WallStSmart

Cognizant Technology Solutions Corp Class A (CTSH)vsTTEC Holdings Inc (TTEC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cognizant Technology Solutions Corp Class A generates 920% more annual revenue ($21.41B vs $2.10B). CTSH leads profitability with a 10.4% profit margin vs -9.6%. TTEC appears more attractively valued with a PEG of 0.24. CTSH earns a higher WallStSmart Score of 67/100 (B-).

CTSH

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 7.0Value: 9.3Quality: 8.5
Piotroski: 5/9Altman Z: 4.49

TTEC

Hold

40

out of 100

Grade: D

Growth: 2.0Profit: 3.5Value: 6.7Quality: 6.0
Piotroski: 6/9Altman Z: 1.84
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTSHUndervalued (+73.8%)

Margin of Safety

+73.8%

Fair Value

$270.97

Current Price

$53.21

$217.76 discount

UndervaluedFair: $270.97Overvalued

Intrinsic value data unavailable for TTEC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTSH5 strengths · Avg: 9.2/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.858/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

TTEC2 strengths · Avg: 10.0/10
PEG RatioValuation
0.2410/10

Growing faster than its price suggests

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

CTSH1 concerns · Avg: 4.0/10
EPS GrowthGrowth
3.6%4/10

3.6% earnings growth

TTEC4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Market CapQuality
$111.91M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Return on EquityProfitability
-241.2%2/10

ROE of -241.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CTSH

The strongest argument for CTSH centers on P/E Ratio, Debt/Equity, Altman Z-Score. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bull Case : TTEC

The strongest argument for TTEC centers on PEG Ratio, Price/Book. PEG of 0.24 suggests the stock is reasonably priced for its growth.

Bear Case : CTSH

The primary concerns for CTSH are EPS Growth.

Bear Case : TTEC

The primary concerns for TTEC are Altman Z-Score, Market Cap, Operating Margin. Debt-to-equity of 11.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

CTSH profiles as a value stock while TTEC is a turnaround play — different risk/reward profiles.

TTEC carries more volatility with a beta of 1.03 — expect wider price swings.

CTSH is growing revenue faster at 5.8% — sustainability is the question.

CTSH generates stronger free cash flow (198M), providing more financial flexibility.

Bottom Line

CTSH scores higher overall (67/100 vs 40/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cognizant Technology Solutions Corp Class A

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.

TTEC Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

TTEC Holdings, Inc., a customer experience services and technology company, focuses on designing, implementing and delivering a transformative customer experience for various brands. The company is headquartered in Englewood, Colorado.

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