WallStSmart
AMTB

Amerant Bancorp Inc.

NYSE: AMTB · FINANCIAL SERVICES · BANKS - REGIONAL

$22.98
+1.06% today

Updated 2026-06-05

Market cap
$886.66M
P/E ratio
15.87
P/S ratio
2.22x
EPS (TTM)
$1.42
Dividend yield
1.63%
52W range
$15 – $24
Volume
0.2M

Amerant Bancorp Inc. (AMTB) Financial statements

SEC filings — annual and quarterly data.

Profit margin
8.00%
Operating margin
10.09%
ROE
6.94%
ROA
0.58%
Debt/equity
1.03x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2015$262.95M$15.04M82.08%8.96%5.72%
2016$300.38M$23.58M77.03%11.25%7.85%
2017$344.81M$43.06M82.56%22.35%12.49%
2018$362.35M$45.83M74.97%15.89%12.65%
2019$370.97M$51.33M73.92%17.26%13.84%
2020$333.77M$-1.72M52.18%-1.30%-0.52%
2021$307.75M$112.92M91.49%46.80%36.69%
2022$387.07M$63.31M77.77%20.30%16.36%
2023$551.02M$32.49M48.57%7.50%5.90%
2024$574.92M$-15.75M42.59%-4.19%-2.74%
2025$655.25M$52.42M57.37%10.09%8.00%

Frequently asked questions

What is Amerant Bancorp Inc.'s revenue?

Amerant Bancorp Inc.'s trailing twelve-month revenue is $399.57M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is AMTB?

In its most recent fiscal year, AMTB ran a gross margin of 57.37%, an operating margin of 10.09%, and a net margin of 8.00%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does AMTB generate?

AMTB produced $97.96M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is AMTB's balance sheet healthy?

AMTB holds $470.15M in cash and equivalents against $805.96M in long-term debt, on $938.80M of shareholder equity. That debt is best read against the cash flow the business throws off each year.