WallStSmart

Intel Corporation (INTC)vsUnited Microelectronics (UMC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Microelectronics generates 340% more annual revenue ($250.71B vs $57.03B). UMC leads profitability with a 33.3% profit margin vs -19.8%. INTC appears more attractively valued with a PEG of 0.50. UMC earns a higher WallStSmart Score of 77/100 (B+).

INTC

Hold

41

out of 100

Grade: D

Growth: 4.0Profit: 3.5Value: 6.7Quality: 6.0
Piotroski: 5/9Altman Z: 1.69

UMC

Strong Buy

77

out of 100

Grade: B+

Growth: 6.7Profit: 8.0Value: 6.0Quality: 7.5
Piotroski: 3/9Altman Z: 2.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for INTC.

UMCUndervalued (+11.2%)

Margin of Safety

+11.2%

Fair Value

$25.50

Current Price

$22.64

$2.86 discount

UndervaluedFair: $25.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTC4 strengths · Avg: 9.0/10
Market CapQuality
$544.15B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.5010/10

Growing faster than its price suggests

Revenue GrowthGrowth
25.4%8/10

Revenue surging 25.4% year-over-year

Free Cash FlowQuality
$4.45B8/10

Generating 4.5B in free cash flow

UMC6 strengths · Avg: 9.3/10
Profit MarginProfitability
33.3%10/10

Keeps 33 of every $100 in revenue as profit

EPS GrowthGrowth
374.6%10/10

Earnings expanding 374.6% YoY

Free Cash FlowQuality
$24.22B10/10

Generating 24.2B in free cash flow

Market CapQuality
$56.78B9/10

Large-cap with strong market position

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.7%8/10

Strong operational efficiency at 21.7%

Areas to Watch

INTC4 concerns · Avg: 2.3/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-12.9%2/10

ROE of -12.9% — below average capital efficiency

EPS GrowthGrowth
-71.7%2/10

Earnings declined 71.7%

Profit MarginProfitability
-19.8%1/10

Currently unprofitable

UMC1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : INTC

The strongest argument for INTC centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 25.4% demonstrates continued momentum. PEG of 0.50 suggests the stock is reasonably priced for its growth.

Bull Case : UMC

The strongest argument for UMC centers on Profit Margin, EPS Growth, Free Cash Flow. Profitability is solid with margins at 33.3% and operating margin at 21.7%. Revenue growth of 17.0% demonstrates continued momentum.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Bear Case : UMC

The primary concerns for UMC are Piotroski F-Score.

Key Dynamics to Monitor

INTC carries more volatility with a beta of 2.23 — expect wider price swings.

INTC is growing revenue faster at 25.4% — sustainability is the question.

UMC generates stronger free cash flow (24.2B), providing more financial flexibility.

Monitor SEMICONDUCTORS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UMC scores higher overall (77/100 vs 41/100), backed by strong 33.3% margins and 17.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

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United Microelectronics

TECHNOLOGY · SEMICONDUCTORS · USA

United Microelectronics Corporation is a semiconductor wafer foundry in Taiwan, Singapore, China, Hong Kong, Japan, the United States, Europe, and internationally. The company is headquartered in Hsinchu City, Taiwan.

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