ACNB
ACNB Corporation
NASDAQ: ACNB · FINANCIAL SERVICES · BANKS - REGIONAL
$53.54
+1.02% today
Updated 2026-05-08
Market cap
$547.92M
P/E ratio
10.71
P/S ratio
3.45x
EPS (TTM)
$4.95
Dividend yield
2.71%
52W range
$39 – $54
Volume
0.1M
ACNB Corporation (ACNB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $58.20M | $61.95M | $57.32M | $57.03M | $56.81M | $53.57M | $52.31M | $49.30M | $49.43M | $51.87M | $53.26M | $65.93M | $80.44M | $87.73M | $105.38M | $100.94M | $108.44M | $114.75M | $132.19M | $170.38M |
| Revenue growth (YoY) | — | +6.4% | -7.5% | -0.5% | -0.4% | -5.7% | -2.4% | -5.7% | +0.3% | +4.9% | +2.7% | +23.8% | +22.0% | +9.1% | +20.1% | -4.2% | +7.4% | +5.8% | +15.2% | +28.9% |
| Cost of revenue | $24.32M | $27.06M | $24.47M | $18.31M | $16.03M | $12.90M | $10.77M | $5.44M | $3.80M | $3.86M | $3.93M | $5.43M | $9.02M | $10.74M | $21.36M | $6.96M | $3.62M | $9.16M | $21.09M | $44.85M |
| Gross profit | $33.88M | $34.88M | $32.86M | $38.72M | $40.78M | $40.67M | $41.54M | $43.87M | $45.63M | $48.01M | $49.33M | $60.50M | $71.42M | $76.99M | $84.02M | $93.97M | $104.81M | $105.58M | $111.10M | $125.53M |
| Gross margin | 58.2% | 56.3% | 57.3% | 67.9% | 71.8% | 75.9% | 79.4% | 89.0% | 92.3% | 92.6% | 92.6% | 91.8% | 88.8% | 87.8% | 79.7% | 93.1% | 96.7% | 92.0% | 84.0% | 73.7% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $12.89M | $13.25M | $15.20M | $18.37M | $19.47M | $18.80M | $20.03M | $20.30M | $20.87M | $22.24M | $23.46M | $26.03M | $28.19M | $29.98M | $36.64M | $37.78M | $37.11M | $42.32M | $44.35M | $67.43M |
| Operating income | $9.21M | $9.85M | $7.82M | $8.58M | $10.48M | $10.66M | $11.21M | $11.85M | $13.37M | $14.78M | $14.64M | $16.42M | $26.72M | $29.37M | $22.70M | $35.02M | $44.95M | $39.85M | $40.42M | $46.45M |
| Operating margin | 15.8% | 15.9% | 13.6% | 15.0% | 18.4% | 19.9% | 21.4% | 24.0% | 27.0% | 28.5% | 27.5% | 24.9% | 33.2% | 33.5% | 21.5% | 34.7% | 41.5% | 34.7% | 30.6% | 27.3% |
| EBITDA | $11.89M | $11.91M | $9.70M | $10.86M | $12.82M | $12.88M | $13.25M | $13.84M | $15.43M | $16.53M | $16.44M | $18.71M | $29.57M | $32.06M | $26.35M | $38.46M | $48.75M | $43.21M | $43.45M | $53.19M |
| EBITDA margin | 20.4% | 19.2% | 16.9% | 19.0% | 22.6% | 24.0% | 25.3% | 28.1% | 31.2% | 31.9% | 30.9% | 28.4% | 36.8% | 36.5% | 25.0% | 38.1% | 45.0% | 37.7% | 32.9% | 31.2% |
| EBIT | $9.21M | $9.85M | $7.82M | $8.58M | $10.48M | $10.66M | $11.21M | $11.85M | $13.37M | $14.78M | $14.64M | $16.42M | $26.72M | $29.37M | $22.70M | $35.02M | $44.95M | $39.85M | $40.42M | $46.45M |
| Interest expense | $23.45M | $26.56M | $18.90M | $13.56M | $9.62M | $7.46M | $6.09M | $3.99M | $3.65M | $3.86M | $3.93M | $5.43M | $7.40M | $10.14M | $12.22M | $6.92M | $3.62M | $8.32M | $23.85M | $40.12M |
| Income tax | $1.93M | $1.92M | $1.08M | $1.36M | $2.06M | $2.15M | $2.32M | $2.54M | $3.08M | $3.76M | $3.77M | $6.63M | $4.97M | $5.64M | $4.31M | $7.18M | $9.20M | $8.16M | $8.57M | $9.40M |
| Effective tax rate | 20.9% | 19.5% | 13.8% | 15.8% | 19.6% | 20.2% | 20.7% | 21.4% | 23.0% | 25.4% | 25.7% | 40.4% | 18.6% | 19.2% | 19.0% | 20.5% | 20.5% | 20.5% | 21.2% | 20.2% |
| Net income | $7.29M | $7.94M | $6.74M | $7.22M | $8.42M | $8.50M | $8.89M | $9.31M | $10.29M | $11.02M | $10.87M | $9.79M | $21.75M | $23.72M | $18.39M | $27.83M | $35.75M | $31.69M | $31.85M | $37.05M |
| Net income growth (YoY) | — | +8.9% | -15.0% | +7.0% | +16.6% | +1.0% | +4.5% | +4.8% | +10.5% | +7.1% | -1.3% | -9.9% | +122.2% | +9.1% | -22.5% | +51.3% | +28.4% | -11.4% | +0.5% | +16.3% |
| Profit margin | 12.5% | 12.8% | 11.8% | 12.7% | 14.8% | 15.9% | 17.0% | 18.9% | 20.8% | 21.2% | 20.4% | 14.8% | 27.0% | 27.0% | 17.5% | 27.6% | 33.0% | 27.6% | 24.1% | 21.7% |