AVAL
Grupo Aval
NYSE: AVAL · FINANCIAL SERVICES · BANKS - REGIONAL
$4.33
-3.99% today
Updated 2026-04-29
Market cap
$5.14B
P/E ratio
11.10
P/S ratio
0.76x
EPS (TTM)
$0.39
Dividend yield
4.00%
52W range
$3 – $5
Volume
0.2M
Grupo Aval (AVAL) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.96T | $9.81T | $8.79T | $11.09T | $13.34T | $14.64T | $15.56T | $20.51T | $24.67T | $26.06T | $27.73T | $29.80T | $11.19T | $20.67T | $27.94T | $38.44T | $36.97T | $42.33T |
| Revenue growth (YoY) | — | +9.4% | -10.3% | +26.1% | +20.3% | +9.8% | +6.2% | +31.8% | +20.3% | +5.7% | +6.4% | +7.5% | -62.4% | +84.7% | +35.2% | +37.6% | -3.8% | +14.5% |
| Cost of revenue | $3.95T | $3.81T | $2.73T | $3.56T | $4.94T | $5.22T | $6.17T | $7.88T | $11.40T | $12.35T | $11.63T | $12.46T | — | $7.85T | $14.78T | $27.38T | $25.67T | $20.78T |
| Gross profit | $5.01T | $6.00T | $6.06T | $7.53T | $8.40T | $9.42T | $9.38T | $12.63T | $13.27T | $13.72T | $16.09T | $17.34T | $11.19T | $12.82T | $13.16T | $11.05T | $11.30T | $21.54T |
| Gross margin | 55.9% | 61.2% | 68.9% | 67.9% | 63.0% | 64.4% | 60.3% | 61.6% | 53.8% | 52.6% | 58.0% | 58.2% | 100.0% | 62.0% | 47.1% | 28.8% | 30.6% | 50.9% |
| R&D | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $2.64T | $2.26T | $2.45T | $3.39T | $3.68T | $4.16T | $3.22T | $4.78T | $4.29T | $4.45T | $4.73T | $4.64T | $3.03T | $3.25T | $3.49T | $3.82T | $4.09T | $3.01T |
| Operating income | $2.11T | $2.98T | $2.66T | $3.51T | $3.81T | $4.03T | $4.81T | $5.22T | $5.57T | $4.92T | $7.33T | $7.45T | $6.30T | $6.36T | $6.27T | $3.49T | $3.14T | $3.86T |
| Operating margin | 23.5% | 30.4% | 30.3% | 31.6% | 28.6% | 27.5% | 30.9% | 25.5% | 22.6% | 18.9% | 26.5% | 25.0% | 56.2% | 30.8% | 22.5% | 9.1% | 8.5% | 9.1% |
| EBITDA | $2.33T | $3.23T | $2.91T | $3.88T | $4.22T | $4.49T | $5.43T | $6.00T | $6.35T | $5.82T | $8.29T | $8.75T | $5.21T | $7.81T | $7.36T | $4.64T | $4.41T | $3.86T |
| EBITDA margin | 26.0% | 32.9% | 33.0% | 35.0% | 31.7% | 30.7% | 34.9% | 29.3% | 25.8% | 22.3% | 29.9% | 29.4% | 46.5% | 37.8% | 26.4% | 12.1% | 11.9% | 9.1% |
| EBIT | $2.11T | $2.98T | $2.66T | $3.51T | $3.81T | $4.03T | $4.81T | $5.22T | $5.57T | $4.92T | $7.33T | $7.45T | $3.81T | $6.36T | $6.27T | $3.49T | $3.14T | — |
| Interest expense | $3.24T | $2.85T | $1.91T | $2.68T | $3.89T | $3.80T | $4.50T | $5.75T | $8.39T | $8.23T | $7.48T | $8.27T | $5.80T | $4.66T | $11.66T | $22.63T | $20.91T | $16.81T |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $757.10B | $1.07T | $956.85B | $1.29T | $1.53T | $1.60T | $1.82T | $2.04T | $2.14T | $1.96T | $2.91T | $3.03T | $2.35T | $3.30T | $2.48T | $739.00B | $1.02T | $1.60T |
| Net income growth (YoY) | — | +40.7% | -10.2% | +34.9% | +18.2% | +4.9% | +13.4% | +12.5% | +4.8% | -8.3% | +48.4% | +4.2% | -22.6% | +40.4% | -24.7% | -70.2% | +37.4% | +58.0% |
| Profit margin | 8.4% | 10.9% | 10.9% | 11.6% | 11.4% | 10.9% | 11.7% | 10.0% | 8.7% | 7.5% | 10.5% | 10.2% | 21.0% | 16.0% | 8.9% | 1.9% | 2.7% | 3.8% |