WallStSmart
AGM-

Federal Agricultural Mortgage Corporation

NYSE: AGM-A · FINANCIAL SERVICES · CREDIT SERVICES

$151.82
+1.89% today

Updated 2026-07-29

Market cap
$1.58B
P/E ratio
8.41
P/S ratio
4.11x
EPS (TTM)
$17.36
Dividend yield
4.18%
52W range
$113 – $150
Volume
0.0M

Federal Agricultural Mortgage Corporation (AGM-A) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for AGM-A.

WallStSmart Verdict
Fairly
Valued

Valuation reasonably reflects current fundamentals. Limited margin of safety at these levels.

Smart Value Score: 70 / 100
P/E (TTM)
8.4x
vs 5Y median of 8.8x
PEG
0.67
Under 1.0 = undervalued
Margin of Safety
DCF limited for this profile
EV / EBITDA
0.0x

AGM-A historical valuation range

Where current P/E sits in AGM-A's own 5Y range.

NOW
7.6x
5Y Low
8.1x
25th
8.8x
Median
10.7x
75th
12.3x
5Y High
AGM-A is trading more expensive than 50% of the last 5Y.
50th percentile · Above median

AGM-A intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for AGM-A

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

AGM-A valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

PEG ratio under 1.0
PEG of 0.67 indicates growth is outpacing the multiple. Traditionally a buy signal for quality compounders.
!
P/E in mid-range
P/E sits at the 50th percentile of the 5Y range. Neither cheap nor rich historically.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.
Weak financial quality
Piotroski F-Score of 2/9 suggests deteriorating fundamentals. Valuation requires closer scrutiny.

P/E Ratio — History

Current: 8.41x

P/S Ratio — History

Current: 4.11x

Is AGM-A overvalued in 2026?

Federal Agricultural Mortgage Corporation (AGM-A) currently trades at $151.82 per share with a market capitalization of $1,583,954,000.00. Based on our multi-factor framework, the stock trades at a fair valuation with a Smart Value Score of 70/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 8.4x, below its 5-year median of 8.8x. The PEG ratio of 0.67 suggests earnings growth is outpacing the multiple, a classic sign of undervaluation.

Looking at its own history, AGM-A is currently trading more expensive than 50% of the last 5Y on P/E. This places it in the 50th percentile of its historical range, a reasonable but unremarkable position.

A standard DCF model does not produce reliable output for AGM-A under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

Financial quality is a concern. The Piotroski F-Score of 2/9 flags weakening fundamentals that deserve closer scrutiny before the valuation case can be fully trusted.

Bottom line: AGM-A trades at a fair valuation on our framework, with a Smart Value Score of 70/100. The valuation is defensible but offers no obvious bargain. Patience or a better entry price may reward disciplined buyers.

Frequently asked questions

Is AGM-A overvalued?

AGM-A scores 70/100 on our Smart Value Score (Grade B), a mixed overall profile. A standard DCF is unreliable here given the profitability profile, so valuation leans on revenue-based measures like EV/Sales and the P/S percentile below.

What is AGM-A's fair value?

A standard DCF is unreliable for AGM-A given its current profitability profile. Revenue-based approaches like EV/Sales or the historical P/S percentile are more informative for this stock.

What P/E ratio does AGM-A trade at?

AGM-A trades at a P/E of 8.4x on trailing twelve-month earnings, against a 5-year median of 8.8x. P/E is what you pay per dollar of profit, and sitting below its own median means the stock is cheaper than usual relative to its earnings.

Is AGM-A a buy based on valuation?

Our Smart Value rating for AGM-A is Buy, from a Smart Value Score of 70/100 that blends growth, quality, and valuation. The profile is balanced and best suited to investors who already have a thesis. This is research to inform your decision, not personalized financial advice.

How does AGM-A's valuation compare to its history?

On P/E, AGM-A sits in the 50th percentile of its own 5Y range, above its long-run median relative to where it has traded. A high percentile means today's multiple is near the top of its historical band.

What is AGM-A's Smart Value Score?

AGM-A's Smart Value Score is 70/100. It is a proprietary WallStSmart metric blending growth quality, financial health, and valuation into a single 0-100 read, and scores above 75 are rare, signaling strong multi-factor alignment.