BSAC
Banco Santander Chile
NYSE: BSAC · FINANCIAL SERVICES · BANKS - REGIONAL
$32.10
-2.96% today
Updated 2026-04-29
Market cap
$15.58B
P/E ratio
13.61
P/S ratio
4.93x
EPS (TTM)
$2.43
Dividend yield
—
52W range
$23 – $38
Volume
0.4M
Banco Santander Chile (BSAC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.60T | $2.09T | $2.45T | $1.65T | $1.77T | $2.13T | $2.23T | $2.30T | $2.56T | $2.47T | $2.53T | $2.47T | $2.64T | $2.81T | $2.68T | $3.37T | $4.72T | $5.22T | $4.90T | $2.31T |
| Revenue growth (YoY) | — | +30.3% | +17.6% | -32.6% | +7.0% | +20.4% | +4.7% | +3.0% | +11.3% | -3.6% | +2.5% | -2.3% | +7.0% | +6.3% | -4.8% | +26.1% | +39.9% | +10.6% | -6.1% | -53.0% |
| Cost of revenue | $730.57B | $1.18T | $1.46T | $684.41B | $727.18B | $1.11T | $1.25T | $1.17T | $1.26T | $1.23T | $1.20T | $1.03T | $1.15T | $1.23T | $1.12T | $1.40T | $2.87T | $3.63T | $2.81T | $2.38T |
| Gross profit | $871.12B | $907.18B | $997.38B | $970.50B | $1.04T | $1.02T | $980.79B | $1.13T | $1.30T | $1.24T | $1.33T | $1.44T | $1.50T | $1.58T | $1.56T | $1.97T | $1.85T | $1.59T | $2.09T | $2.28T |
| Gross margin | 54.4% | 43.5% | 40.6% | 58.6% | 58.9% | 47.8% | 43.9% | 49.3% | 50.6% | 50.1% | 52.6% | 58.2% | 56.6% | 56.3% | 58.3% | 58.5% | 39.1% | 30.4% | 42.6% | 98.7% |
| R&D | — | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $171.70B | $355.73B | $380.46B | $361.20B | $380.23B | $428.50B | $463.12B | $477.94B | $525.90B | $588.49B | $609.63B | $582.94B | $579.59B | $622.43B | $653.70B | $675.33B | $721.85B | $695.64B | $746.23B | $752.67B |
| Operating income | $369.55B | $398.40B | $480.71B | $525.53B | $592.82B | $484.43B | $405.91B | $538.96B | $626.94B | $528.12B | $587.46B | $717.46B | $763.07B | $794.69B | $695.26B | $1.07T | $901.11B | $691.38B | $1.08T | $1.37T |
| Operating margin | 23.1% | 19.1% | 19.6% | 31.8% | 33.5% | 22.7% | 18.2% | 23.4% | 24.5% | 21.4% | 23.2% | 29.0% | 28.9% | 28.3% | 26.0% | 31.8% | 19.1% | 13.2% | 22.0% | 59.4% |
| EBITDA | $411.06B | $444.14B | $528.34B | $572.16B | $642.22B | $537.90B | $462.27B | $600.03B | $671.07B | $581.74B | $652.82B | $795.28B | $842.35B | $900.78B | $804.69B | $1.20T | $1.03T | $835.15B | $1.22T | $1.26T |
| EBITDA margin | 25.7% | 21.3% | 21.5% | 34.6% | 36.3% | 25.2% | 20.7% | 26.1% | 26.2% | 23.6% | 25.8% | 32.2% | 31.9% | 32.0% | 30.1% | 35.5% | 21.8% | 16.0% | 24.9% | 54.6% |
| EBIT | $369.55B | $398.40B | $480.71B | $525.53B | $592.82B | $484.43B | $405.91B | $538.96B | $626.94B | $528.12B | $587.46B | $717.46B | $763.07B | $794.69B | $695.26B | $1.07T | $901.11B | $691.38B | $1.08T | $1.18T |
| Interest expense | $598.33B | $954.83B | $1.17T | $351.26B | $473.26B | $796.43B | $848.22B | $794.44B | $909.91B | $830.78B | $855.68B | $731.75B | $829.95B | $904.42B | $638.48B | $1.11T | $2.52T | $3.31T | $2.31T | $1.72T |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $306.99B | $336.09B | $413.37B | $431.56B | $505.39B | $402.19B | $356.81B | $442.29B | $569.91B | $448.47B | $476.07B | $562.80B | $595.33B | $619.09B | $547.61B | $842.47B | $792.28B | $579.43B | $852.96B | $1.05T |
| Net income growth (YoY) | — | +9.5% | +23.0% | +4.4% | +17.1% | -20.4% | -11.3% | +24.0% | +28.9% | -21.3% | +6.2% | +18.2% | +5.8% | +4.0% | -11.5% | +53.8% | -6.0% | -26.9% | +47.2% | +23.5% |
| Profit margin | 19.2% | 16.1% | 16.8% | 26.1% | 28.5% | 18.9% | 16.0% | 19.2% | 22.3% | 18.2% | 18.8% | 22.8% | 22.5% | 22.0% | 20.5% | 25.0% | 16.8% | 11.1% | 17.4% | 45.7% |