WallStSmart

Uber Technologies Inc (UBER)vsUrgent.ly Inc. Common Stock (ULY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 40163% more annual revenue ($52.02B vs $129.19M). UBER leads profitability with a 19.3% profit margin vs -15.8%. UBER earns a higher WallStSmart Score of 56/100 (C).

UBER

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 7.5Value: 4.7Quality: 6.0
Piotroski: 4/9Altman Z: 1.47

ULY

Avoid

29

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -3.23
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

UBERSignificantly Overvalued (-122.0%)

Margin of Safety

-122.0%

Fair Value

$32.16

Current Price

$73.08

$40.92 premium

UndervaluedFair: $32.16Overvalued

Intrinsic value data unavailable for ULY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UBER5 strengths · Avg: 8.6/10
Return on EquityProfitability
39.9%10/10

Every $100 of equity generates 40 in profit

Market CapQuality
$150.31B9/10

Large-cap with strong market position

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
20.1%8/10

Revenue surging 20.1% year-over-year

Free Cash FlowQuality
$2.81B8/10

Generating 2.8B in free cash flow

ULY1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.3110/10

Conservative balance sheet, low leverage

Areas to Watch

UBER3 concerns · Avg: 2.0/10
PEG RatioValuation
4.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-95.6%2/10

Earnings declined 95.6%

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

ULY4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
3.9%4/10

3.9% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$11.79M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 19.3% and operating margin at 12.3%. Revenue growth of 20.1% demonstrates continued momentum.

Bull Case : ULY

The strongest argument for ULY centers on Debt/Equity.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, EPS Growth, Altman Z-Score.

Bear Case : ULY

The primary concerns for ULY are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

UBER profiles as a growth stock while ULY is a turnaround play — different risk/reward profiles.

UBER carries more volatility with a beta of 1.22 — expect wider price swings.

UBER is growing revenue faster at 20.1% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (56/100 vs 29/100), backed by strong 19.3% margins and 20.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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Urgent.ly Inc. Common Stock

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Urgent.ly Inc. is a cutting-edge leader in the on-demand roadside assistance and mobility services industry, leveraging an advanced technology platform to enhance consumer access to vehicle support. With an extensive network of service providers, the company improves customer experiences while boosting operational efficiencies in a dynamic market. As a pioneer in digital solutions for roadside assistance, Urgent.ly is well-positioned to seize growth opportunities driven by an increasing demand for real-time, app-based automotive services. Its unwavering commitment to innovation and a customer-centric approach places Urgent.ly in a strong position to expand its market presence and sustain a competitive edge in the automotive services sector.

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