WallStSmart

HNI Corp (HNI)vsWhirlpool Corporation (WHR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Whirlpool Corporation generates 333% more annual revenue ($15.52B vs $3.59B). WHR leads profitability with a 2.0% profit margin vs 0.0%. HNI appears more attractively valued with a PEG of 0.41. HNI earns a higher WallStSmart Score of 58/100 (C).

HNI

Buy

58

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 6.0Quality: 5.0

WHR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.5Value: 8.7Quality: 3.8
Piotroski: 3/9Altman Z: 1.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HNIUndervalued (+9.3%)

Margin of Safety

+9.3%

Fair Value

$57.01

Current Price

$33.61

$23.40 discount

UndervaluedFair: $57.01Overvalued
WHRUndervalued (+72.1%)

Margin of Safety

+72.1%

Fair Value

$332.46

Current Price

$44.96

$287.50 discount

UndervaluedFair: $332.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HNI3 strengths · Avg: 10.0/10
PEG RatioValuation
0.4110/10

Growing faster than its price suggests

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
124.7%10/10

Revenue surging 124.7% year-over-year

WHR2 strengths · Avg: 10.0/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Areas to Watch

HNI4 concerns · Avg: 2.5/10
Return on EquityProfitability
0.1%3/10

ROE of 0.1% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

P/E RatioValuation
128.5x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-10.2%2/10

Earnings declined 10.2%

WHR4 concerns · Avg: 2.8/10
Profit MarginProfitability
2.0%3/10

2.0% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-0.9%2/10

Revenue declined 0.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : HNI

The strongest argument for HNI centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 124.7% demonstrates continued momentum. PEG of 0.41 suggests the stock is reasonably priced for its growth.

Bull Case : WHR

The strongest argument for WHR centers on P/E Ratio, Price/Book. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : HNI

The primary concerns for HNI are Return on Equity, Profit Margin, P/E Ratio. A P/E of 128.5x leaves little room for execution misses. Thin 0.0% margins leave little buffer for downturns.

Bear Case : WHR

The primary concerns for WHR are Profit Margin, Operating Margin, Piotroski F-Score. Thin 2.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

HNI profiles as a hypergrowth stock while WHR is a value play — different risk/reward profiles.

WHR carries more volatility with a beta of 1.20 — expect wider price swings.

HNI is growing revenue faster at 124.7% — sustainability is the question.

HNI generates stronger free cash flow (-206M), providing more financial flexibility.

Bottom Line

HNI scores higher overall (58/100 vs 51/100) and 124.7% revenue growth. WHR offers better value entry with a 72.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HNI Corp

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

HNI Corporation manufactures and sells workplace furniture and residential construction products in the United States, Canada, China, Hong Kong, India, Mexico, Dubai, Taiwan, and Singapore. The company is headquartered in Muscatine, Iowa.

Whirlpool Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

The Whirlpool Corporation is an American multinational manufacturer and marketer of home appliances, headquartered in Benton Charter Township, Michigan, United States.

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