WallStSmart

TTEC Holdings Inc (TTEC)vsWipro Limited ADR (WIT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wipro Limited ADR generates 44031% more annual revenue ($926.24B vs $2.10B). WIT leads profitability with a 14.2% profit margin vs -9.6%. TTEC appears more attractively valued with a PEG of 0.24. WIT earns a higher WallStSmart Score of 59/100 (C).

TTEC

Hold

40

out of 100

Grade: D

Growth: 2.0Profit: 3.5Value: 6.7Quality: 6.0
Piotroski: 6/9Altman Z: 1.84

WIT

Buy

59

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 6.3Quality: 8.0
Piotroski: 2/9Altman Z: 3.09

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TTEC2 strengths · Avg: 10.0/10
PEG RatioValuation
0.2410/10

Growing faster than its price suggests

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

WIT5 strengths · Avg: 9.0/10
Free Cash FlowQuality
$26.91B10/10

Generating 26.9B in free cash flow

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

TTEC4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Market CapQuality
$111.91M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Return on EquityProfitability
-241.2%2/10

ROE of -241.2% — below average capital efficiency

WIT2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-1.6%2/10

Earnings declined 1.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : TTEC

The strongest argument for TTEC centers on PEG Ratio, Price/Book. PEG of 0.24 suggests the stock is reasonably priced for its growth.

Bull Case : WIT

The strongest argument for WIT centers on Free Cash Flow, Altman Z-Score, Debt/Equity. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : TTEC

The primary concerns for TTEC are Altman Z-Score, Market Cap, Operating Margin. Debt-to-equity of 11.65 is elevated, increasing financial risk.

Bear Case : WIT

The primary concerns for WIT are Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

TTEC profiles as a turnaround stock while WIT is a value play — different risk/reward profiles.

TTEC carries more volatility with a beta of 1.03 — expect wider price swings.

WIT is growing revenue faster at 7.7% — sustainability is the question.

WIT generates stronger free cash flow (26.9B), providing more financial flexibility.

Bottom Line

WIT scores higher overall (59/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

TTEC Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

TTEC Holdings, Inc., a customer experience services and technology company, focuses on designing, implementing and delivering a transformative customer experience for various brands. The company is headquartered in Englewood, Colorado.

Wipro Limited ADR

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Wipro Limited is a global information technology (IT), consulting and business process services company. The company is headquartered in Bengaluru, India.

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