WallStSmart
ALRS

Alerus Financial Corp

NASDAQ: ALRS · FINANCIAL SERVICES · BANKS - REGIONAL

$26.94
+4.62% today

Updated 2026-04-30

Market cap
$658.18M
P/E ratio
37.87
P/S ratio
2.94x
EPS (TTM)
$0.68
Dividend yield
3.19%
52W range
$19 – $27
Volume
0.1M

Alerus Financial Corp (ALRS) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$69.91M$78.40M$79.03M$75.44M$88.30M$97.34M$127.38M$124.23M$125.82M$140.19M$172.59M$176.45M$188.30M$204.64M$239.77M$235.79M$224.58M$243.26M$338.29M$327.86M
Revenue growth (YoY)+12.1%+0.8%-4.5%+17.0%+10.2%+30.9%-2.5%+1.3%+11.4%+23.1%+2.2%+6.7%+8.7%+17.2%-1.7%-4.8%+8.3%+39.1%-3.1%
Cost of revenue$24.92M$21.72M$79.03M$75.44M$17.61M$11.24M$5.42M$4.91M$2.92M$7.66M$10.06M$11.25M$21.09M$26.06M$23.16M$2.06M$15.85M$79.10M$132.68M$107.69M
Gross profit$44.99M$56.68M$61.98M$57.06M$88.30M$97.34M$127.38M$119.32M$122.90M$132.53M$162.53M$165.20M$167.21M$178.58M$216.61M$233.74M$208.77M$164.16M$205.61M$220.16M
Gross margin64.4%72.3%78.4%75.6%100.0%100.0%100.0%96.0%97.7%94.5%94.2%93.6%88.8%87.3%90.3%99.1%93.0%67.5%60.8%67.2%
R&D$0.00$0.00$0.00$0.00
SG&A$25.89M$29.64M$34.85M$36.95M$44.16M$45.16M$59.37M$63.82M$65.30M$77.50M$86.25M$67.58M$69.40M$74.02M$89.21M$93.39M$80.66M$76.29M$87.31M$97.46M
Operating income$19.11M$27.04M$13.95M$4.12M$19.62M$23.01M$30.30M$31.95M$29.77M$23.79M$21.18M$32.52M$33.04M$38.90M$58.52M$69.08M$52.18M$15.85M$23.16M$22.59M
Operating margin27.3%34.5%17.7%5.5%22.2%23.6%23.8%25.7%23.7%17.0%12.3%18.4%17.5%19.0%24.4%29.3%23.2%6.5%6.8%6.9%
EBITDA$13.95M$11.14M$19.62M$23.01M$30.30M$39.42M$37.93M$32.52M$32.56M$42.37M$41.77M$47.66M$67.44M$77.89M$60.42M$24.36M$38.04M$39.88M
EBITDA margin0.0%0.0%17.7%14.8%22.2%23.6%23.8%31.7%30.1%23.2%18.9%24.0%22.2%23.3%28.1%33.0%26.9%10.0%11.2%12.2%
EBIT$19.62M$23.01M$30.30M$31.95M$29.77M$23.79M$21.18M$32.52M$33.04M$38.90M$58.52M$69.08M$52.18M$15.85M$23.16M$22.59M
Interest expense$0.00$0.00$1.34M$1.22M$10.79M$6.82M$4.59M$3.71M$3.32M$3.46M$7.00M$7.97M$12.48M$18.75M$12.26M$5.56M$15.85M$77.04M$114.53M$107.14M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$7.13M$10.36M$9.15M$7.37M$5.87M$10.71M$16.26M$20.27M$20.77M$17.11M$14.04M$15.00M$25.87M$29.54M$44.67M$52.68M$40.01M$11.70M$17.78M$17.44M
Net income growth (YoY)+45.3%-11.7%-19.5%-20.3%+82.3%+51.8%+24.7%+2.5%-17.6%-18.0%+6.9%+72.4%+14.2%+51.2%+17.9%-24.1%-70.8%+52.0%-1.9%
Profit margin10.2%13.2%11.6%9.8%6.7%11.0%12.8%16.3%16.5%12.2%8.1%8.5%13.7%14.4%18.6%22.3%17.8%4.8%5.3%5.3%