WallStSmart

United Rentals Inc (URI)vsWillis Lease Finance Corporation (WLFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Rentals Inc generates 2287% more annual revenue ($16.10B vs $674.38M). WLFC leads profitability with a 18.2% profit margin vs 15.5%. WLFC appears more attractively valued with a PEG of 0.94. WLFC earns a higher WallStSmart Score of 71/100 (B).

URI

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 9.0Value: 7.3Quality: 4.3
Piotroski: 2/9Altman Z: 1.98

WLFC

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 8.0Value: 7.3Quality: 3.5
Piotroski: 2/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

URISignificantly Overvalued (-233.1%)

Margin of Safety

-233.1%

Fair Value

$262.34

Current Price

$747.59

$485.25 premium

UndervaluedFair: $262.34Overvalued
WLFCSignificantly Overvalued (-77.9%)

Margin of Safety

-77.9%

Fair Value

$113.29

Current Price

$176.96

$63.67 premium

UndervaluedFair: $113.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

URI2 strengths · Avg: 8.5/10
Return on EquityProfitability
28.4%9/10

Every $100 of equity generates 28 in profit

Operating MarginProfitability
25.2%8/10

Strong operational efficiency at 25.2%

WLFC5 strengths · Avg: 8.8/10
P/E RatioValuation
10.7x10/10

Attractively priced relative to earnings

Operating MarginProfitability
45.6%10/10

Strong operational efficiency at 45.6%

PEG RatioValuation
0.948/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
26.1%8/10

Revenue surging 26.1% year-over-year

Areas to Watch

URI4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.8%4/10

2.8% revenue growth

Altman Z-ScoreHealth
1.984/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-1.9%2/10

Earnings declined 1.9%

WLFC4 concerns · Avg: 2.5/10
Market CapQuality
$1.36B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-3.6%2/10

Earnings declined 3.6%

Free Cash FlowQuality
$-147.70M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : URI

The strongest argument for URI centers on Return on Equity, Operating Margin. Profitability is solid with margins at 15.5% and operating margin at 25.2%. PEG of 1.17 suggests the stock is reasonably priced for its growth.

Bull Case : WLFC

The strongest argument for WLFC centers on P/E Ratio, Operating Margin, PEG Ratio. Profitability is solid with margins at 18.2% and operating margin at 45.6%. Revenue growth of 26.1% demonstrates continued momentum.

Bear Case : URI

The primary concerns for URI are Revenue Growth, Altman Z-Score, Piotroski F-Score.

Bear Case : WLFC

The primary concerns for WLFC are Market Cap, Piotroski F-Score, EPS Growth. Debt-to-equity of 3.14 is elevated, increasing financial risk.

Key Dynamics to Monitor

URI profiles as a value stock while WLFC is a growth play — different risk/reward profiles.

URI carries more volatility with a beta of 1.65 — expect wider price swings.

WLFC is growing revenue faster at 26.1% — sustainability is the question.

URI generates stronger free cash flow (577M), providing more financial flexibility.

Bottom Line

WLFC scores higher overall (71/100 vs 63/100), backed by strong 18.2% margins and 26.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

United Rentals Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

United Rentals, Inc. (NYSE: URI) is the world's largest equipment rental company, with about 13 percent of the North American market share as of 2019.

Willis Lease Finance Corporation

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Willis Lease Finance Corporation is a global lessor and manager of commercial aircraft and aircraft engines. The company is headquartered in Coconut Creek, Florida.

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