WallStSmart

Intel Corporation (INTC)vsUnited Microelectronics (UMC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Microelectronics generates 348% more annual revenue ($240.73B vs $53.76B). UMC leads profitability with a 20.8% profit margin vs -5.9%. INTC appears more attractively valued with a PEG of 1.36. UMC earns a higher WallStSmart Score of 67/100 (B-).

INTC

Hold

35

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 5.3Quality: 7.0
Piotroski: 5/9Altman Z: 1.69

UMC

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 7.0Value: 4.7Quality: 7.5
Piotroski: 3/9Altman Z: 2.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for INTC.

UMCUndervalued (+13.3%)

Margin of Safety

+13.3%

Fair Value

$24.71

Current Price

$22.18

$2.53 discount

UndervaluedFair: $24.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTC1 strengths · Avg: 10.0/10
Market CapQuality
$566.48B10/10

Mega-cap, among the largest globally

UMC5 strengths · Avg: 9.0/10
EPS GrowthGrowth
108.1%10/10

Earnings expanding 108.1% YoY

Market CapQuality
$56.36B9/10

Large-cap with strong market position

Profit MarginProfitability
20.8%9/10

Keeps 21 of every $100 in revenue as profit

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

Free Cash FlowQuality
$8.77B8/10

Generating 8.8B in free cash flow

Areas to Watch

INTC4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

EPS GrowthGrowth
-71.7%2/10

Earnings declined 71.7%

Free Cash FlowQuality
$-2.54B2/10

Negative free cash flow — burning cash

UMC3 concerns · Avg: 3.7/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

P/E RatioValuation
35.6x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : INTC

The strongest argument for INTC centers on Market Cap. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : UMC

The strongest argument for UMC centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 20.8% and operating margin at 18.5%.

Bear Case : INTC

The primary concerns for INTC are Altman Z-Score, Return on Equity, EPS Growth.

Bear Case : UMC

The primary concerns for UMC are PEG Ratio, P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

INTC profiles as a turnaround stock while UMC is a mature play — different risk/reward profiles.

INTC carries more volatility with a beta of 2.19 — expect wider price swings.

INTC is growing revenue faster at 7.2% — sustainability is the question.

UMC generates stronger free cash flow (8.8B), providing more financial flexibility.

Bottom Line

UMC scores higher overall (67/100 vs 35/100), backed by strong 20.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intel Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Intel Corporation is an American multinational corporation and technology company headquartered in Santa Clara, California, in Silicon Valley. It is the world's largest semiconductor chip manufacturer by revenue, and is the developer of the x86 series of microprocessors, the processors found in most personal computers (PCs).

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United Microelectronics

TECHNOLOGY · SEMICONDUCTORS · USA

United Microelectronics Corporation is a semiconductor wafer foundry in Taiwan, Singapore, China, Hong Kong, Japan, the United States, Europe, and internationally. The company is headquartered in Hsinchu City, Taiwan.

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