WallStSmart
BOH

Bank of Hawaii Corporation

NYSE: BOH · FINANCIAL SERVICES · BANKS - REGIONAL

$77.38
-0.68% today

Updated 2026-04-29

Market cap
$3.07B
P/E ratio
15.60
P/S ratio
4.21x
EPS (TTM)
$4.96
Dividend yield
3.59%
52W range
$58 – $83
Volume
0.4M

Bank of Hawaii Corporation (BOH) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for BOH.

WallStSmart Verdict
Fairly
Valued

Valuation reasonably reflects current fundamentals. Limited margin of safety at these levels.

Smart Value Score: 70 / 100
P/E (TTM)
15.6x
vs 5Y median of 15.7x
PEG
2.10
Elevated vs growth
Margin of Safety
DCF limited for this profile
EV / EBITDA
0.0x

BOH historical valuation range

Where current P/E sits in BOH's own 5Y range.

NOW
8.2x
5Y Low
13.8x
25th
15.7x
Median
17.0x
75th
20.6x
5Y High
BOH is trading cheaper than 52% of the last 5Y.
48th percentile · Below median

BOH intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for BOH

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

BOH valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

PEG above 2.0
PEG of 2.10 suggests price is running ahead of growth rate. Caution warranted.
!
P/E in mid-range
P/E sits at the 48th percentile of the 5Y range. Neither cheap nor rich historically.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.

P/E Ratio — History

Current: 15.60x

P/S Ratio — History

Current: 4.21x

Is BOH overvalued in 2026?

Bank of Hawaii Corporation (BOH) currently trades at $77.38 per share with a market capitalization of $3,065,874,000.00. Based on our multi-factor framework, the stock trades at a fair valuation with a Smart Value Score of 70/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 15.6x, below its 5-year median of 15.7x. The PEG ratio of 2.10 indicates the price has run ahead of the underlying growth rate.

Looking at its own history, BOH is currently trading cheaper than 52% of the last 5Y on P/E. This places it in the 48th percentile of its historical range, a reasonable but unremarkable position.

A standard DCF model does not produce reliable output for BOH under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

The Piotroski F-Score of 5/9 puts financial quality in a middling range, neither a standout strength nor an obvious red flag.

Bottom line: BOH trades at a fair valuation on our framework, with a Smart Value Score of 70/100. The valuation is defensible but offers no obvious bargain. Patience or a better entry price may reward disciplined buyers.

Frequently asked questions

Is BOH overvalued in 2026?

Based on a Smart Value Score of 70/100, BOH is fairly valued. Price reasonably reflects current fundamentals with limited cushion in either direction.

What is BOH's fair value?

Standard DCF is unreliable for BOH due to its current profitability profile. Revenue-based approaches such as EV/Sales or historical P/S percentile are more informative for this stock.

What P/E ratio does BOH trade at?

BOH trades at a P/E of 15.6x on trailing twelve-month earnings, compared to its 5-year median of 15.7x.

Is BOH a buy based on valuation?

WallStSmart does not issue buy or sell recommendations. Our Smart Value Score of 70/100 reflects the combined read on growth, quality, and price. The profile is balanced. Best suited for investors with an existing thesis.

How does BOH's valuation compare to its history?

On P/E, BOH currently sits in the 48th percentile of its own 5Y range. That is below its long-run median relative to where it has traded over the period.

What is BOH's Smart Value Score?

BOH's Smart Value Score is 70/100. The Smart Value Score is a proprietary WallStSmart metric blending growth quality, financial health, and valuation attractiveness into a single 0-100 read. Scores above 75 are rare and indicate strong multi-factor alignment.