WallStSmart

Shopify Inc (SHOP)vsUrgent.ly Inc. Common Stock (ULY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shopify Inc generates 8845% more annual revenue ($11.56B vs $129.19M). SHOP leads profitability with a 10.6% profit margin vs -15.8%. SHOP earns a higher WallStSmart Score of 48/100 (D+).

SHOP

Hold

48

out of 100

Grade: D+

Growth: 7.3Profit: 7.0Value: 2.0Quality: 8.5
Piotroski: 3/9Altman Z: 4.73

ULY

Avoid

29

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -3.23
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SHOPSignificantly Overvalued (-1729.9%)

Margin of Safety

-1729.9%

Fair Value

$6.39

Current Price

$118.42

$112.03 premium

UndervaluedFair: $6.39Overvalued

Intrinsic value data unavailable for ULY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SHOP5 strengths · Avg: 9.4/10
Revenue GrowthGrowth
30.6%10/10

Revenue surging 30.6% year-over-year

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Market CapQuality
$151.59B9/10

Large-cap with strong market position

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

ULY1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.3110/10

Conservative balance sheet, low leverage

Areas to Watch

SHOP4 concerns · Avg: 2.8/10
Price/BookValuation
11.5x4/10

Trading at 11.5x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.562/10

Expensive relative to growth rate

P/E RatioValuation
123.6x2/10

Premium valuation, high expectations priced in

ULY4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
3.9%4/10

3.9% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$11.79M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : SHOP

The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.6% demonstrates continued momentum.

Bull Case : ULY

The strongest argument for ULY centers on Debt/Equity.

Bear Case : SHOP

The primary concerns for SHOP are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 123.6x leaves little room for execution misses.

Bear Case : ULY

The primary concerns for ULY are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

SHOP profiles as a growth stock while ULY is a turnaround play — different risk/reward profiles.

SHOP carries more volatility with a beta of 2.90 — expect wider price swings.

SHOP is growing revenue faster at 30.6% — sustainability is the question.

SHOP generates stronger free cash flow (715M), providing more financial flexibility.

Bottom Line

SHOP scores higher overall (48/100 vs 29/100) and 30.6% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shopify Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.

Urgent.ly Inc. Common Stock

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Urgent.ly Inc. is a cutting-edge leader in the on-demand roadside assistance and mobility services industry, leveraging an advanced technology platform to enhance consumer access to vehicle support. With an extensive network of service providers, the company improves customer experiences while boosting operational efficiencies in a dynamic market. As a pioneer in digital solutions for roadside assistance, Urgent.ly is well-positioned to seize growth opportunities driven by an increasing demand for real-time, app-based automotive services. Its unwavering commitment to innovation and a customer-centric approach places Urgent.ly in a strong position to expand its market presence and sustain a competitive edge in the automotive services sector.

Visit Website →

Want to dig deeper into these stocks?