WallStSmart
BBD

Banco Bradesco SA ADR

NYSE: BBD · FINANCIAL SERVICES · BANKS - REGIONAL

$3.89
+3.05% today

Updated 2026-04-30

Market cap
$41.65B
P/E ratio
9.16
P/S ratio
0.47x
EPS (TTM)
$0.43
Dividend yield
30.70%
52W range
$2 – $4
Volume
39.3M
OverviewPrice TargetsFinancialsValuationInsidersEarnings

Banco Bradesco SA ADR (BBD) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current
$3.89
Consensus
$3,250.00
+83555.08%
2030 Target
$230.21
+5825.61%
DCF
—
—
12 analysts:
7 Buy2 Hold1 Sell

Management guidance

No specific CEO revenue targets disclosed for 2026-2030. Most recent guidance (Feb 2026) highlights 26.1% YoY growth in 2025 recurring net income to BRL 24.7B, driven by 11% loan portfolio expansion and 16.1% insurance gains. Management emphasizes 'AI First' strategy and digital transformation but provides no explicit forward revenue guidance through 2030.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range
Bull case (2030)
$383.93
$202.8B Rev × 20x P/S
Base case (2030)
$230.21
$202.8B Rev × 12x P/S
Bear case (2030)
$153.35
$202.8B Rev × 8x P/S

Financial forecast — research-backed

Metric2023202420252026 (E)2027 (E)2028 (E)2029 (E)2030 (E)
Revenue$254.7B$249.6B$342.2B$152.7B$164.6B$177.4B$189.8B$202.8B
Revenue growth—-2.0%37.1%65.8%7.8%7.7%7.0%6.9%
EPS$0.32$0.65$0.43$2.80$3.11$3.45$3.72$4.02
P/S ratio———12.0x12.0x12.0x12.0x12.0x
Implied price———$173.48$187.03$201.30$215.57$230.21

Catalysts & risks

Growth catalysts
+ Bradsaúde spin-off (health/dental consolidation) approved March 31 2026 - unlocks value from insurance/healthcare operations with BRL 52B projected 2025 revenue
+ Capital increase of BRL 6.67B approved March 2026 - strengthens capital structure for growth and dividend capacity
+ AI-first digital strategy and retail expansion - targeting affluent markets and optimizing branch network for efficiency gains
+ Loan portfolio expansion momentum - 11% growth in 2025 supports continued credit revenue acceleration
+ Governance restructuring - separation of Chairman/CEO roles and B3 Tier 1 alignment may improve operational efficiency
Key risks
- Brazil macroeconomic headwinds - economic slowdown, currency volatility, and rising interest rates compress net interest margins
- Credit quality deterioration - nonperforming loan risk elevated following 2023 losses; delinquency rates rising with slower GDP
- Regulatory and political uncertainty - Central Bank policy changes, fiscal pressures, and capital requirements may constrain lending
- Bradsaúde spin-off execution risk - complex carve-out may create near-term operational friction and capital absorption
- Competitive intensity - easing competition noted positively by Goldman Sachs, but fintech disruption and rate competition persist

Methodology

Banco Bradesco SA ADR's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 12 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 7, 2026.