M
EBITDA margin28.1%21.5%-15.0%-154.3%19.6%28.1%22.6%30.0%35.2%37.5%36.7%40.0%40.1%33.6%35.1%42.9%38.5%-1.0%26.2%19.6%
EBIT$43.59M$44.41M$-53.52M$-398.78M$32.69M$44.84M$32.85M$42.84M$50.31M$59.70M$76.42M$108.11M$133.93M$134.44M$128.21M$156.82M$161.74M$-485000.00$153.30M$186.64M
Interest expense$69.85M$100.41M$97.15M$70.11M$39.03M$22.43M$14.77M$8.63M$6.50M$6.21M$10.23M$20.94M$44.63M$69.01M$43.66M$28.10M$36.55M$123.09M$201.07M$324.25M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$28.89M$31.48M$-37.95M$-323.11M$23.23M$29.87M$22.36M$28.73M$32.77M$39.01M$49.69M$62.73M$98.93M$102.95M$100.34M$123.45M$128.31M$131.20M$113.69M$135.26M
Net income growth (YoY)+9.0%-220.6%-751.5%+107.2%+28.6%-25.2%+28.5%+14.1%+19.0%+27.4%+26.2%+57.7%+4.1%-2.5%+23.0%+3.9%+2.3%-13.3%+19.0%
Profit margin16.5%12.9%-13.7%-129.0%10.6%15.6%12.2%16.8%19.6%21.3%20.7%20.3%26.3%21.8%22.6%28.6%26.4%258.2%17.2%13.0%

Frequently asked questions

What is First Busey Corp's revenue?

First Busey Corp's trailing twelve-month revenue is $780.66M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is BUSE?

In its most recent fiscal year, BUSE ran a gross margin of 63.88%, an operating margin of 17.88%, and a net margin of 12.96%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does BUSE generate?

BUSE produced $172.95M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is BUSE's balance sheet healthy?

BUSE holds $181.04M in cash and equivalents against $284.31M in long-term debt, on $2.47B of shareholder equity. That debt is best read against the cash flow the business throws off each year.