BNS
Bank of Nova Scotia
NYSE: BNS · FINANCIAL SERVICES · BANKS - DIVERSIFIED
$77.79
+2.83% today
Updated 2026-04-30
Market cap
$93.23B
P/E ratio
15.36
P/S ratio
2.80x
EPS (TTM)
$4.93
Dividend yield
5.82%
52W range
$47 – $77
Volume
2.6M
Bank of Nova Scotia (BNS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2012 | 2013 | 2014 | 2015 | 2015 | 2015 | 2016 | 2016 | 2016 | 2017 | 2017 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $19.96B | $20.66B | $23.18B | $19.83B | $23.64B | $35.16B | $18.99B | $25.94B | $34.63B | $18.80B | $26.75B | $37.95B | $28.22B | $30.24B | $31.29B | $30.91B | $31.15B | $31.79B | $29.48B | $73.18B |
| Revenue growth (YoY) | — | +3.5% | +12.2% | -14.4% | +19.2% | +48.7% | -46.0% | +36.6% | +33.5% | -45.7% | +42.3% | +41.9% | -25.6% | +7.2% | +3.5% | -1.2% | +0.8% | +2.1% | -7.2% | +148.2% |
| Cost of revenue | $1.54B | $8.77B | $8.94B | $15.45B | $9.14B | $0.00 | $14.36B | $10.33B | $0.00 | $14.79B | $11.14B | $0.00 | $14.49B | $18.63B | $18.48B | $9.83B | $16.82B | $41.98B | $46.46B | $40.79B |
| Gross profit | $18.42B | $20.66B | $23.18B | $4.38B | $23.64B | $35.16B | $4.63B | $25.94B | $34.63B | $4.01B | $26.75B | $37.95B | $28.22B | $30.24B | $31.29B | $30.91B | $31.15B | $31.79B | $29.56B | $32.38B |
| Gross margin | 92.3% | 100.0% | 100.0% | 22.1% | 100.0% | 100.0% | 24.4% | 100.0% | 100.0% | 21.3% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.3% | 44.3% |
| R&D | $0.00 | $0.00 | $0.00 | — | $0.00 | — | — | $0.00 | — | — | $0.00 | — | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $621.00M | $6.31B | $6.74B | — | $6.68B | $26.66B | — | $7.03B | $25.78B | — | $7.38B | $27.54B | $7.46B | $8.44B | $8.62B | $8.54B | $8.84B | $9.60B | $9.86B | $10.82B |
| Operating income | $14.97B | $15.64B | $16.31B | $4.38B | $16.06B | $8.49B | $4.63B | $17.06B | $8.85B | $4.01B | $18.93B | $10.40B | $22.81B | $10.86B | $8.32B | $12.49B | $28.12B | $8.69B | $13.18B | $10.51B |
| Operating margin | 75.0% | 75.7% | 70.4% | 22.1% | 67.9% | 24.2% | 24.4% | 65.8% | 25.5% | 21.3% | 70.8% | 27.4% | 80.8% | 35.9% | 26.6% | 40.4% | 90.3% | 27.3% | 44.7% | 14.4% |
| EBITDA | $8.05B | $8.30B | $9.40B | — | $9.24B | — | — | $10.10B | — | — | $10.63B | — | $11.39B | $11.67B | $9.70B | $14.00B | $14.20B | $11.49B | $10.56B | $12.11B |
| EBITDA margin | 40.3% | 40.1% | 40.6% | 0.0% | 39.1% | 0.0% | 0.0% | 38.9% | 0.0% | 0.0% | 39.7% | 0.0% | 40.4% | 38.6% | 31.0% | 45.3% | 45.6% | 36.1% | 35.8% | 16.6% |
| EBIT | $7.60B | $7.78B | $8.87B | $4.50B | $8.66B | $11.24B | $4.75B | $9.41B | $12.17B | $4.16B | $9.87B | $16.10B | $10.55B | $10.62B | $8.15B | $12.49B | $12.66B | $9.67B | $8.80B | $10.51B |
| Interest expense | $7.15B | $7.46B | $7.24B | $0.00 | $7.20B | $0.00 | $0.00 | $7.92B | $0.00 | $0.00 | $8.89B | $0.00 | $11.88B | $15.61B | $12.39B | $8.03B | $15.44B | $38.54B | $42.41B | $36.08B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $6.24B | $6.42B | $7.07B | $2.98B | $7.01B | $6.13B | $3.73B | $7.12B | $5.98B | $9.75B | $8.01B | $6.11B | $8.55B | $8.39B | $6.78B | $9.62B | $9.92B | $7.41B | $7.76B | $7.79B |
| Net income growth (YoY) | — | +2.9% | +10.1% | -57.8% | +135.0% | -12.6% | -39.2% | +90.9% | -16.0% | +63.0% | -17.9% | -23.7% | +39.9% | -1.8% | -19.2% | +42.0% | +3.0% | -25.3% | +4.7% | +0.4% |
| Profit margin | 31.3% | 31.1% | 30.5% | 15.1% | 29.7% | 17.4% | 19.6% | 27.4% | 17.3% | 51.8% | 29.9% | 16.1% | 30.3% | 27.7% | 21.7% | 31.1% | 31.8% | 23.3% | 26.3% | 10.6% |