WallStSmart

Virco Manufacturing Corporation (VIRC)vsWhirlpool Corporation (WHR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Whirlpool Corporation generates 7587% more annual revenue ($15.52B vs $201.94M). WHR leads profitability with a 2.1% profit margin vs 1.9%. WHR trades at a lower P/E of 9.8x. WHR earns a higher WallStSmart Score of 51/100 (C-).

VIRC

Avoid

35

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 5.7Quality: 5.0

WHR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.5Value: 7.3Quality: 3.8
Piotroski: 3/9Altman Z: 1.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

VIRCSignificantly Overvalued (-244.1%)

Margin of Safety

-244.1%

Fair Value

$1.77

Current Price

$6.10

$4.33 premium

UndervaluedFair: $1.77Overvalued
WHRSignificantly Overvalued (-141.2%)

Margin of Safety

-141.2%

Fair Value

$38.49

Current Price

$55.22

$16.73 premium

UndervaluedFair: $38.49Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

VIRC1 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

WHR2 strengths · Avg: 10.0/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

VIRC4 concerns · Avg: 2.8/10
Market CapQuality
$96.77M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Revenue GrowthGrowth
-42.3%2/10

Revenue declined 42.3%

WHR4 concerns · Avg: 2.8/10
Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-0.9%2/10

Revenue declined 0.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : VIRC

The strongest argument for VIRC centers on Price/Book.

Bull Case : WHR

The strongest argument for WHR centers on P/E Ratio, Price/Book. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : VIRC

The primary concerns for VIRC are Market Cap, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Bear Case : WHR

The primary concerns for WHR are Profit Margin, Operating Margin, Piotroski F-Score. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

WHR carries more volatility with a beta of 1.20 — expect wider price swings.

WHR is growing revenue faster at -0.9% — sustainability is the question.

WHR generates stronger free cash flow (1.0B), providing more financial flexibility.

Monitor FURNISHINGS, FIXTURES & APPLIANCES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

WHR scores higher overall (51/100 vs 35/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Virco Manufacturing Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

Virco Mfg. The company is headquartered in Torrance, California.

Whirlpool Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

The Whirlpool Corporation is an American multinational manufacturer and marketer of home appliances, headquartered in Benton Charter Township, Michigan, United States.

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