WallStSmart
BPRN

Bank Of Princeton

NASDAQ: BPRN · FINANCIAL SERVICES · BANKS - REGIONAL

$35.61
-1.00% today

Updated 2026-04-29

Market cap
$237.79M
P/E ratio
12.28
P/S ratio
3.03x
EPS (TTM)
$2.85
Dividend yield
3.69%
52W range
$28 – $38
Volume
0.0M

Bank Of Princeton (BPRN) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for BPRN.

WallStSmart Verdict
Fairly
Valued

Valuation reasonably reflects current fundamentals. Limited margin of safety at these levels.

Smart Value Score: 58 / 100
P/E (TTM)
12.3x
vs 5Y median of 12.3x
PEG
Margin of Safety
DCF limited for this profile
EV / EBITDA
0.0x

BPRN historical valuation range

Where current P/E sits in BPRN's own 5Y range.

NOW
6.4x
5Y Low
8.1x
25th
12.3x
Median
13.3x
75th
32.5x
5Y High
BPRN is trading more expensive than 50% of the last 5Y.
50th percentile · Above median

BPRN intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for BPRN

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

BPRN valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

!
P/E in mid-range
P/E sits at the 50th percentile of the 5Y range. Neither cheap nor rich historically.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.

P/E Ratio — History

Current: 12.28x

P/S Ratio — History

Current: 3.03x

Is BPRN overvalued in 2026?

Bank Of Princeton (BPRN) currently trades at $35.61 per share with a market capitalization of $237,792,000.00. Based on our multi-factor framework, the stock trades at a fair valuation with a Smart Value Score of 58/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 12.3x, below its 5-year median of 12.3x.

Looking at its own history, BPRN is currently trading more expensive than 50% of the last 5Y on P/E. This places it in the 50th percentile of its historical range, a reasonable but unremarkable position.

A standard DCF model does not produce reliable output for BPRN under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

The Piotroski F-Score of 5/9 puts financial quality in a middling range, neither a standout strength nor an obvious red flag.

Bottom line: BPRN trades at a fair valuation on our framework, with a Smart Value Score of 58/100. The valuation is defensible but offers no obvious bargain. Patience or a better entry price may reward disciplined buyers.

Frequently asked questions

Is BPRN overvalued in 2026?

Based on a Smart Value Score of 58/100, BPRN is fairly valued. Price reasonably reflects current fundamentals with limited cushion in either direction.

What is BPRN's fair value?

Standard DCF is unreliable for BPRN due to its current profitability profile. Revenue-based approaches such as EV/Sales or historical P/S percentile are more informative for this stock.

What P/E ratio does BPRN trade at?

BPRN trades at a P/E of 12.3x on trailing twelve-month earnings, compared to its 5-year median of 12.3x.

Is BPRN a buy based on valuation?

WallStSmart does not issue buy or sell recommendations. Our Smart Value Score of 58/100 reflects the combined read on growth, quality, and price. The profile is balanced. Best suited for investors with an existing thesis.

How does BPRN's valuation compare to its history?

On P/E, BPRN currently sits in the 50th percentile of its own 5Y range. That is above its long-run median relative to where it has traded over the period.

What is BPRN's Smart Value Score?

BPRN's Smart Value Score is 58/100. The Smart Value Score is a proprietary WallStSmart metric blending growth quality, financial health, and valuation attractiveness into a single 0-100 read. Scores above 75 are rare and indicate strong multi-factor alignment.