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ACIW

ACI Worldwide Inc

NASDAQ: ACIW · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE

$42.36
+1.04% today

Updated 2026-06-05

Market cap
$4.60B
P/E ratio
22.85
P/S ratio
2.57x
EPS (TTM)
$1.98
Dividend yield
52W range
$38 – $54
Volume
0.7M

ACI Worldwide Inc (ACIW) Financial statements

SEC filings — annual and quarterly data.

Profit margin
12.88%
Operating margin
18.75%
ROE
13.73%
ROA
6.80%
Debt/equity
0.57x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$347.90M$55.37M68.17%15.46%15.91%
2007$366.22M$-9.13M61.54%0.66%-2.49%
2008$417.65M$10.58M68.89%5.20%2.53%
2009$405.75M$19.63M68.54%10.25%4.84%
2010$418.42M$27.20M69.00%12.82%6.50%
2011$465.10M$45.85M71.13%14.24%9.86%
2012$666.58M$48.85M66.15%11.16%7.33%
2013$864.93M$63.87M60.25%14.23%7.38%
2014$1.02B$67.56M55.25%13.60%6.65%
2015$1.05B$85.44M54.85%12.23%8.17%
2016$1.01B$129.53M55.76%21.99%12.88%
2017$1.02B$5.13M55.84%8.26%0.50%
2018$1.01B$68.92M57.38%12.47%6.83%
2019$1.26B$67.06M50.93%9.84%5.33%
2020$1.29B$72.66M51.91%11.18%5.61%
2021$1.37B$127.79M53.39%15.31%9.32%
2022$1.42B$142.18M51.05%14.34%10.00%
2023$1.45B$121.51M50.49%15.17%8.37%
2024$1.59B$203.12M50.34%19.33%12.74%
2025$1.76B$226.66M48.99%18.75%12.88%

Frequently asked questions

What is ACI Worldwide Inc's revenue?

ACI Worldwide Inc's trailing twelve-month revenue is $1.79B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is ACIW?

In its most recent fiscal year, ACIW ran a gross margin of 48.99%, an operating margin of 18.75%, and a net margin of 12.88%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does ACIW generate?

ACIW produced $309.92M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is ACIW's balance sheet healthy?

ACIW holds $196.46M in cash and equivalents against $776.67M in long-term debt, on $1.52B of shareholder equity. That debt is best read against the cash flow the business throws off each year.