WallStSmart

Taiwan Semiconductor Manufacturing (TSM)vsUnited Microelectronics (UMC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Taiwan Semiconductor Manufacturing generates 1503% more annual revenue ($3.81T vs $237.55B). TSM leads profitability with a 45.1% profit margin vs 17.6%. UMC appears more attractively valued with a PEG of 0.85. TSM earns a higher WallStSmart Score of 82/100 (A-).

TSM

Exceptional Buy

82

out of 100

Grade: A-

Growth: 8.7Profit: 10.0Value: 9.3Quality: 9.0
Piotroski: 6/9Altman Z: 3.86

UMC

Strong Buy

68

out of 100

Grade: B-

Growth: 4.7Profit: 7.0Value: 10.0Quality: 6.3
Piotroski: 2/9Altman Z: 2.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

TSMUndervalued (+20.3%)

Margin of Safety

+20.3%

Fair Value

$483.91

Current Price

$347.75

$136.16 discount

UndervaluedFair: $483.91Overvalued
UMCUndervalued (+44.9%)

Margin of Safety

+44.9%

Fair Value

$18.68

Current Price

$9.31

$9.37 discount

UndervaluedFair: $18.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TSM6 strengths · Avg: 10.0/10
Market CapQuality
$1.71T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

Profit MarginProfitability
45.1%10/10

Keeps 45 of every $100 in revenue as profit

Operating MarginProfitability
53.9%10/10

Strong operational efficiency at 53.9%

Free Cash FlowQuality
$388.17B10/10

Generating 388.2B in free cash flow

Altman Z-ScoreHealth
3.8610/10

Safe zone — low bankruptcy risk

UMC3 strengths · Avg: 8.7/10
Free Cash FlowQuality
$18.05B10/10

Generating 18.1B in free cash flow

PEG RatioValuation
0.858/10

Growing faster than its price suggests

P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

Areas to Watch

TSM2 concerns · Avg: 3.0/10
P/E RatioValuation
31.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
52.9x2/10

Trading at 52.9x book value

UMC3 concerns · Avg: 3.7/10
Price/BookValuation
9.8x4/10

Trading at 9.8x book value

Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : TSM

The strongest argument for TSM centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 45.1% and operating margin at 53.9%. Revenue growth of 20.5% demonstrates continued momentum.

Bull Case : UMC

The strongest argument for UMC centers on Free Cash Flow, PEG Ratio, P/E Ratio. Profitability is solid with margins at 17.6% and operating margin at 19.8%. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : TSM

The primary concerns for TSM are P/E Ratio, Price/Book.

Bear Case : UMC

The primary concerns for UMC are Price/Book, Revenue Growth, Piotroski F-Score.

Key Dynamics to Monitor

TSM profiles as a growth stock while UMC is a value play — different risk/reward profiles.

TSM carries more volatility with a beta of 1.28 — expect wider price swings.

TSM is growing revenue faster at 20.5% — sustainability is the question.

TSM generates stronger free cash flow (388.2B), providing more financial flexibility.

Bottom Line

TSM scores higher overall (82/100 vs 68/100), backed by strong 45.1% margins and 20.5% revenue growth. UMC offers better value entry with a 44.9% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Taiwan Semiconductor Manufacturing

TECHNOLOGY · SEMICONDUCTORS · USA

Taiwan Semiconductor Manufacturing Company, Limited is a Taiwanese multinational semiconductor contract manufacturing and design company. It is one of Taiwan's largest companies, the world's most valuable semiconductor company, and the world's largest dedicated independent (pure-play) semiconductor foundry, with its headquarters and main operations located in the Hsinchu Science Park in Hsinchu, Taiwan. It is majority owned by foreign investors.

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United Microelectronics

TECHNOLOGY · SEMICONDUCTORS · USA

United Microelectronics Corporation is a semiconductor wafer foundry in Taiwan, Singapore, China, Hong Kong, Japan, the United States, Europe, and internationally. The company is headquartered in Hsinchu City, Taiwan.

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