WallStSmart
AIZN

Assurant, Inc. 5.25% Subordinat

NYSE: AIZN · ·

$19.75
-0.62% today

Updated 2026-06-05

Market cap
$9.38B
P/E ratio
P/S ratio
EPS (TTM)
$—
Dividend yield
6.69%
52W range
$18 – $22
Volume
0.0M

Assurant, Inc. 5.25% Subordinat (AIZN) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$8.07B$8.45B$8.60B$8.70B$8.53B$8.25B$8.49B$9.03B$10.38B$10.31B$7.11B$6.31B$8.00B$9.53B$9.61B$10.19B$10.19B$11.13B$11.88B$12.81B
Revenue growth (YoY)+4.7%+1.7%+1.2%-2.0%-3.2%+2.9%+6.4%+15.0%-0.7%-31.1%-11.2%+26.8%+19.1%+0.8%+6.0%+0.1%+9.2%+6.7%+7.9%
Cost of revenue$4.72B$5.14B$4.02B$3.87B$3.64B$5.08B$5.06B$5.15B$5.89B$3.21B$4.64B$5.62B$5.95B$6.04B$2.36B$2.52B$2.77B$2.93B
Gross profit$3.35B$3.31B$4.58B$4.83B$4.89B$3.17B$3.43B$3.89B$4.49B$10.31B$7.11B$3.10B$3.36B$3.91B$3.66B$4.15B$7.83B$8.61B$9.11B$9.89B
Gross margin41.5%39.2%53.3%55.5%57.3%38.5%40.4%43.0%43.3%100.0%100.0%49.1%42.0%41.0%38.1%40.7%76.8%77.3%76.7%77.2%
R&D
SG&A$2.19B$2.24B$2.29B$2.38B$2.39B$2.29B$4.03B$4.50B$5.17B$5.33B$4.79B$4.05B$5.28B$3.25B$3.11B$3.24B$2.52B
Operating income$1.10B$1.01B$563.28M$709.61M$606.44M$706.13M$757.75M$789.70M$744.14M$256.30M$906.21M$444.50M$333.50M$454.70M$578.10M$771.30M$349.90M$806.80M$927.30M$1.09B
Operating margin13.6%12.0%6.5%8.2%7.1%8.6%8.9%8.7%7.2%2.5%12.7%7.0%4.2%4.8%6.0%7.6%3.4%7.2%7.8%8.5%
EBITDA$1.25B$1.13B$686.43M$861.61M$783.29M$895.88M$942.44M$992.28M$934.75M$6.79B$3.83B$609.70M$560.70M$690.80M$824.90M$1.05B$640.20M$1.11B$1.26B$1.45B
EBITDA margin15.5%13.4%8.0%9.9%9.2%10.9%11.1%11.0%9.0%65.9%53.9%9.7%7.0%7.2%8.6%10.4%6.3%10.0%10.6%11.3%
EBIT$1.16B$1.07B$624.23M$770.27M$667.09M$766.49M$818.06M$867.43M$802.53M$6.66B$3.74B$494.00M$433.80M$565.30M$682.60M$883.10M$458.20M$914.80M$1.03B$1.20B
Interest expense$61.24M$61.18M$60.95M$60.67M$60.65M$60.36M$60.31M$77.73M$58.40M$55.12M$57.62M$49.50M$100.30M$110.60M$104.50M$111.80M$108.30M$108.00M$107.00M$109.70M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$717.42M$653.75M$447.80M$430.57M$279.18M$538.96M$483.70M$488.91M$470.91M$141.56M$565.35M$519.60M$251.00M$382.60M$440.80M$1.36B$276.60M$642.50M$760.20M$872.70M
Net income growth (YoY)-8.9%-31.5%-3.8%-35.2%+93.1%-10.3%+1.1%-3.7%-69.9%+299.4%-8.1%-51.7%+52.4%+15.2%+208.9%-79.7%+132.3%+18.3%+14.8%
Profit margin8.9%7.7%5.2%4.9%3.3%6.5%5.7%5.4%4.5%1.4%8.0%8.2%3.1%4.0%4.6%13.4%2.7%5.8%6.4%6.8%

Frequently asked questions

How profitable is AIZN?

In its most recent fiscal year, AIZN ran a gross margin of 77.15%, an operating margin of 8.49%, and a net margin of 6.81%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does AIZN generate?

AIZN produced $1.60B in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is AIZN's balance sheet healthy?

AIZN holds $1.83B in cash and equivalents against — in long-term debt, on $5.87B of shareholder equity. That debt is best read against the cash flow the business throws off each year.